The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LXP INDUSTRIAL TRUST COM 529043101   90,774 10,131 SH   SOLE   10,131 0 0
AUTODESK INC COM 052769106   200,450 631 SH   SOLE   631 0 0
MCKESSON CORP COM 58155Q103   205,496 266 SH   SOLE   266 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   205,607 630 SH   SOLE   630 0 0
CONOCOPHILLIPS COM 20825C104   209,423 2,214 SH   SOLE   2,214 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   209,474 2,525 SH   SOLE   2,525 0 0
TRAVELERS COMPANIES INC COM 89417E109   211,370 757 SH   SOLE   757 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   212,083 5,034 SH   SOLE   5,034 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   213,278 4,729 SH   SOLE   4,729 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   215,782 3,430 SH   SOLE   3,430 0 0
MARKEL GROUP INC COM 570535104   219,807 115 SH   SOLE   115 0 0
ISHARES TR US REGNL BKS ETF 464288778   224,566 4,275 SH   SOLE   4,275 0 0
REPUBLIC SVCS INC COM 760759100   226,727 988 SH   SOLE   988 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   226,878 4,538 SH   SOLE   4,538 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   227,859 924 SH   SOLE   924 0 0
KINDER MORGAN INC DEL COM 49456B101   228,660 8,077 SH   SOLE   8,077 0 0
ISHARES TR US INDUSTRIALS 464287754   229,024 1,570 SH   SOLE   1,570 0 0
ARISTA NETWORKS INC COM SHS 040413205   233,136 1,600 SH   SOLE   1,600 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   234,906 680 SH   SOLE   680 0 0
TEXAS INSTRS INC COM 882508104   235,175 1,280 SH   SOLE   1,280 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107   238,208 6,750 SH   SOLE   5,289 0 1,461
QUALCOMM INC COM 747525103   242,221 1,456 SH   SOLE   1,456 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   248,276 4,165 SH   SOLE   4,165 0 0
CANADIAN NATL RY CO COM 136375102   248,952 2,640 SH   SOLE   2,640 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   249,711 1,339 SH   SOLE   1,339 0 0
PHILLIPS 66 COM 718546104   252,998 1,860 SH   SOLE   1,860 0 0
GENERAL DYNAMICS CORP COM 369550108   257,114 754 SH   SOLE   754 0 0
MARATHON PETE CORP COM 56585A102   258,272 1,340 SH   SOLE   1,340 0 0
TJX COS INC NEW COM 872540109   258,583 1,789 SH   SOLE   1,789 0 0
THE CIGNA GROUP COM 125523100   260,867 905 SH   SOLE   905 0 0
SYNOVUS FINL CORP COM NEW 87161C501   264,640 5,392 SH   SOLE   5,392 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   265,359 7,830 SH   SOLE   7,830 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   268,918 10,225 SH   SOLE   10,225 0 0
JOHNSON CTLS INTL PLC SHS G51502105   273,446 2,487 SH   SOLE   2,487 0 0
GENERAL MLS INC COM 370334104   274,840 5,451 SH   SOLE   5,451 0 0
NIKE INC CL B 654106103   276,480 3,965 SH   SOLE   3,965 0 0
ILLINOIS TOOL WKS INC COM 452308109   286,836 1,100 SH   SOLE   1,100 0 0
BANK NEW YORK MELLON CORP COM 064058100   289,507 2,657 SH   SOLE   2,657 0 0
ANALOG DEVICES INC COM 032654105   300,737 1,224 SH   SOLE   1,224 0 0
ISHARES TR RUS MID CAP ETF 464287499   301,623 3,124 SH   SOLE   3,124 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   313,722 5,800 SH   SOLE   5,800 0 0
LABCORP HOLDINGS INC COM SHS 504922105   313,757 1,093 SH   SOLE   1,093 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   318,391 1,140 SH   SOLE   1,140 0 0
NEXTERA ENERGY INC COM 65339F101   321,663 4,261 SH   SOLE   4,261 0 0
PACCAR INC COM 693718108   322,687 3,282 SH   SOLE   3,282 0 0
CUMMINS INC COM 231021106   323,114 765 SH   SOLE   765 0 0
3M CO COM 88579Y101   326,810 2,106 SH   SOLE   2,106 0 0
UNITED PARCEL SERVICE INC CL B 911312106   327,522 3,921 SH   SOLE   3,921 0 0
BLACKROCK INC COM 09290D101   338,103 290 SH   SOLE   290 0 0
GE VERNOVA INC COM 36828A101   338,810 551 SH   SOLE   551 0 0
MONDELEZ INTL INC CL A 609207105   341,649 5,469 SH   SOLE   5,469 0 0
ROCKWELL AUTOMATION INC COM 773903109   343,239 982 SH   SOLE   982 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   350,363 4,909 SH   SOLE   4,909 0 0
