CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest income:
Interest and fees on loans	$ 11,918	$ 13,495	$ 23,700	$ 27,073
Interest on investment securities:
Taxable	2,285	2,043	4,201	4,150
Tax-exempt	721	673	1,437	1,318
Interest on Federal funds sold and interest-bearing deposits	25	5	33	22
Total interest income	14,949	16,216	29,371	32,563
Interest expense:
Interest on deposits	1,125	1,671	2,216	3,329
Interest on short-term borrowings	5	55	39	92
Interest on long-term borrowings	142	142	282	318
Interest on manditorily redeemable trust preferred securities	180	180	361	355
Total interest expense	1,452	2,048	2,898	4,094
Net Interest Income	13,497	14,168	26,473	28,469
Provision for loan losses	3,000	3,500	6,600	6,900
Net Interest Income after Provision for Loan Losses	10,497	10,668	19,873	21,569
Non-interest revenue:
Service charges on deposit accounts	2,446	2,887	4,701	5,590
Other income, net	1,027	1,102	2,348	2,260
Total other operating income	3,473	3,989	7,049	7,850
Other operating expense:
Salaries and employee benefits	5,201	5,151	10,911	10,930
Occupancy expense	1,625	1,819	3,200	3,559
Other	4,729	4,578	9,146	9,232
Total other operating expenses	11,555	11,548	23,257	23,721
Income before income taxes	2,415	3,109	3,665	5,698
Provision for income taxes	231	565	(48)	814
Net Income	$ 2,184	$ 2,544	$ 3,713	$ 4,884
PER SHARE DATA
Book value	$ 11.78	$ 12.00	$ 11.78	$ 12.00
Cash dividends	$ 0.06	$ 0.06	$ 0.12	$ 0.12
Earnings per share basic	$ 0.16	$ 0.22	$ 0.27	$ 0.42
Earnings per share diluted	$ 0.16	$ 0.22	$ 0.26	$ 0.42
Average shares outstanding, basic	14,012,574	11,646,409	13,997,264	11,638,638
Average shares outstanding, diluted	14,084,997	11,749,546	14,072,974	11,723,566