PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2010

Premises and Equipment (Tables) [Abstract]

Property, Plant and Equipment [Table Text Block]

Schedule of Property, Plant and Equipment	12/31/2010			12/31/2009			Annual depreciation rates (%)
Gross
Land		1,045			959
Buildings used in operations		3,027			2,647
Installations, furniture, equipment and security and communication		2,279			1,915
Data processing equipment		4,635			3,918
Cost of software developed or obtained for internal use		1,313			1,298
Transportation system		9			16
Assets held for sale		19			23
Other		143			349
TOTAL		12,470			11,125
Accumulated depreciation
Buildings used in operations		(1,892	)		(1,718	)		4
Installations, furniture, equipment and security and communication		(1,228	)		(925	)		10 a 25
Data processing equipment		(3,352	)		(3,073	)		20 a 50
Cost of software developed or obtained for internal use		(675	)		(630	)		20 a 33
Transportation system		(6	)		(11	)		20
Other		(166	)		(196	)		20
TOTAL		(7,319	)		(6,553	)
NET CARRYING AMOUNT		5,151			4,572