ISHARES TR S&P MC 400VL ETF 464287705   358,547 2,764 SH   SOLE   2,764 0 0
NORTHROP GRUMMAN CORP COM 666807102   368,639 605 SH   SOLE   605 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   392,169 3,550 SH   SOLE   3,550 0 0
BECTON DICKINSON & CO COM 075887109   409,528 2,188 SH   SOLE   2,188 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   411,215 8,090 SH   SOLE   8,090 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   411,906 2,065 SH   SOLE   2,065 0 0
VENTAS INC COM 92276F100   414,691 5,925 SH   SOLE   5,925 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   416,633 859 SH   SOLE   859 0 0
ISHARES TR INTRM GOV CR ETF 464288612   427,707 3,981 SH   SOLE   3,981 0 0
EMERSON ELEC CO COM 291011104   441,684 3,367 SH   SOLE   3,367 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   442,466 2,120 SH   SOLE   2,120 0 0
ISHARES TR U.S. MED DVC ETF 464288810   452,703 7,535 SH   SOLE   7,535 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   470,064 1,114 SH   SOLE   1,114 0 0
EATON CORP PLC SHS G29183103   471,555 1,260 SH   SOLE   1,260 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   477,673 1,187 SH   SOLE   1,187 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   480,473 2,360 SH   SOLE   2,360 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   503,760 8,407 SH   SOLE   8,407 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   504,125 2,040 SH   SOLE   2,040 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   511,894 10,110 SH   SOLE   10,110 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   515,355 5,417 SH   SOLE   5,417 0 0
ISHARES TR US AER DEF ETF 464288760   522,104 2,495 SH   SOLE   2,495 0 0
AMERICAN EXPRESS CO COM 025816109   532,453 1,603 SH   SOLE   1,603 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   538,488 10,541 SH   SOLE   10,541 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   548,316 1,867 SH   SOLE   1,867 0 0
CATERPILLAR INC COM 149123101   550,154 1,153 SH   SOLE   1,153 0 0
LOCKHEED MARTIN CORP COM 539830109   554,623 1,111 SH   SOLE   1,111 0 0
BEST BUY INC COM 086516101   565,562 7,479 SH   SOLE   7,479 0 0
WELLTOWER INC COM 95040Q104   570,048 3,200 SH   SOLE   3,200 0 0
ISHARES TR US CONSUM DISCRE 464287580   576,400 5,500 SH   SOLE   5,500 0 0
PFIZER INC COM 717081103   588,366 23,091 SH   SOLE   23,091 0 0
AMGEN INC COM 031162100   588,504 2,085 SH   SOLE   2,085 0 0
CINCINNATI FINL CORP COM 172062101   592,875 3,750 SH   SOLE   3,750 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   619,093 1,335 SH   SOLE   1,335 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   641,425 2,083 SH   SOLE   2,083 0 0
ALTRIA GROUP INC COM 02209S103   642,038 9,719 SH   SOLE   9,719 0 0
GE AEROSPACE COM NEW 369604301   649,170 2,158 SH   SOLE   2,158 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   671,454 1,400 SH   SOLE   1,400 0 0
AMERICAN ELEC PWR CO INC COM 025537101   675,909 6,008 SH   SOLE   6,008 0 0
CSX CORP COM 126408103   682,680 19,225 SH   SOLE   19,225 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   704,458 13,077 SH   SOLE   13,077 0 0
APPLIED MATLS INC COM 038222105   705,330 3,445 SH   SOLE   3,445 0 0
NETFLIX INC COM 64110L106   725,347 605 SH   SOLE   605 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   736,809 1,573 SH   SOLE   1,573 0 0
BWX TECHNOLOGIES INC COM 05605H100   739,693 4,012 SH   SOLE   4,012 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   748,492 2,944 SH   SOLE   2,944 0 0
ISHARES TR MSCI ACWI ETF 464288257   749,261 5,420 SH   SOLE   5,420 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   754,802 10,275 SH   SOLE   10,275 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   779,909 5,604 SH   SOLE   5,604 0 0
COSTCO WHSL CORP NEW COM 22160K105   786,508 850 SH   SOLE   850 0 0
AFLAC INC COM 001055102   846,686 7,580 SH   SOLE   7,580 0 0
