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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
INTEREST INCOME:      
Interest and fees on loans $ 627,673 $ 594,103 $ 529,760
Interest on securities 46,295 45,342 36,917
Interest on other investments 10,818 10,727 5,427
Total interest income 684,786 650,172 572,104
INTEREST EXPENSE:      
Interest on deposits 190,158 134,958 74,902
Interest on FHLB advances 12,031 15,127 10,706
Interest on other borrowings and convertible notes 16,002 12,160 5,116
Total interest expense 218,191 162,245 90,724
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES 466,595 487,927 481,380
PROVISION FOR LOAN LOSSES 7,300 14,900 17,360
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 459,295 473,027 464,020
NONINTEREST INCOME:      
Service fees on deposit accounts 17,933 18,551 20,619
International service fees 3,926 4,371 4,494
Loan servicing fees, net 2,316 4,696 5,433
Wire transfer fees 4,558 4,934 5,057
Net gains on sales of SBA loans 0 9,708 12,774
Net gains on sales of other loans 4,487 2,485 2,927
Net gains on sales or called securities available for sale 282 0 301
Other income and fees 16,181 15,435 14,810
Total noninterest income 49,683 60,180 66,415
NONINTEREST EXPENSE:      
Salaries and employee benefits 161,174 153,523 144,669
Occupancy 30,735 30,371 28,587
Furniture and equipment 15,583 14,902 14,643
Advertising and marketing 9,146 9,414 10,281
Data processing and communication 10,780 14,232 12,179
Professional fees 22,528 16,286 14,954
FDIC assessments 3,882 6,572 5,173
Investments in affordable housing partnerships expenses 9,292 12,066 13,862
Credit related expenses 4,975 2,863 582
OREO (income) expense, net (934) 187 3,100
Branch restructuring costs 0 1,674 0
Merger and integration expense 0 (7) 1,781
Other 15,467 15,643 16,790
Total noninterest expense 282,628 277,726 266,601
INCOME BEFORE INCOME TAX PROVISION 226,350 255,481 263,834
INCOME TAX PROVISION 55,310 65,892 124,389
NET INCOME $ 171,040 $ 189,589 $ 139,445
EARNINGS PER COMMON SHARE:      
Basic (in dollars per share) $ 1.35 $ 1.44 $ 1.03
Diluted (in dollars per share) $ 1.35 $ 1.44 $ 1.03