CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 82,285	$ 63,147
Interest bearing deposits in banks	4,398	194,381
Total cash & cash equivalents	86,683	257,528
Available-for-sale, net of allowance for credit losses of $0 at September 30, 2022 and December 31, 2021	1,069,434
Available-for-sale, at fair value (net of zero allowance for credit losses at June 30, 2022 and December 31, 2021) (before ASU 2016-13)		973,314
Held-to-maturity, (fair value of $138,684 at September 30, 2022 and $0 at December 31, 2021)	156,229
Allowance for credit losses on held-to-maturity securities	(18)
Net, investment securities held-to-maturity	156,211
Loans and leases:
Gross loans and leases	2,020,364
Gross loans and leases (before ASU 2016-13)		1,989,726
Deferred loan and lease fees, net	(348)
Deferred loan and lease fees, net (before ASU 2016-13)		(1,865)
Allowance for credit losses on loans and leases	(23,790)
Allowance for credit losses on loans and leases (before ASU 2016-13)		(14,256)
Net loans and leases	1,996,226
Net loans and leases (before ASU 2016-13)		1,973,605
Foreclosed assets		93
Premises and equipment, net	22,688	23,571
Goodwill	27,357	27,357
Other intangible assets, net	2,517	3,275
Bank-owned life insurance	52,140	54,242
Other assets	119,033	58,029
Total assets	3,532,289	3,371,014
Deposits:
Noninterest bearing	1,118,245	1,084,544
Interest bearing	1,767,223	1,697,028
Total deposits	2,885,468	2,781,572
Repurchase agreements	112,012	106,937
Short-term borrowings	103,100
Long-term debt	49,196	49,141
Subordinated debentures	35,436	35,302
Allowance for credit losses on unfunded loan commitments	940	203
Other liabilities	51,065	35,365
Total liabilities	3,237,217	3,008,520
Commitments and contingent liabilities (Note 7)
Shareholders' equity
Common stock, no par value; 24,000,000 shares authorized; 15,085,675 and 15,270,010 shares issued and outstanding at September 30, 2022 and December 31, 2021, respectively	112,111	113,007
Additional paid-in capital	4,470	3,910
Retained earnings	239,496	234,410
Accumulated other comprehensive (loss) income, net	(61,005)	11,167
Total shareholders' equity	295,072	362,494
Total liabilities and shareholders' equity	$ 3,532,289	$ 3,371,014