CAPITAL ONE FINL CORP COM 14040H105   852,021 4,008 SH   SOLE   3,408 0 600
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   863,484 10,803 SH   SOLE   10,803 0 0
ISHARES TR RUS MD CP GR ETF 464287481   864,999 6,074 SH   SOLE   6,074 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   883,311 2,760 SH   SOLE   2,760 0 0
WELLS FARGO CO NEW COM 949746101   883,356 10,539 SH   SOLE   10,495 0 44
AT&T INC COM 00206R102   899,049 31,836 SH   SOLE   31,836 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   922,296 5,980 SH   SOLE   5,980 0 0
LOWES COS INC COM 548661107   996,696 3,966 SH   SOLE   3,966 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,066,894 1,790 SH   SOLE   1,790 0 0
HERSHEY CO COM 427866108   1,082,085 5,785 SH   SOLE   5,785 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,096,625 3,085 SH   SOLE   3,085 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,099,002 12,602 SH   SOLE   12,602 0 0
DOMINION ENERGY INC COM 25746U109   1,114,090 18,213 SH   SOLE   18,213 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,153,536 5,998 SH   SOLE   5,998 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   1,256,460 10,261 SH   SOLE   10,261 0 0
ISHARES TR SELECT DIVID ETF 464287168   1,287,995 9,064 SH   SOLE   9,064 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   1,329,937 22,277 SH   SOLE   22,277 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,341,251 11,331 SH   SOLE   11,331 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,392,861 44,050 SH   SOLE   44,050 0 0
ELEVANCE HEALTH INC FORMERLY COM 036752103   1,395,556 4,319 SH   SOLE   4,319 0 0
COCA COLA CO COM 191216100   1,403,531 21,163 SH   SOLE   21,163 0 0
ELI LILLY & CO COM 532457108   1,499,295 1,965 SH   SOLE   1,965 0 0
PHILIP MORRIS INTL INC COM 718172109   1,526,951 9,414 SH   SOLE   9,414 0 0
BOEING CO COM 097023105   1,556,566 7,212 SH   SOLE   7,212 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,582,154 56,708 SH   SOLE   56,708 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   1,611,250 36,686 SH   SOLE   36,686 0 0
MCDONALDS CORP COM 580135101   1,711,813 5,633 SH   SOLE   5,633 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,774,204 14,337 SH   SOLE   14,337 0 0
MEDTRONIC PLC SHS G5960L103   1,787,751 18,771 SH   SOLE   18,771 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,838,972 6,517 SH   SOLE   6,217 0 300
KIMBERLY-CLARK CORP COM 494368103   1,895,315 15,243 SH   SOLE   15,243 0 0
COMCAST CORP NEW CL A 20030N101   1,898,747 60,431 SH   SOLE   60,431 0 0
UNITED RENTALS INC COM 911363109   1,916,003 2,007 SH   SOLE   2,007 0 0
SHERWIN WILLIAMS CO COM 824348106   1,955,677 5,648 SH   SOLE   5,648 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,955,763 8,083 SH   SOLE   8,083 0 0
INTERDIGITAL INC COM 45867G101   2,088,642 6,050 SH   SOLE   6,050 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,152,927 81,736 SH   SOLE   81,736 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,191,402 26,054 SH   SOLE   26,054 0 0
UNION PAC CORP COM 907818108   2,202,260 9,317 SH   SOLE   9,317 0 0
VISA INC COM CL A 92826C839   2,260,277 6,621 SH   SOLE   6,621 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,352,546 9,817 SH   SOLE   9,817 0 0
MERCK & CO INC COM 58933Y105   2,404,751 28,652 SH   SOLE   28,652 0 0
ENBRIDGE INC COM 29250N105   2,433,535 48,227 SH   SOLE   48,227 0 0
SCHWAB CHARLES CORP COM 808513105   2,456,279 25,728 SH   SOLE   25,728 0 0
UBER TECHNOLOGIES INC COM 90353T100   2,581,020 26,345 SH   SOLE   26,345 0 0
SHELL PLC SPON ADS 780259305   2,644,965 36,977 SH   SOLE   36,977 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,792,163 27,852 SH   SOLE   27,852 0 0
TRUIST FINL CORP COM 89832Q109   2,973,172 65,030 SH   SOLE   64,162 0 868
BERKSHIRE HATHAWAY INC DEL CL A 084670108   3,016,800 4 SH   SOLE   4 0 0
STARBUCKS CORP COM 855244109   3,061,928 36,193 SH   SOLE   36,193 0 0
