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Note 5 - Credit Quality and the Allowance for Loan and Lease Losses (Tables)
 3 Months Ended
Mar. 31, 2013
Allowance for Credit Losses on Financing Receivables [Table Text Block]
(in thousands)
 
Three Months Ended March 31,
 
   
2013
   
2012
 
             
Balance at beginning of period
  $ 4,242     $ 3,326  
Provision for loan and lease losses charged to expense
    100       225  
Loans charged off
    (123 )     (1 )
Recoveries on loans previously charged off
    18       12  
Balance at end of period
  $ 4,237     $ 3,562  
Financing Receivable Credit Quality Indicators [Table Text Block]
Loans by Asset Quality Rating (excluding loans held for sale*)
 
Asset Quality Ratings
       
 (in thousands)
       
Special
               
Total
 
   
Pass
   
Mention
   
Substandard
   
Doubtful
   
Loans
 
As of March 31, 2013:
                             
Construction and land development
  $ 11,960     $ -     $ 751     $ -     $ 12,711  
Commercial real estate - owner-occupied
    60,643       -       5,699       -       66,342  
Commercial real estate - non-owner-occupied
    68,501       -       1,139       -       69,640  
Residential real estate
    28,197       84       1,709       186       30,176  
All other real estate
    12,661       -       25       -       12,686  
Commercial and industrial
    44,284       154       4,012       -       48,450  
Consumer and all other loans and lease financing
    4,059       -       -       -       4,059  
Total loans, net of unearned income
  $ 230,305     $ 238     $ 13,335     $ 186     $ 244,064  
                                         
As of December 31, 2012:
                                       
Construction and land development
  $ 11,440     $ -     $ 555     $ -     $ 11,995  
Commercial real estate - owner-occupied
    65,132       -       5,896       -       71,028  
Commercial real estate - non-owner-occupied
    66,799       1,396       1,166       -       69,361  
Residential real estate
    28,588       -       2,268       185       31,041  
All other real estate
    8,319       -       29       -       8,348  
Commercial and industrial
    44,921       161       4,272       -       49,354  
Consumer and all other loans and lease financing
    2,614       -       -       -       2,614  
Total loans, net of unearned income
  $ 227,813     $ 1,557     $ 14,186     $ 185     $ 243,741  
                                         
As of March 31, 2012:
                                       
Construction and land development
  $ 13,923     $ 148     $ 1,034     $ -     $ 15,105  
Commercial real estate - owner-occupied
    64,194       -       5,781       -       69,975  
Commercial real estate - non-owner-occupied
    49,454       5,129       5,890       -       60,473  
Residential real estate
    26,788       484       4,606       189       32,067  
All other real estate
    1,889       -       -       -       1,889  
Commercial and industrial
    32,263       234       4,375       85       36,957  
Consumer and all other loans and lease financing
    3,630       -       -       -       3,630  
Total loans, net of unearned income
  $ 192,141     $ 5,995     $ 21,686     $ 274     $ 220,096  
Past Due Financing Receivables [Table Text Block]
(in thousands)
       
Commercial Real Estate
                     
Consumer and All
       
   
Construction
and Land Development 		   
Owner-
Occupied
   
Non-Owner-
Occupied 		   
Residential Real Estate
   
All Other Real Estate
   
Commercial and Industrial
   
Other Loans and
Leases
   
Total Loans
 
As of March 31, 2013:
                                               
Recorded Balance of Loans Past Due:
                                               
30-59 Days
  $ -     $ -     $ -     $ 377     $ -     $ 262     $ -     $ 639  
60-89 Days
    -       894       -       76       -       6       9       985  
90+ Days
    -       758       -       158       -       866       -       1,782  
Total Past Due
    -       1,652       -       611       -       1,134       9       3,406  
Loans in Current Payment Status
    12,711       64,690       69,640       29,565       12,686       47,316       4,050       240,658  
Total Loans
  $ 12,711     $ 66,342     $ 69,640     $ 30,176     $ 12,686     $ 48,450     $ 4,059     $ 244,064  
                                                                 
