CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 78,660	$ 65,556
Interest-bearing deposits in banks	28,332	14,521
Cash and cash equivalents	106,992	80,077
Securities available-for-sale	620,154	600,799
Loans and leases:
Gross loans and leases	1,798,025	1,762,565
Allowance for loan and lease losses	(11,453)	(9,923)
Deferred loan and lease costs, net	2,741	2,896
Net loans and leases	1,789,313	1,755,538
Foreclosed assets	766	800
Premises and equipment, net	28,425	27,435
Goodwill	27,357	27,357
Other intangible assets, net	5,112	5,381
Company owned life insurance	50,722	50,517
Other assets	41,628	45,915
Total assets	2,670,469	2,593,819
Deposits:
Non-interest bearing	704,700	690,950
Interest bearing	1,474,691	1,477,424
Total deposits	2,179,391	2,168,374
Repurchase agreements	29,361	25,711
Short-term borrowings	74,100	20,000
Subordinated debentures, net	34,990	34,945
Other liabilities	33,168	35,504
Total liabilities	2,351,010	2,284,534
Commitments and contingent liabilities (Note 7)
Shareholders' equity
Common stock, no par value; 24,000,000 shares authorized; 15,190,038 and 15,284,538 shares issued and outstanding at March 31, 2020 and December 31, 2019, respectively	112,600	113,179
Additional paid-in capital	3,367	3,307
Retained earnings	189,882	186,867
Accumulated other comprehensive gain (loss), net	13,610	5,932
Total shareholders' equity	319,459	309,285
Total liabilities and shareholder's equity	$ 2,670,469	$ 2,593,819