Consolidated Statement of Income and Comprehensive Income (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest income:
Interest and fees on loans	$ 1,826,649	$ 2,011,490	$ 3,643,262	$ 4,051,698
Interest and dividends on investments
Taxable	123,991	137,028	239,320	287,208
Tax-exempt	37,348	38,730	75,043	77,803
Interest on mortgage-backed securities	106,795	164,556	222,166	343,844
Total interest income	2,094,783	2,351,804	4,179,791	4,760,553
Interest expense:
Interest on deposits	208,638	263,634	430,540	544,177
Interest on borrowings	76,022	163,655	175,463	347,289
Total interest expense	284,660	427,289	606,003	891,466
Net interest income	1,810,123	1,924,515	3,573,788	3,869,087
Provision for loan loss	195,753	578,315	339,827	954,583
Net interest income after provision for loan losses	1,614,370	1,346,200	3,233,961	2,914,504
Non-interest income:
Service charges and other fees	222,279	187,539	414,719	357,493
Mortgage banking activities	161,691	214,086	332,123	434,645
Net gain (loss) on sale of premises and equipment, real estate owned and other repossessed assets	(5,729)	(68,015)	750	(70,104)
Other	86,371	57,043	157,363	115,442
Total non-interest income	464,612	390,653	904,955	837,476
Non-interest expense:
Compensation and employee benefits	1,134,644	1,176,584	2,293,901	2,448,542
FDIC Insurance Premiums	48,978	46,645	94,677	94,125
Advertising	28,797	49,370	67,716	82,485
Occupancy	218,209	237,332	451,655	479,248
Amortization of intangible assets	29,646	44,134	59,292	117,247
Service bureau charges	77,089	76,867	154,583	155,654
Professional services	186,970	113,109	259,834	207,844
Other	358,164	398,758	693,129	858,306
Total non-interest expense	2,082,497	2,142,799	4,074,787	4,443,451
Income (loss) before income tax benefit	(3,515)	(405,946)	64,129	(691,471)
Income tax benefit		(135,997)		(1,022,197)
Net (loss) income	(3,515)	(269,949)	64,129	330,726
Other comprehensive income (loss):
Net (loss) income	(3,515)	(269,949)	64,129	330,726
Change in unrealized gain on available-for-sale securities, net of tax	(457,978)	211,032	(557,775)	166,685
Comprehensive income (loss)	$ (461,493)	$ (58,917)	$ (493,646)	$ 497,411
Net (loss) income per share
Basic	$ 0.00	$ (0.09)	$ 0.02	$ 0.15
Diluted	$ 0.00	$ (0.09)	$ 0.02	$ 0.15
Weighted average number of shares outstanding
Basic	2,884,049	2,884,049	2,884,049	2,884,049
Including dilutive stock options	2,884,049	2,884,049	2,884,049	2,884,049