CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 100,424	$ 72,803
Interest bearing deposits in banks	3,059	4,328
Total cash & cash equivalents	103,483	77,131
Available-for-sale, net of zero allowance for credit losses at June 30, 2023 and December 31, 2022	1,027,538	934,923
Held-to-maturity, (fair value of $318,142 at June 30, 2023 and $328,011 at December 31, 2022)	328,494	336,944
Allowance for credit losses on held-to-maturity securities	(16)	(63)
Net, investment securities held-to-maturity	328,478	336,881
Loans:
Gross loans	2,094,391	2,052,940
Deferred loan costs (fees), net	73	(123)
Allowance for credit losses on loans	(23,010)	(23,060)
Net loans	2,071,454	2,029,757
Premises and equipment, net	22,072	22,478
Goodwill	27,357	27,357
Other intangible assets, net	1,837	2,275
Bank-owned life insurance	52,725	52,169
Other assets	127,517	125,619
Total assets	3,762,461	3,608,590
Deposits:
Noninterest bearing	1,066,498	1,088,199
Interest bearing	1,852,261	1,757,965
Total deposits	2,918,759	2,846,164
Repurchase agreements	73,722	109,169
Other borrowings	325,200	219,000
Long-term debt	49,259	49,214
Subordinated debentures	35,570	35,481
Allowance for credit losses on unfunded loan commitments	750	840
Other liabilities	49,609	45,140
Total liabilities	3,452,869	3,305,008
Commitments and contingent liabilities (Note 7)
Shareholders' equity
Common stock, no par value; 24,000,000 shares authorized; 14,811,736 and 15,170,372 shares issued and outstanding at June 30, 2023 and December 31, 2022, respectively	110,097	112,928
Additional paid-in capital	4,887	4,148
Retained earnings	251,119	243,082
Accumulated other comprehensive loss, net	(56,511)	(56,576)
Total shareholders' equity	309,592	303,582
Total liabilities and shareholders' equity	$ 3,762,461	$ 3,608,590