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FAIR VALUE OF FINANCIAL INSTRUMENTS (Tables)
12 Months Ended
Dec. 31, 2010
Fair Value Of Financial Instruments (Tables) [Abstract]  
Schedule Of Summary Of Carrying and Fair Values For Financial Instruments [Table Text Block]
Schedule of summarizes the carrying and fair values for financial instruments

   
Carrying value
   
Estimated fair value
 
   
12/31/2010
   
12/31/2009
   
12/31/2010
   
12/31/2009
 
Financial assets
                       
Assets for which fair value approximates carrying value
    266,095       149,467       266,095       149,467  
Interest-bearing deposits in other banks
    57,566       89,085       57,574       89,128  
Available-for-sale securities
    44,636       41,263       44,636       41,263  
Held-to-maturity securities
    2,506       1,762       3,110       2,124  
Loans and leases, net of allowance for loan and lease losses
    278,031       225,768       278,222       226,135  
Financial liabilities
                               
Liabilities for which fair value approximates carrying value
    296,669       214,126       296,669       214,126  
Interest-bearing deposits
    176,221       165,024       176,141       164,983  
Long-term debt
    84,768       58,976       84,617       58,812  
Off-balance sheet financial instruments
                               
Standby letters of credit
    756       1,207       435       349  
Guarantees
    37,618       31,234       108       68