SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 201030 2420 SH SOLE 2420 0 0 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 203080 5508 SH SOLE 5508 0 0 DARDEN RESTAURANTS INC COM 237194105 208895 1014 SH SOLE 1014 0 0 NETAPP INC COM 64110D104 208926 1350 SH SOLE 1350 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 209758 1641 SH SOLE 1641 0 0 REPUBLIC SVCS INC COM 760759100 210524 988 SH SOLE 988 0 0 UNITEDHEALTH GROUP INC COM 91324P102 211972 510 SH SOLE 510 0 0 VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 214788 1400 SH SOLE 1400 0 0 MICRON TECHNOLOGY INC COM 595112103 219316 190 SH SOLE 190 0 0 ISHARES TR US INDUSTRIALS 464287754 219978 1320 SH SOLE 1320 0 0 MARKEL GROUP INC COM 570535104 224597 115 SH SOLE 115 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 228391 4588 SH SOLE 4588 0 0 ISHARES TR ISHARES BIOTECH 464287556 239640 1260 SH SOLE 1260 0 0 J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 251896 3485 SH SOLE 3485 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 251973 4373 SH SOLE 4373 0 0 ISHARES TR US REGNL BKS ETF 464288778 252262 4055 SH SOLE 4055 0 0 ISHARES TR EAFE VALUE ETF 464288877 254529 3325 SH SOLE 3325 0 0 FREEPORT MCMORAN INC CL B 35671D857 254768 4051 SH SOLE 4051 0 0 SPDR SERIES TRUST ST INTER BD ETF 78464A375 261992 7830 SH SOLE 7830 0 0 LINDE PLC SHS G54950103 267255 515 SH SOLE 515 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 272521 1250 SH SOLE 1250 0 0 KINDER MORGAN INC DEL COM 49456B101 273792 8564 SH SOLE 8564 0 0 THE CIGNA GROUP COM 125523100 276783 1004 SH SOLE 1004 0 0 TRAVELERS COMPANIES INC COM 89417E109 277962 842 SH SOLE 842 0 0 PINNACLE FINL PARTNERS INC COM 72348N109 284785 2823 SH SOLE 2823 0 0 ATLANTIC UN BANKSHARES CORP COM 04911A107 284831 6732 SH SOLE 6732 0 0 CANADIAN NATL RY CO COM 136375102 286176 2400 SH SOLE 2400 0 0 ARISTA NETWORKS INC COM SHS 040413205 287098 1690 SH SOLE 1690 0 0 GENERAL DYNAMICS CORP COM 369550108 288352 814 SH SOLE 814 0 0 ILLINOIS TOOL WKS INC COM 452308109 293731 1086 SH SOLE 1086 0 0 CONOCOPHILLIPS COM 20825C104 293895 2827 SH SOLE 2827 0 0 ANHEUSER BUSCH INBEV SA NV SPONSORED ADR 03524A108 297876 3615 SH SOLE 3615 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 299082 5625 SH SOLE 5625 0 0 DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 300029 7108 SH SOLE 7108 0 0 ISHARES SILVER TR ISHARES 46428Q109 302106 5650 SH SOLE 5650 0 0 TEXAS INSTRS INC COM 882508104 303138 1017 SH SOLE 1017 0 0 LABCORP HOLDINGS INC COM SHS 504922105 314720 1124 SH SOLE 1124 0 0 BLACKROCK INC COM 09290D101 315392 328 SH SOLE 328 0 0 ANALOG DEVICES INC COM 032654105 320120 806 SH SOLE 806 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 322121 810 SH SOLE 810 0 0 UNITED PARCEL SVCS INC CL B 911312106 322285 2998 SH SOLE 2998 0 0 BECTON DICKINSON & CO COM 075887109 323090 2135 SH SOLE 2135 0 0 BWX TECHNOLOGIES INC COM 05605H100 323509 1662 SH SOLE 1662 0 0 PHILLIPS 66 COM 718546104 328803 1945 SH SOLE 1945 0 0 MONDELEZ INTL INC CL A 609207105 331019 5723 SH