-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JiaJS6HNE/2f//zC6kIg80kizOLuHqARwejvLFFqITZWD/xVdA24OglM2/NJ2YYD MTYmOEaWOk0nz679NUQJ+w== 0000947871-04-002701.txt : 20041214 0000947871-04-002701.hdr.sgml : 20041214 20041214155037 ACCESSION NUMBER: 0000947871-04-002701 CONFORMED SUBMISSION TYPE: 6-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041214 FILED AS OF DATE: 20041214 DATE AS OF CHANGE: 20041214 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BANCO ITAU HOLDING FINANCEIRA S A CENTRAL INDEX KEY: 0001132597 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: 6-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-15276 FILM NUMBER: 041201548 BUSINESS ADDRESS: STREET 1: RUA BOA VISTA 176 STREET 2: 01014-919 CITY: SAO PAULO STATE: D5 ZIP: 00000 BUSINESS PHONE: 55-11-5019-1723 FORMER COMPANY: FORMER CONFORMED NAME: BANCO ITAU SA DATE OF NAME CHANGE: 20010117 6-K 1 f6k_121404.txt REPORT OF FOREIGN ISSUER FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of Foreign Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of December 2004 Commission File Number: 001-15276 Banco Itau Holding Financeira S.A. (Itau Holding Financing Bank S.A.) (Translation of Registrant's Name Into English) Rua Boa Vista, 176 01014-919 Sao Paulo, SP, Brazil (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F X Form 40-F --- Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934. Yes No X --- --- If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82-___________________. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Banco Itau Holding Financeira S.A. (Registrant) Date: December 14, 2004 By: /s/ Alfredo Egydio Setubal -------------------------------------- Name: Alfredo Egydio Setubal Title: Investor Relations Officer By: /s/ Silvio Aparecido de Carvalho -------------------------------------- Name: Silvio Aparecido de Carvalho Title: Chief Accounting Officer EXHIBIT INDEX 99.1 Reinforcement in Consumer Credit Operations. EX-99.1 2 ex99-1tof6k_121404.txt REINFORCEMENT IN CONSUMER CREDIT OPERATIONS - -------------------------------------------------------------------------------- Banco Itau Holding Financeira S.A. A Publicly Listed Company CNPJ. 60.872.504/0001-23 Announcement to the Market Reinforcement in Consumer Credit Operations 1. Banco Itau Holding Financeira S.A. (Itau) and Banco Intercap S.A. (Banco Intercap) have signed, on December 10, 2004, an agreement involving the assignment of retail vehicle finance portfolio and the acquisition of Banco Intercap's sales promotion company. 2. Banco Intercap, founded in 1990, is active in the used (over seven years, on average) vehicle financing market for individuals in the state of Sao Paulo, which accounts for 40% of the Brazilian automobile finance market, with branches in the state capital and another 6 major centers throughout the rest of the state. It has a network of 1.1 thousand stores that resort to its specialized capabilities in this field. 3. These transactions mean that Itau has acquired: a. approximately R$ 184 million of vehicle finance loans from Banco Intercap, with the objective of increasing the size of its loan portfolio; b. a client base of 178 thousand clients, of which 55 thousand currently holding vehicle loans; c. a sales promotion company, which is the vehicle that generates the credits, comprising systems, contracts with stores, a staff of specialists in analyzing credit for this specific segment, plus a dedicated commercial structure, for R$ 65.5 million. 4. The following table gives Itau's highlights after this transaction:
------------------------------------------------------------------------------------- R$ Million (except where Itau Intercap Itau indicated) (1) (2) + Intercap ------------------------------------------------------------------------------------- Vehicle loan portfolio R$ 5,269 million R$ 184 million R$ 5,453 million ------------------------------------------------------------------------------------- Sales points 9,945 1,153 11,098 ------------------------------------------------------------------------------------- Employees (3) 1,318 130 1,448 -------------------------------------------------------------------------------------
(1) At 09/30/2004 (2) At 06/30/2004. (3) Employees dedicated exclusively to vehicle financing. 5. For Itau, the principal effects are: o an increase in its retail credit portfolio, specifically in the vehicle finance segment; o the addition of a used (over seven years) car finance business to its portfolio of market segments, together with the experience of Banco Intercap's sales promotion company in this field of activity. 6. This transaction confirms, similar to the other agreements, associations and operations widely divulged to the market during this year, Itau's strategy of sustained growth in its credit operations, principally personal and consumer credit. Sao Paulo, December 13, 2004 Alfredo Egydio Setubal Investor Relations Officer - -------------------------------------------------------------------------------- -----END PRIVACY-ENHANCED MESSAGE-----