Consolidated Statement of Cash Flows (USD $)	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash Flows from Operating Activities:
Net income	$ 64,129	$ 330,726
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	200,654	276,051
Provision for loan loss	339,827	954,583
Amortization and accretion on securities	303,600	233,277
Stock-based compensation		1,699
Gain on sale of loans held for sale	(138,002)	(174,890)
Originations of loans held for sale	(7,931,234)	(12,761,655)
Proceeds from sale of loans held for sale	7,724,458	12,659,736
Gain (loss) on sale of fixed assets	(8,084)	723
Loss on sale of real estate owned and other repossessed assets	7,334	69,382
Net change in:
Accrued interest receivable	71,287	46,921
Other assets	70,530	(15,300)
Prepaid FDIC insurance premiums	582,945	87,594
Bank owned life insurance	(66,652)	(23,722)
Deferred income tax (benefit) expense		(939,328)
Accrued expenses and other liabilities	25,283	(207,281)
Net cash provided by operating activities	1,246,075	538,516
Cash Flows from Investing Activities:
Net increase in loans (loans originated, net of principal payments)	(961,058)	(3,405,122)
Proceeds from maturity and sale of available-for-sale securities	10,715,273	9,024,991
Proceeds from sale of property and equipment	55,164	400
Proceeds from sale of real estate owned and other repossed assets	555,330	1,712,662
Purchase of securities	(9,453,079)	(8,191,262)
Purchase of premises and equipment	(6,585)	(84,869)
Net cash (used in) provided by investing activities	905,045	(943,200)
Cash Flows from Financing Activities:
Net increase in deposits	2,997,019	3,784,755
Net increase (decrease) in Repo Sweep accounts	390,318	(1,702,424)
Net increase in advances from borrowers	280,359	295,113
Advances from Federal Home Loan Bank and notes payable	27,625,000	26,350,000
Repayments of Federal Home Loan Bank advances and notes payable	(29,870,898)	(28,400,000)
Net cash provided by financing activities	1,421,798	327,444
Net increase (decrease) in cash and cash equivalents	3,572,918	(77,240)
Cash and cash equivalents at beginning of period	2,751,810	2,749,498
Cash and cash equivalents at end of period	6,324,728	2,672,258
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	622,719	919,561
Transfers of loans to foreclosed real estate and repossessed assets	$ 273,000	$ 884,803