SOLE 5723 0 0 ISHARES TR RUS MID CAP ETF 464287499 331291 3003 SH SOLE 3003 0 0 QUALCOMM INC COM 747525103 331514 1794 SH SOLE 1794 0 0 NORTHROP GRUMMAN CORP COM 666807102 342766 673 SH SOLE 673 0 0 3M CO COM 88579Y101 352964 2180 SH SOLE 2180 0 0 ISHARES TR CORE MSCI EAFE 46432F842 354159 3667 SH SOLE 3667 0 0 TJX COS INC NEW COM 872540109 354965 2343 SH SOLE 2343 0 0 ISHARES TR U.S. MED DVC ETF 464288810 376505 7620 SH SOLE 7620 0 0 BANK OF NY MELLON CORP COM 064058100 380180 2629 SH SOLE 2629 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 382255 4564 SH SOLE 4564 0 0 ISHARES TR S&P MC 400VL ETF 464287705 397985 2694 SH SOLE 2694 0 0 SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 399635 12850 SH SOLE 12850 0 0 VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 403373 615 SH SOLE 615 0 0 VENTAS INC COM 92276F100 403952 4549 SH SOLE 4549 0 0 PFIZER INC COM 717081103 404503 16798 SH SOLE 16798 0 0 JOHNSON CONTROLS INTERNATION SHS G51502105 411885 2819 SH SOLE 2819 0 0 SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 412168 4652 SH SOLE 4646 0 6 MARATHON PETE CORP COM 56585A102 413675 1618 SH SOLE 1618 0 0 NEXTERA ENERGY INC COM 65339F101 423579 4826 SH SOLE 4826 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 435901 431 SH SOLE 431 0 0 ISHARES TR 0-5YR INVT GR CP 46434V100 442753 8790 SH SOLE 8790 0 0 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 442805 2020 SH SOLE 2020 0 0 CORNING INC COM 219350105 449557 1760 SH SOLE 1760 0 0 TESLA INC COM 88160R101 478223 1137 SH SOLE 1137 0 0 ISHARES TR FLTG RATE NT ETF 46429B655 478594 9375 SH SOLE 9375 0 0 EMERSON ELEC CO COM 291011104 486281 3397 SH SOLE 3397 0 0 MCKESSON CORP COM 58155Q103 486607 644 SH SOLE 644 0 0 ISHARES TR S&P MC 400GR ETF 464287606 487273 4147 SH SOLE 4147 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 488267 3550 SH SOLE 3550 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 495846 989 SH SOLE 989 0 0 ISHARES TR MSCI USA MIN ETF 46429B697 501188 5196 SH SOLE 5196 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 511587 10185 SH SOLE 10185 0 0 FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 512085 6294 SH SOLE 6294 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 515139 2120 SH SOLE 2120 0 0 ROCKWELL AUTOMATION INC COM 773903109 518349 1047 SH SOLE 1047 0 0 VANGUARD WORLD FD MEGA GRWTH IND 921910816 521746 5935 SH SOLE 5935 0 0 ISHARES TR US CONSUM DISCRE 464287580 556050 5500 SH SOLE 5500 0 0 CUMMINS INC COM 231021106 561297 787 SH SOLE 787 0 0 LOCKHEED MARTIN CORP COM 539830109 563973 1107 SH SOLE 1107 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 572135 2360 SH SOLE 2360 0 0 LAM RESEARCH CORP COM NEW 512807306 580229 1339 SH SOLE 1339 0 0 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 581681 1218 SH SOLE 1218 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 586861 7284 SH SOLE 7284 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 595451 8357 SH SOLE 8357 0 0 AT&T INC COM 00206R102 605351 29244 SH SOLE 29244 0 0 TRANE TECHNOLOGIES