SOUTHERN CO COM 842587107   3,062,493 32,315 SH   SOLE   32,315 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   3,124,968 18,548 SH   SOLE   18,548 0 0
ADOBE INC COM 00724F101   3,126,776 8,864 SH   SOLE   8,864 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,456,732 12,264 SH   SOLE   12,264 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,684,497 5,505 SH   SOLE   5,505 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,732,000 41,773 SH   SOLE   41,773 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   3,765,605 12,830 SH   SOLE   12,030 0 800
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,866,828 11,783 SH   SOLE   11,783 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,879,431 41,549 SH   SOLE   41,549 0 0
CVS HEALTH CORP COM 126650100   3,970,792 52,670 SH   SOLE   52,045 0 625
BANK OF THE JAMES FINL GP IN COM 470299108   3,993,208 255,975 SH   SOLE   255,975 0 0
FEDEX CORP COM 31428X106   4,268,397 18,101 SH   SOLE   18,101 0 0
ISHARES TR U.S. FINLS ETF 464287788   4,370,347 34,510 SH   SOLE   34,510 0 0
ISHARES TR US HLTHCARE ETF 464287762   4,380,512 74,600 SH   SOLE   74,600 0 0
ALPHABET INC CAP STK CL C 02079K107   4,530,891 18,604 SH   SOLE   18,604 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763   4,858,195 34,689 SH   SOLE   34,689 0 0
NVIDIA CORPORATION COM 67066G104   4,962,655 26,598 SH   SOLE   26,598 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,004,476 26,381 SH   SOLE   26,381 0 0
ISHARES TR CORE S&P SCP ETF 464287804   5,291,195 44,527 SH   SOLE   44,527 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   5,860,399 133,342 SH   SOLE   133,342 0 0
DISNEY WALT CO COM 254687106   5,900,414 51,532 SH   SOLE   51,532 0 0
ISHARES TR U.S. TECH ETF 464287721   6,226,194 31,789 SH   SOLE   31,789 0 0
BROADCOM INC COM 11135F101   6,379,800 19,338 SH   SOLE   19,338 0 0
HONEYWELL INTL INC COM 438516106   7,388,971 35,102 SH   SOLE   35,102 0 0
META PLATFORMS INC CL A 30303M102   7,470,121 10,172 SH   SOLE   10,172 0 0
CHEVRON CORP NEW COM 166764100   7,622,255 49,084 SH   SOLE   49,084 0 0
ABBOTT LABS COM 002824100   7,953,492 59,381 SH   SOLE   59,381 0 0
NORFOLK SOUTHN CORP COM 655844108   8,053,993 26,810 SH   SOLE   26,810 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,153,861 13,315 SH   SOLE   13,315 0 0
ISHARES TR CORE S&P MCP ETF 464287507   8,309,593 127,331 SH   SOLE   127,331 0 0
CISCO SYS INC COM 17275R102   8,672,932 126,760 SH   SOLE   126,760 0 0
PEPSICO INC COM 713448108   8,828,340 62,862 SH   SOLE   62,862 0 0
ORACLE CORP COM 68389X105   9,246,047 32,876 SH   SOLE   32,876 0 0
BANK AMERICA CORP COM 060505104   10,202,433 197,760 SH   SOLE   195,864 0 1,896
RTX CORPORATION COM 75513E101   10,767,686 64,350 SH   SOLE   64,350 0 0
JOHNSON & JOHNSON COM 478160104   10,942,174 59,013 SH   SOLE   59,013 0 0
ABBVIE INC COM 00287Y109   10,983,100 47,435 SH   SOLE   47,435 0 0
AMAZON COM INC COM 023135106   11,461,115 52,198 SH   SOLE   52,198 0 0
EXXON MOBIL CORP COM 30231G102   12,024,319 106,646 SH   SOLE   105,238 0 1,408
PROCTER AND GAMBLE CO COM 742718109   12,707,163 82,702 SH   SOLE   82,702 0 0
HOME DEPOT INC COM 437076102   13,391,343 33,050 SH   SOLE   33,050 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   14,283,264 66,191 SH   SOLE   66,191 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   14,829,139 24,700 SH   SOLE   24,700 0 0
WALMART INC COM 931142103   15,972,620 154,984 SH   SOLE   154,984 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   16,363,685 32,549 SH   SOLE   32,549 0 0
JPMORGAN CHASE & CO. COM 46625H100   20,273,948 64,274 SH   SOLE   64,274 0 0
ALPHABET INC CAP STK CL A 02079K305   22,075,425 90,808 SH   SOLE   90,808 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   30,329,177 45,527 SH   SOLE   45,527 0 0
APPLE INC COM 037833100   32,438,080 127,393 SH   SOLE   127,393 0 0
MICROSOFT CORP COM 594918104   35,619,324 68,770 SH   SOLE   68,595 0 175