CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 73,721	$ 72,803
Interest bearing deposits in banks	4,881	4,328
Cash and cash equivalents	78,602	77,131
Available-for-sale, net of zero allowance for credit losses	1,019,201	934,923
Held-to-maturity, net of allowance for credit losses of $16 and $63	320,057	336,881
Total investment securities	1,339,258	1,271,804
Loans:
Gross loans	2,090,075	2,052,940
Deferred loan costs (fees), net	309	(123)
Allowance for credit losses on loans	(23,500)	(23,060)
Net loans	2,066,884	2,029,757
Premises and equipment, net	16,907	22,478
Goodwill	27,357	27,357
Other intangible assets, net	1,399	2,275
Company owned life insurance	51,572	52,169
Other assets	147,820	125,619
Total assets	3,729,799	3,608,590
Deposits:
Noninterest bearing	1,020,772	1,088,199
Interest bearing	1,740,451	1,757,965
Total deposits	2,761,223	2,846,164
Repurchase agreements	107,121	109,169
Other borrowings	360,500	219,000
Long-term debt	49,304	49,214
Subordinated debentures, net	35,660	35,481
Allowance for credit losses on unfunded loan commitments	510	840
Other liabilities	77,384	45,140
Total liabilities	3,391,702	3,305,008
Commitments and contingent liabilities (Note 14)
Shareholders' equity
Serial Preferred stock, no par value; 10,000,000 shares authorized; none issued; Common stock, no par value; 24,000,000 shares authorized; 14,793,832 and 15,170,372 shares issued and outstanding , respectively	110,446	112,928
Additional paid-in capital	4,581	4,148
Retained earnings	259,050	243,082
Accumulated other comprehensive loss, net of taxes of $14,874 and $23,746	(35,980)	(56,576)
Total shareholders' equity	338,097	303,582
Total liabilities and shareholders' equity	$ 3,729,799	$ 3,608,590