PLC SHS G8994E103 612477 1247 SH SOLE 1247 0 0 ISHARES TR US AER DEF ETF 464288760 618171 2550 SH SOLE 2550 0 0 AMERICAN EXPRESS CO COM 025816109 632528 1870 SH SOLE 1870 0 0 BEST BUY INC COM 086516101 633750 8352 SH SOLE 8352 0 0 EATON CORP PLC SHS G29183103 637902 1497 SH SOLE 1497 0 0 ADVANCED MICRO DEVICES INC COM 007903107 644230 1109 SH SOLE 1109 0 0 INTERDIGITAL INC COM 45867G101 665356 2350 SH SOLE 2350 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 677271 1969 SH SOLE 1969 0 0 CINCINNATI FINL CORP COM 172062101 694275 3750 SH SOLE 3750 0 0 STATE STR SPDR DOW JONES IND UT SER 1 78467X109 697391 1335 SH SOLE 1335 0 0 ALTRIA GROUP INC COM 02209S103 698131 9703 SH SOLE 9703 0 0 ISHARES TR INTRM GOV CR ETF 464288612 709458 6687 SH SOLE 6687 0 0 KLA CORP COM NEW 482480100 711734 2359 SH SOLE 2359 0 0 SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 712317 13287 SH SOLE 13287 0 0 WELLTOWER INC COM 95040Q104 716318 3156 SH SOLE 3156 0 0 AMGEN INC COM 031162100 759878 2098 SH SOLE 2098 0 0 INTEL CORP COM 458140100 764614 5476 SH SOLE 5476 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 779788 6280 SH SOLE 6280 0 0 GE VERNOVA INC COM 36828A101 801255 682 SH SOLE 682 0 0 AMERICAN TOWER CORP COM 03027X100 808527 4943 SH SOLE 4943 0 0 AMERICAN ELEC PWR CO INC COM 025537101 815405 5960 SH SOLE 5960 0 0 INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 866495 2860 SH SOLE 2860 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 875036 2887 SH SOLE 2887 0 0 WELLS FARGO & CO COM 949746101 879657 10644 SH SOLE 10644 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 881027 11148 SH SOLE 11148 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 883112 10330 SH SOLE 10330 0 0 CAPITAL ONE FINL CORP COM 14040H105 888546 4429 SH SOLE 4429 0 0 ISHARES TR RUS MD CP GR ETF 464287481 889295 6074 SH SOLE 6074 0 0 CSX CORP COM 126408103 914668 19244 SH SOLE 19244 0 0 SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 924830 5829 SH SOLE 5829 0 0 COSTCO WHOLESALE CORPORATION COM 22160K105 937996 1003 SH SOLE 1003 0 0 AFLAC INC COM 001055102 938587 8005 SH SOLE 8005 0 0 LOWES COS INC COM 548661107 939729 4262 SH SOLE 4262 0 0 COMCAST CORP NEW CL A 20030N101 970097 39515 SH SOLE 39515 0 0 DOMINION ENERGY INC COM 25746U109 993688 14551 SH SOLE 14551 0 0 ISHARES TR MSCI ACWI ETF 464288257 1021090 6505 SH SOLE 6505 0 0 GE AEROSPACE COM NEW 369604301 1024021 2740 SH SOLE 2740 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 1072960 12456 SH SOLE 12456 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 1087330 2760 SH SOLE 2760 0 0 HERSHEY CO COM 427866108 1100949 6275 SH SOLE 6275 0 0 SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1121385 24733 SH SOLE 24733 0 0 KIMBERLY-CLARK CORP COM 494368103 1135242 10342 SH SOLE 10342 0 0 SPDR GOLD TR GOLD SHS 78463V107 1136453 3085 SH SOLE 3085 0 0 ISHARES TR PFD AND INCM SEC 464288687 1142430 37469 SH SOLE 37469 0 0 SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 1197512 6465 SH SOLE 6465 0 0 STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1248429 1775 SH SOLE 1775 0 0 FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 1249827 8277 SH SOLE 8277 0 0 SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 1273883 11891 SH SOLE 11891 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 1318421 48100 SH SOLE 48100 0 0 ELEVANCE HEALTH INC FORMERLY COM 036752103 1337313 3458 SH SOLE 3458 0 0 MEDTRONIC PLC SHS G5960L103 1410566 18031 SH SOLE 18031 0 0 ISHARES TR SELECT DIVID ETF 464287168 1416704 9064 SH SOLE 9064 0 0 BOEING CO COM 097023105 1501003 6934 SH SOLE 6934 0 0 CARRIER GLOBAL CORPORATION COM 14448C104 1562869 21307 SH SOLE 21307 0 0 NETFLIX INC. COM 64110L106 1578012 22101 SH SOLE 22101 0 0 MCDONALDS CORP COM 580135101 1636728 6055 SH SOLE 6055 0 0 CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 1695141 35914 SH SOLE 35914 0 0 ADOBE INC COM 00724F101 1706382 8323 SH SOLE 8323 0 0 COCA COLA CO COM 191216100 1750719 21542 SH SOLE 21542 0 0 PHILIP MORRIS INTL INC COM 718172109 1797522 9936 SH SOLE 9936 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 1836717 6531 SH SOLE 6531 0 0 CATERPILLAR INC COM 149123101 1839083 1727 SH SOLE 1727 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 1840094 14537 SH SOLE 14537 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2003698 55458 SH SOLE 55458 0 0 SHERWIN WILLIAMS CO COM 824348106 2118601 6153 SH SOLE 6153 0 0 SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 2273942 19389 SH SOLE 19389 0 0 ENBRIDGE INC COM 29250N105 2389740 44083 SH SOLE 44083 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2408434 81836 SH SOLE 81836 0 0 UBER TECHNOLOGIES INC COM 90353T100 2427102 33635 SH SOLE 33635 0 0 UNION PAC CORP COM 907818108 2512192 9236 SH SOLE 9236 0 0 INTERCONTINENTAL EXCHANGE IN COM 45866F104 2606362 21171 SH SOLE 21171 0 0 SCHWAB CHARLES CORP COM 808513105 2663215 28863 SH SOLE 28863 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 2687662 8945 SH SOLE 8945 0 0 APPLIED MATLS INC COM 038222105 2775597 3839 SH SOLE 3839 0 0 UNITED RENTALS INC COM 911363109 2788043 2461 SH SOLE 2461 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2800596 33885 SH SOLE 33885 0 0 VISA INC COM CL A 92826C839 2875438 8381 SH SOLE 8381 0 0 SHELL PLC SPON ADS 780259305 2890071 37272 SH SOLE 37272 0 0 BERKSHIRE HATHAWAY INC DEL CL A 084670108 2995400 4 SH SOLE 4 0 0 SOUTHERN CO COM 842587107 3168576 33106 SH SOLE 33006 0 100 ISHARES TR CORE US AGGBD ET 464287226 3178842 32116 SH SOLE 32116 0 0 TRUIST FINL CORP COM 89832Q109 3306305 66365 SH SOLE 66365 0 0 MERCK & CO INC COM 58933Y105 3495183 27200 SH SOLE 27200 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 3633141 16223 SH SOLE 16223 0 0 ELI LILLY & CO COM 532457108 3820185 3185 SH SOLE 3185 0 0 HONEYWELL AEROSPACE INC COM 43849R105 3920854 17735 SH SOLE 17723 0 12 STARBUCKS CORP COM 855244109 3923381 38393 SH SOLE 38393 0 0 HONEYWELL INTL INC COM 438516205 3985197 17799 SH SOLE 17786 0 13 VANGUARD INDEX FDS TOTAL STK MKT 922908769 4107444 11100 SH SOLE 11100 0 0 ISHARES