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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
INTEREST INCOME:      
Interest and fees on loans $ 660,732 $ 528,174 $ 554,967
Interest on investment securities 52,220 35,492 39,362
Interest on other investments 3,163 2,866 4,549
Total interest income 716,115 566,532 598,878
INTEREST EXPENSE:      
Interest on deposits 114,839 42,011 110,369
Interest Expense, FHLB and FRB borrowings 11,525 2,561 6,865
Interest on other borrowings and convertible notes 11,330 9,190 14,146
Total interest expense 137,694 53,762 131,380
NET INTEREST INCOME BEFORE PROVISION (CREDIT) FOR CREDIT LOSSES 578,421 512,770 467,498
PROVISION (CREDIT) FOR CREDIT LOSSES 9,600 (12,200) 95,000
NET INTEREST INCOME AFTER PROVISION (CREDIT) FOR CREDIT LOSSES 568,821 524,970 372,498
NONINTEREST INCOME:      
Service fees on deposit accounts 8,938 7,275 12,443
International service fees 3,134 3,586 3,139
Loan servicing fees, net 3,588 3,367 2,809
Wire transfer fees 3,477 3,519 3,577
Swap fees 2,605 1,458 4,066
Net gains on sales of SBA loans 16,343 8,448 0
Net gains on sales of residential mortgage loans 882 4,435 8,004
Net losses on sales of other loans 193 0 0
Net gains on sales of securities available for sale 0 0 7,531
Other income and fees 12,237 11,506 11,863
Total noninterest income 51,397 43,594 53,432
NONINTEREST EXPENSE:      
Salaries and employee benefits 204,719 175,151 162,922
Occupancy 28,267 28,898 28,917
Furniture and equipment 19,434 18,079 17,548
Advertising and marketing 7,470 8,707 6,284
Data processing and communications 10,683 10,331 9,344
Professional fees 6,314 12,168 8,170
Investments in affordable housing partnership expenses 8,742 11,067 13,146
FDIC assessments 6,248 5,109 5,544
Credit related expenses 5,897 4,400 6,817
OREO expense, net 315 1,638 3,865
Software impairment 0 2,146 0
Earnings credit rebate 10,998 1,842 654
Federal Home Loan Bank Prepayment Fee 0 0 2,367
Restructuring Costs 0 0 3,584
Other 15,083 13,756 14,477
Total noninterest expense 324,170 293,292 283,639
INCOME BEFORE INCOME TAXES 296,048 275,272 142,291
INCOME TAX PROVISION 77,771 70,700 30,776
NET INCOME $ 218,277 $ 204,572 $ 111,515
Earnings Per Share [Abstract]      
Basic (in dollars per share) $ 1.82 $ 1.67 $ 0.90
Diluted (in dollars per share) $ 1.81 $ 1.66 $ 0.90