6-K

                                    FORM 6-K
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                            Report of Foreign Issuer
                      Pursuant to Rule 13a-16 or 15d-16 of
                       the Securities Exchange Act of 1934

                           For the month of April 2005

                        Commission File Number: 001-15276

                       Banco Itau Holding Financeira S.A.
                       (Itau Holding Financing Bank S.A.)
                 (Translation of Registrant's Name Into English)


                               Rua Boa Vista, 176
                         01014-919 Sao Paulo, SP, Brazil
                    (Address of principal executive offices)



Indicate by check mark whether the registrant files or will file annual reports
under cover Form 20-F or Form 40-F.  Form 20-F X    Form 40-F
                                              ---

Indicate by check mark if the registrant is submitting the Form 6-K in paper as
permitted by Regulation S-T Rule 101(b)(1):

Indicate by check mark if the registrant is submitting the Form 6-K in paper as
permitted by Regulation S-T Rule 101(b)(7):

Indicate by check mark whether by furnishing the information contained in this
Form, the registrant is also thereby furnishing information to the Commission
pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.
Yes    No X
   ---   ---

If "Yes" is marked, indicate below the file number assigned to the registrant in
connection with Rule 12g3-2(b):  82-___________________.





                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                         Banco Itau Holding Financeira S.A.
                                                      (Registrant)

Date:  April 28, 2005                By:  /s/ Alfredo Egydio Setubal
                                         --------------------------------------
                                         Name:   Alfredo Egydio Setubal
                                         Title:  Investor Relations Officer

                                     By:  /s/ Silvio Aparecido de Carvalho
                                         --------------------------------------
                                         Name:   Silvio Aparecido de Carvalho
                                         Title:  Chief Accounting Officer



                                  EXHIBIT INDEX

99.1     Notice regarding Banco Itau Holding Financeira S.A. and Lojas
         Americanas S.A. signing of final agreement governing the association
         between the two groups.

99.2     Results of Ordinary and Extraordinary General Meeting held on
         April 27, 2005.

EX-99.1

                                                                    EXHIBIT 99.1

                       Banco Itau Holding Financeira S.A.
A Publicly Listed Company                               CNPJ. 60.872.504/0001-23


          BANCO ITAU HOLDING FINANCEIRA S.A. and LOJAS AMERICANAS S.A.


                           ANNOUNCEMENT TO THE MARKET


1. BANCO ITAU HOLDING FINANCEIRA S.A. ("ITAU") and LOJAS AMERICANAS S.A.
("LASA") wish to inform that, subsequent to the February 28 2005 announcement to
the market, on April 27 2005 the parties signed the final agreement governing
the business activities of the association between the two groups.

2. The structuring and sale of financial products and services and related items
to the customers of Lojas Americanas, Americanas Express and Americanas.com will
be exclusive to the new financial institution in which ITAU and LASA will hold
equal stakes.

3. The new institution will be denominated FAI - FINANCEIRA AMERICANAS ITAU S.A.
CREDITO, FINANCIAMENTO E INVESTIMENTO and will have a Board of Directors whose
chairman will be appointed by ITAU. The Executive Board will be made up of
professionals with wide experience in the field of activity and its management
will be the responsibility of ITAU. This partnership will run for a 20-year
term, which may be renewed on expiry. The start of operations is expected for
early in the second semester of 2005.

4. Once more, ITAU and LASA reiterate their commitment to the Brazilian market,
certain that they will both increase customer satisfaction and also create
stockholder value.

                            Sao Paulo, April 27 2005.



      Alfredo Egydio Setubal                          Roberto Martins de Souza
      Investor Relations Officer                      Investor Relations Officer
      BANCO ITAU HOLDING FINANCEIRA S.A.              LOJAS AMERICANAS S.A.

EX-99.2

                                                                    EXHIBIT 99.2

Sao Paulo-SP, April 27 2005.
SUAC-860/2005.

COMISSAO DE VALORES MOBILIARIOS
Superintendencia de Relacoes com Empresas
Rio de Janeiro-RJ

Dear Sirs,

Reference:   BANCO ITAU HOLDING FINANCEIRA S.A.
             ORDINARY AND EXTRAORDINARY GENERAL
             MEETING OF APRIL 27 2005

1. Pursuant to the provisions of CVM Instruction 202/93, Articles 16, subsection
V, and 17, subsection II, we are pleased to provide you with a summary of the
decisions taken by the above-mentioned ordinary and extraordinary general
meeting:

a)   the approval of the management accounts for the 2004 fiscal year and the
     distribution of the net income for the same fiscal year;
b)   the election of members of the Board of Directors and Fiscal Councils for
     the next annual term of office;
c)   the establishment of the amount to be allocated for the compensation of
     members of the management bodies;
d)   the increase in the subscribed capital stock from R$ 8,101,000,000.00 to R$
     8,300,000,000.00, with no issue of new shares, through the capitalization
     of reserves;
e)   the cancellation of 88.803 own book entry common shares, currently held as
     treasury stock, without a reduction in the value of the capital stock;
f)   the inclusion in Item 3.3 of the bylaws to the effect that Itau Corretora
     de Valores S.A. is the institution providing book entry share services;
g)   the institution of the Compensation Committee through the transformation of
     the existing Itau Holding Options Committee, broadening its objectives and
     purposes;
h)   establishing that the Report of the Activities of the Audit Committee shall
     be made available to the Superintendence of Private Insurance;
i)   the establishment of the statutory Committees for Disclosure of Material
     Information and the Insiders Trading;
j)   the increase in the maximum number of positions on the Board of Executive
     Officers, creating the positions of Managing Director and Deputy Managing
     Director, extending the period during which the Board of Directors may
     elect the members of the Board of Executive Officers and altering the
     powers of the Executive Officers;
k)   the consequent alterations to the bylaws and to Item 2 of the Plan for
     Granting Stock Options.

2.   The respective minute will be forwarded to you via the Periodical and
     Eventual Information (IPE) system within the timeframe established in
     Articles 16, subsection VI and 17, subsection III, of the said Instruction.

Sincerely,

BANCO ITAU HOLDING FINANCEIRA S.A.
Alfredo Egydio Setubal, Investor Relations Officer


Copy to:
- - THE SAO PAULO STOCK EXCHANGE
  Superintendencia Executiva de Operacoes
  Gerencia de Relacoes com Empresas (GRE)