Loans 90+ Days Past Due and Accruing1
  $ -     $ -     $ -     $ -     $ -     $ -     $ -     $ -  
Accruing Troubled Debt Restructurings
    -       11       -       706       -       -       -       717  
Loans in Non-accrual Status
    751       3,626       827       912       25       2,851       -       8,992  
                                                                 
As of December 31, 2012:
                                                               
Recorded Balance of Loans Past Due:
                                                               
30-59 Days
  $ -     $ 55     $ -     $ 325     $ -     $ 620     $ 69     $ 1,069  
60-89 Days
    -       916       -       -       -       44       -       960  
90+ Days
    -       820       -       343       -       227       -       1,390  
Total Past Due
    -       1,791       -       668       -       891       69       3,419  
Loans in Current Payment Status
    11,995       69,237       69,361       30,373       8,348       48,463       2,545       240,322  
Total Loans
  $ 11,995     $ 71,028     $ 69,361     $ 31,041     $ 8,348     $ 49,354     $ 2,614     $ 243,741  
                                                                 
Loans 90+ Days Past Due and Accruing1
  $ -     $ -     $ -     $ -     $ -     $ -     $ -     $ -  
Accruing Troubled Debt Restructurings
    -       13       -       709       -       -       -       722  
Loans in Non-accrual Status
    555       3,779       845       842       29       3,018       -       9,068  
                                                                 
As of March 31, 2012:
                                                               
Recorded Balance of Loans Past Due:
                                                               
30-59 Days
  $ 133     $ 977     $ -     $ -     $ -     $ 240     $ 8     $ 1,358  
60-89 Days
    -       -       -       -       -       112       -       112  
90+ Days
    -       594       -       459       -       205       -       1,258  
Total Past Due
    133       1,571       -       459       -       557       8       2,728  
Loans in Current Payment Status
    14,972       68,404       60,473       31,608       1,889       36,400       3,622       217,368  
Total Loans
  $ 15,105     $ 69,975     $ 60,473     $ 32,067     $ 1,889     $ 36,957     $ 3,630     $ 220,096  
                                                                 
Loans 90+ Days Past Due and Accruing1
  $ -     $ -     $ -     $ -     $ -     $ -     $ -     $ -  
Accruing Troubled Debt Restructurings
    200       -       -       -       -       -       -       200  
Loans in Non-accrual Status
    279       1,756       108       1,640       -       1,692       -       5,475  
Impaired Financing Receivables [Table Text Block]
(in thousands)
 
Construction
   
Commercial Real Estate
                      Consumer
and All
Other
             
   
and
Land Development
   
Owner-
Occupied
   
Non-Owner-Occupied
   
Residential Real Estate
   
All Other Real Estate
   
Commercial  and Industrial
   
Loans and Leases
   
Unallocated
   
Total Loans
 
Loans Held for Investment as of March 31, 2013:
                                                     
Recorded Investment:
                                                     
Impaired Loans With an Allowance Recorded
  $ 294     $ 553     $ 733     $ 892     $ 26     $ 601     $ -           $ 3,099  
Impaired Loans With No Allowance Recorded
    -       894       -       -       -       217       -             1,111  
Total Loans Individually Evaluated For Impairment
    294       1,447       733       892       26       818       -             4,210  
Loans Collectively Evaluated For Impairment
    10,390       49,348       57,294       24,749       12,660       46,592       3,881             204,914  
Loans Acquired With Deteriorated Credit Quality
    2,027       15,547       11,613       4,535       -       1,040       178             34,940  
Total Loans Held for Investment
  $ 12,711     $ 66,342     $ 69,640     $ 30,176     $ 12,686     $ 48,450     $ 4,059           $ 244,064  
Unpaid Principal Balance:
                                                                     
