SECURITIES (Amortized Cost and Estimated Market Value of Securities by Contract Maturity) (Details) (USD $)	Jun. 30, 2013	Dec. 31, 2012
Investments Classified By Contractual Maturity Date [Line Items]
Available for Sale amortized cost, Due in one year or less	$ 2,096,000
Available for Sale amortized cost, Due after one year through five years	9,063,000
Available for Sale amortized cost, Due in five year through ten years	6,736,000
Available for Sale amortized cost, Due after ten years	260,000
Available for Sale amortized cost, Subtotal	18,155,000
Available for Sale, Amortized Cost	48,106,000	49,633,000
Held to Maturity, Due in one year or less	90,000
Held to Maturity amortized cost, Due after one year through five years	1,615,000
Held to Maturity amortized cost, Due in five year through ten years	300,000
Held to Maturity amortized cost, Due after ten years	300,000
Held to Maturity, Amortized cost	2,305,000	2,345,000
Available for sale market value, Due in one year or less	2,110,000
Available for sale market value, Due after one year through five years	9,230,000
Available for sale market value, Due in five year through ten years	6,655,000
Available for sale market value, Due after ten years	320,000
Available for sale market value, Subtotal	18,315,000
Available for Sale, Market Value	48,392,643	50,763,551
Held to maturity market value, Due in one year or less	91,000
Held to maturity market value, Due after one year through five years	1,714,000
Held to maturity market value, Due in five year through ten years	340,000
Held to maturity market value, Due after ten years	350,000
Held to Maturity, Market Value	2,495,000	2,570,000
Equity Securities [Member]
Investments Classified By Contractual Maturity Date [Line Items]
Available for Sale, Amortized Cost	2,000	3,000
Available for Sale, Market Value	3,000	1,000
Mortgage-backed securities [Member]
Investments Classified By Contractual Maturity Date [Line Items]
Available for Sale, Amortized Cost	29,949,000	28,901,000
Available for Sale, Market Value	$ 30,075,000	$ 26,608,000