TR U.S. FINLS ETF 464287788 4222494 33115 SH SOLE 33115 0 0 SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 4414291 83116 SH SOLE 83116 0 0 ISHARES TR MSCI EAFE ETF 464287465 4620998 44484 SH SOLE 44484 0 0 DISNEY WALT CO COM 254687106 4753499 49387 SH SOLE 49387 0 0 ISHARES TR US HLTHCARE ETF 464287762 4786860 71435 SH SOLE 71235 0 200 CVS HEALTH CORP COM 126650100 4814357 46538 SH SOLE 46538 0 0 SPDR SERIES TRUST ST STR SP DIV 78464A763 5109748 33577 SH SOLE 33577 0 0 ORACLE CORP COM 68389X105 5160173 35211 SH SOLE 35211 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 5264121 124330 SH SOLE 124330 0 0 FEDEX CORP COM 31428X106 5309120 16955 SH SOLE 16955 0 0 ISHARES TR CORE S&P500 ETF 464287200 5486369 7326 SH SOLE 7326 0 0 BANK OF THE JAMES FINL GP IN COM 470299108 5585275 218859 SH SOLE 218859 0 0 ABBOTT LABORATORIES COM 002824100 5689308 62699 SH SOLE 62649 0 50 ISHARES TR CORE S&P SCP ETF 464287804 6190227 41738 SH SOLE 41738 0 0 META PLATFORMS INC CL A 30303M102 6441227 11435 SH SOLE 11435 0 0 SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 6678298 35053 SH SOLE 35053 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7109923 33416 SH SOLE 33416 0 0 ALPHABET INC CAP STK CL C 02079K107 7331135 20749 SH SOLE 20749 0 0 ISHARES TR U.S. TECH ETF 464287721 7622391 30220 SH SOLE 30145 0 75 CHEVRON CORPORATION COM 166764100 8119257 48982 SH SOLE 48982 0 0 NORFOLK SOUTHN CORP COM 655844108 8399868 26701 SH SOLE 26651 0 50 BROADCOM INC COM 11135F101 8435913 22332 SH SOLE 22332 0 0 PEPSICO INC COM 713448108 8704054 64284 SH SOLE 64259 0 25 NVIDIA CORPORATION COM 67066G104 9141712 45688 SH SOLE 45688 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9442287 13748 SH SOLE 13748 0 0 ISHARES TR CORE S&P MCP ETF 464287507 10509442 136292 SH SOLE 136292 0 0 BANK OF AMER CORP COM 060505104 11048108 193894 SH SOLE 193894 0 0 HOME DEPOT INC COM 437076102 11896467 33732 SH SOLE 33707 0 25 ABBVIE INC COM 00287Y109 12025373 47788 SH SOLE 47788 0 0 RTX CORPORATION COM 75513E101 12143100 64002 SH SOLE 64002 0 0 PROCTER & GAMBLE CO COM 742718109 12362046 84302 SH SOLE 84252 0 50 AMAZON COM INC COM 023135106 13313673 55860 SH SOLE 55860 0 0 CISCO SYS INC COM 17275R102 14295374 121704 SH SOLE 121704 0 0 EXXON MOBIL CORP COM 30231G102 14543398 106374 SH SOLE 106299 0 75 JOHNSON & JOHNSON COM 478160104 14717441 57950 SH SOLE 57925 0 25 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 15153517 64042 SH SOLE 64042 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16157093 32289 SH SOLE 32264 0 25 WALMART INC COM 931142103 17839548 157510 SH SOLE 157510 0 0 JPMORGAN CHASE & CO COM 46625H100 20785128 63499 SH SOLE 63499 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 20851903 28316 SH SOLE 28316 0 0 MICROSOFT CORP COM 594918104 26467937 70956 SH SOLE 70916 0 40 ALPHABET INC CAP STK CL A 02079K305 33426246 93534 SH SOLE 93484 0 50 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 35979581 48180 SH SOLE 48180 0 0 APPLE INC COM 037833100 38165719 131897 SH SOLE 131897 0 0