Impaired Loans With An Allowance Recorded
  $ 294     $ 553     $ 733     $ 892     $ 26     $ 1,347     $ -           $ 3,845  
Impaired Loans With No Allowance Recorded
    -       894       -       -       -       217       -             1,111  
Total Loans Individually Evaluated For Impairment
    294       1,447       733       892       26       1,564       -             4,956  
Loans Collectively Evaluated For Impairment
    10,390       49,348       57,294       24,749       12,660       46,592       3,881             204,914  
Loans Acquired With Deteriorated Credit Quality
    5,435       17,315       13,114       6,438       -       2,369       182             44,853  
Total Loans Held for Investment
  $ 16,119     $ 68,110     $ 71,141     $ 32,079     $ 12,686     $ 50,525     $ 4,063           $ 254,723  
Related Allowance for Loan and Lease Losses:
                                                                     
Impaired Loans With An Allowance Recorded
  $ 93     $ 24     $ 54     $ 396     $ 2     $ 721     $ -           $ 1,290  
Impaired Loans With No Allowance Recorded
    -       -       -       -       -       -       -             -  
Total Loans Individually Evaluated For Impairment
    93       24       54       396       2       721       -             1,290  
Loans Collectively Evaluated For Impairment
    279       333       545       593       63       948       75     $ 111       2,947  
Loans Acquired With Deteriorated Credit Quality
    -       -       -       -       -       -       -               -  
Total Loans Held for Investment
  $ 372     $ 357     $ 599     $ 989     $ 65     $ 1,669     $ 75     $ 111     $ 4,237  
                                                                         
For the Three Months Ended March 31, 2013:
                                                                       
Average Recorded Investment in Impaired Loans:
                                                                       
Impaired Loans With An Allowance Recorded
  $ 299     $ 561     $ 742     $ 893     $ 27     $ 614     $ -             $ 3,136  
Impaired Loans With No Allowance Recorded
    -       905       -       -       -       229       -               1,134  
Total Loans Individually Evaluated For Impairment
  $ 299     $ 1,466     $ 742     $ 893     $ 27     $ 843     $ -             $ 4,270  
Interest Income Recognized on Impaired Loans:
                                                                       
Impaired Loans With An Allowance Recorded
  $ -     $ -     $ -     $ 10     $ -     $ -     $ -             $ 10  
Impaired Loans With No Allowance Recorded
    -       -       -       -       -       -       -               -  
Total Loans Individually Evaluated For Impairment
  $ -     $ -     $ -     $ 10     $ -     $ -     $ -             $ 10  
(in thousands)
  Construction    
Commercial Real Estate
                      Consumer and All Other              
   
and
Land Development
   
Owner-Occupied
   
Non-Owner-Occupied
   
Residential Real Estate
   
All Other Real Estate
   
Commercial and Industrial
   
Loans and Leases
   
Unallocated
   
Total Loans
 
Loans Held for Investment as of December 31, 2012:
                                                     
Recorded Investment:
                                                     
Impaired Loans With an Allowance Recorded
  $ 385     $ 686     $ 749     $ 894     $ 29     $ 1,354     $ -           $ 4,097  
Impaired Loans With No Allowance Recorded
    170       1,599       -       -       -       1,298       -             3,067  
Total Loans Individually Evaluated For Impairment
    555       2,285       749       894       29       2,652       -             7,164  
Loans Collectively Evaluated For Impairment
    8,985       51,837       57,058       25,613       8,319       45,735       2,435             199,982  
Loans Acquired With Deteriorated Credit Quality
    2,455       16,906       11,554       4,534       -       967       179             36,595  
Total Loans Held for Investment
  $ 11,995     $ 71,028     $ 69,361     $ 31,041     $ 8,348     $ 49,354     $ 2,614           $ 243,741  
Unpaid Principal Balance:
                                                                     
Impaired Loans With An Allowance Recorded
  $ 404     $ 731     $ 763     $ 899     $ 30     $ 2,040     $ -           $ 4,867  
Impaired Loans With No Allowance Recorded
    177       1,745       -       -       -       1,427       -             3,349  
Total Loans Individually Evaluated For Impairment
    581       2,476       763       899       30       3,467       -             8,216  
Loans Collectively Evaluated For Impairment
    8,985       51,837       57,058       25,613       8,319       45,735       2,435             199,982  
Loans Acquired With Deteriorated Credit Quality
    6,264       18,575       13,184       6,468       -       2,489       183             47,163  
Total Loans Held for Investment
  $ 15,830     $ 72,888     $ 71,005     $ 32,980     $ 8,349     $ 51,691     $ 2,618           $ 255,361  
Related Allowance for Loan and Lease Losses:
                                                               
