Consolidated Balance Sheet (USD $)	Jun. 30, 2013	Dec. 31, 2012
Cash and cash equivalents:
Cash on hand and due from banks	$ 6,295,069	$ 2,732,109
Overnight deposits with FHLB	29,659	19,701
Total cash and cash equivalents	6,324,728	2,751,810
Securities available for sale	48,392,643	50,763,551
Securities HTM	2,305,000	2,345,000
Loans held for sale	423,490	78,712
Loans receivable, net of allowance for loan losses of $1,691,068 and $1,749,915 as of June 30, 2013 and December 31, 2012, respectively	139,260,220	138,911,989
Foreclosed real estate and other repossessed assets	2,097,643	2,387,307
Federal Home Loan Bank stock, at cost	3,266,100	3,266,100
Premises and equipment	5,212,555	5,394,412
Accrued interest receivable	899,163	970,450
Intangible assets	99,024	158,316
Prepaid FDIC premiums		582,945
Deferred tax asset	618,169	330,831
Originated mortgage servicing rights (net of valuation reserve)	949,790	1,016,070
Bank owned life insurance	4,541,215	4,474,563
Other assets	397,841	402,090
Total assets	214,787,581	213,834,146
Liabilities:
Deposits	161,347,153	158,350,134
Advances from borrowers for taxes and insurance	413,182	132,823
Federal Home Loan Bank Advances	24,112,064	26,357,962
REPO sweep accounts	3,573,669	3,183,351
Accrued expenses and other liabilities	1,400,375	1,375,092
Total liabilities	190,846,443	189,399,362
Stockholders' equity:
Common stock ($0.01 par value 20,000,000 shares authorized 3,191,799 shares issued and outstanding) at June 30, 2013 and December 31, 2012	31,918	31,918
Additional paid-in capital	23,853,891	23,853,891
Retained earnings	2,830,299	2,766,170
Treasury stock at cost (307,750 shares) at June 30, 2013 and December 31, 2012	(2,963,918)	(2,963,918)
Accumulated other comprehensive income	188,948	746,723
Total stockholders' equity	23,941,138	24,434,784
Total liabilities and stockholders' equity	$ 214,787,581	$ 213,834,146