REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2010

Regulatory Matters (Tables) [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Schedule of regulatory capital, minimum capital required and the Basel ratio

	Unaudited
	Financial institutions (partial consolidation)						Full consolidation
	2010			2009			2010			2009
Regulatory capital
Tier I		60,192			55,624			62,240			57,706
Tier II		18,652			12,837			18,652			12,837
Other deductions required by the Central Bank of Brazil		(173	)		(28	)		(173	)		(28	)
Total		78,671			68,433			80,719			70,515
Minimum regulatory capital required		54,722			44,299			57,525			46,513
Capital to risk-weighted assets ratio - %		15.8			17.0			15.4			16.7
Excess of regulatory capital over minimum regulatory capital required		23,949			24,134			23,194			24,002

Schedule Of Ratio and Excess Of Capita Ln Relation To Maximum Fixed Assets [Table Text Block]

Schedule of ratio and the excess of capital in relation to the maximum fixed assets

	Unaudited
	Financial institutions (partial consolidation)				Full consolidation
	2010		2009		2010		2009
Fixed assets ratio - %		37.3		32.9		14.5		15.4
Capital excess in relation to fixed assets ratio		9,976		11,711		28,669		24,397