Impaired Loans With An Allowance Recorded
  $ 103     $ 53     $ 66     $ 324     $ 2     $ 683     $ -           $ 1,231  
Impaired Loans With No Allowance Recorded
    -       -       -       -       -       -       -             -  
Total Loans Individually Evaluated For Impairment
    103       53       66       324       2       683       -             1,231  
Loans Collectively Evaluated For Impairment
    218       410       664       582       33       1,052       51     $ 1       3,011  
Loans Acquired With Deteriorated Credit Quality
    -       -       -       -       -       -       -               -  
Total Loans Held for Investment
  $ 321     $ 463     $ 730     $ 906     $ 35     $ 1,735     $ 51     $ 1     $ 4,242  
                                                                         
For the Year Ended December 31, 2012:
                                                                       
Average Recorded Investment in Impaired Loans:
                                                                       
Impaired Loans With An Allowance Recorded
  $ 198     $ 655     $ 303     $ 291     $ 6     $ 791     $ -             $ 2,244  
Impaired Loans With No Allowance Recorded
    533       1,378       109       782       -       1,425       -               4,227  
Total Loans Individually Evaluated For Impairment
  $ 731     $ 2,033     $ 412     $ 1,073     $ 6     $ 2,216     $ -             $ 6,471  
Interest Income Recognized on Impaired Loans:
                                                                       
Impaired Loans With An Allowance Recorded
  $ -     $ -     $ -     $ 10     $ -     $ -     $ -             $ 10  
Impaired Loans With No Allowance Recorded
    -       -       1       -       -       -       -               1  
Total Loans Individually Evaluated For Impairment
  $ -     $ -     $ 1     $ 10     $ -     $ -     $ -             $ 11  
(in thousands)
  Construction    
Commercial Real Estate
    Residential           Commercial     Consumer and All Other              
   
and
Land Development
   
Owner-Occupied
   
Non-Owner-Occupied
   
Real Estate
   
All Other Real Estate
   
and Industrial
   
Loans and Leases
   
Unallocated
   
Total Loans
 
Loans Held for Investment as of March 31, 2012:
                                                     
Recorded Investment:
                                                     
Impaired Loans With an Allowance Recorded
  $ -     $ -     $ -     $ 189     $ -     $ 450     $ -           $ 639  
Impaired Loans With No Allowance Recorded
    -       1,571       -       -       -       396       -             1,967  
Total Loans Individually Evaluated For Impairment
    -       1,571       -       189       -       846       -             2,606  
Loans Collectively Evaluated For Impairment
    12,224       51,429       48,512       26,516       1,889       33,153       3,444             177,167  
Loans Acquired With Deteriorated Credit Quality
    2,881       16,975       11,961       5,362       -       2,958       186             40,323  
Total Loans Held for Investment
  $ 15,105     $ 69,975     $ 60,473     $ 32,067     $ 1,889     $ 36,957     $ 3,630           $ 220,096  
Unpaid Principal Balance:
                                                                  -  
Impaired Loans With An Allowance Recorded
  $ -     $ -     $ -     $ 190     $ -     $ 483     $ -           $ 673  
Impaired Loans With No Allowance Recorded
    -       1,615       -       -       -       351       -             1,966  
Total Loans Individually Evaluated For Impairment
    -       1,615       -       190       -       834       -             2,639  
Loans Collectively Evaluated For Impairment
    12,224       51,429       48,512       26,516       1,889       33,153       3,444             177,167  
Loans Acquired With Deteriorated Credit Quality
    6,630       18,799       13,792       7,400       -       5,089       190             51,900  
Total Loans Held for Investment
  $ 18,854     $ 71,843     $ 62,304     $ 34,106     $ 1,889     $ 39,076     $ 3,634           $ 231,706  
Related Allowance for Loan and Lease Losses:
                                                               
Impaired Loans With An Allowance Recorded
  $ -     $ -     $ -     $ 128     $ -     $ 264     $ -           $ 392  
Impaired Loans With No Allowance Recorded
    -       -       -       -       -       -       -             -  
Total Loans Individually Evaluated For Impairment
    -       -       -       128       -       264       -             392  
Loans Collectively Evaluated For Impairment
    149       192       539       583       4       1,132       185     $ 156       2,940  
Loans Acquired With Deteriorated Credit Quality
    -       64       -       -       -       166       -               230  
Total Loans Held for Investment
  $ 149     $ 256     $ 539     $ 711     $ 4     $ 1,562     $ 185     $ 156     $ 3,562  
                                                                         
For the Three Months Ended March 31, 2012:
                                                                       
Average Recorded Investment in Impaired Loans:
                                                                       
Impaired Loans With An Allowance Recorded
  $ -     $ -     $ -     $ 94     $ -     $ 464     $ -             $ 558  
Impaired Loans With No Allowance Recorded
    -       1,606       -       -       -       383       -               1,989  
Total Loans Individually Evaluated For Impairment
  $ -     $ 1,606     $ -     $ 94     $ -     $ 847     $ -             $ 2,547  
Interest Income Recognized on Impaired Loans:
                                                                       
Impaired Loans With An Allowance Recorded
  $ -     $ -     $ -     $ -     $ -     $ -     $ -             $ -  
Impaired Loans With No Allowance Recorded
    -       -       -       -       -       -       -               -  
Total Loans Individually Evaluated For Impairment
  $ -     $ -     $ -     $ -     $ -     $ -     $ -             $ -  
Accretable Discount for Loans Purchased [Table Text Block]
   
For the Three Months Ended March 31,
 
(in thousands)
 
2013
   
2012
 
Balance at beginning of year
  $ 1,734     $ 3,289  
Measurement period adustments to Santa Lucia Bank fair values
    -       (428 )
Accretion to interest income
    (708 )     (260 )
Loans reclassified to held for sale
    -       (355 )
Transfers from non-accretable discount to accretable
    1,812       -  
Balance at end of period
  $ 2,838     $ 2,246  
Changes in Allowances for Loan and Lease Losses (Member)
  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   
Threee Months Ended March 31, 2013
 
Loan Portfolio Segment
 
Balance at Beginning of Period
   
Provision for Loan Losses Charged (Credited) to Expense
   
Less Loans Charged Off
   
Plus Recoveries on Loans Previously Charged Off
   
Balance at End of Period
 
                               
Construction and land development
  $ 321     $ 51     $ -     $ -     $ 372  
Commercial real estate - owner-occupied
    463       (106 )     -       -       357  
Commercial real estate - non-owner-occupied
    730       (131 )     -       -       599  
Residential real estate
    906       197       (117 )     3       989  
All other real estate loans
    35       30       -       -       65  
Commercial and industrial loans
    1,735       (80 )     -       15       1,670  
Consumer and all other loans and lease financing
    51       30       (6 )     -       75  
Unallocated
    1       109       -       -       110  
Totals
  $ 4,242     $ 100     $ (123 )   $ 18     $ 4,237  
   
Three Months Ended March 31, 2012
 
Loan Portfolio Segment
 
Balance at Beginning of Year
   
Provision for Loan Losses Charged (Credited) to Expense
   
Less Loans Charged Off
   
Plus Recoveries on Loans Previously Charged Off
   
Balance at End of Period
 
                               
Construction and land development
  $ 157     $ (8 )   $ -     $ -     $ 149  
Commercial real estate - owner-occupied
    253       3       -       -       256  
Commercial real estate - non-owner-occupied
    675       (136 )     -       -       539  
Residential real estate
    640       71       -       -       711  
All other real estate loans
    4       -       -       -       4  
Commercial and industrial loans
    1,363       190       (1 )     10       1,562  
Consumer and all other loans and lease financing
    124       59       -       2       185  
Unallocated
    110       46       -       -       156  
Totals
  $ 3,326     $ 225     $ (1 )   $ 12     $ 3,562