The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR SELECT DIVID ETF 464287168   202 1,675 SH   SOLE   1,675 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   204 1,187 SH   SOLE   1,187 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   205 769 SH   SOLE   769 0 0
POST HLDGS INC COM 737446104   212 2,350 SH   SOLE   2,350 0 0
CORTEVA INC COM 22052L104   214 3,640 SH   SOLE   3,640 0 0
PACCAR INC COM 693718108   215 2,175 SH   SOLE   2,175 0 0
TEXAS INSTRS INC COM 882508104   221 1,339 SH   SOLE   1,339 0 0
V F CORP COM 918204108   226 8,203 SH   SOLE   8,203 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   227 1,620 SH   SOLE   1,620 0 0
CATERPILLAR INC COM 149123101   231 965 SH   SOLE   965 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   233 4,642 SH   SOLE   4,642 0 0
CONOCOPHILLIPS COM 20825C104   233 1,978 SH   SOLE   1,978 0 0
GENERAL ELECTRIC CO COM NEW 369604301   236 2,815 SH   SOLE   2,815 0 0
ISHARES TR ISHARES BIOTECH 464287556   239 1,820 SH   SOLE   1,820 0 0
QUALCOMM INC COM 747525103   239 2,175 SH   SOLE   2,175 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   245 4,910 SH   SOLE   4,910 0 0
ISHARES TR US AER DEF ETF 464288760   251 2,245 SH   SOLE   2,245 0 0
UNITEDHEALTH GROUP INC COM 91324P102   252 475 SH   SOLE   475 0 0
ROCKWELL AUTOMATION INC COM 773903109   253 982 SH   SOLE   982 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   257 890 SH   SOLE   890 0 0
CONSOLIDATED EDISON INC COM 209115104   262 2,750 SH   SOLE   2,750 0 0
ISHARES TR NATIONAL MUN ETF 464288414   277 2,628 SH   SOLE   2,628 0 0
KRAFT HEINZ CO COM 500754106   282 6,939 SH   SOLE   6,939 0 0
ISHARES TR US REGNL BKS ETF 464288778   286 6,000 SH   SOLE   6,000 0 0
EMERSON ELEC CO COM 291011104   297 3,093 SH   SOLE   3,093 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   298 1,400 SH   SOLE   1,400 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   306 1,503 SH   SOLE   1,503 0 0
WELLTOWER INC COM 95040Q104   309 4,719 SH   SOLE   4,719 0 0
APPLIED MATLS INC COM 038222105   310 3,180 SH   SOLE   3,180 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   312 3,422 SH   SOLE   3,422 0 0
ISHARES TR US CONSUM DISCRE 464287580   313 5,500 SH   SOLE   5,500 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   318 1,486 SH   SOLE   1,486 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   318 2,100 SH   SOLE   2,100 0 0
NORTHROP GRUMMAN CORP COM 666807102   322 590 SH   SOLE   590 0 0
AMERICAN EXPRESS CO COM 025816109   325 2,203 SH   SOLE   2,203 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   331 6,895 SH   SOLE   6,895 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   336 6,791 SH   SOLE   6,791 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   337 2,120 SH   SOLE   2,120 0 0
ISHARES TR S&P MC 400VL ETF 464287705   338 3,350 SH   SOLE   3,350 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   342 10,005 SH   SOLE   10,005 0 0
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   356 3,415 SH   SOLE   3,415 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   363 2,675 SH   SOLE   2,675 0 0
MARATHON PETE CORP COM 56585A102   365 3,140 SH   SOLE   3,140 0 0
COSTCO WHSL CORP NEW COM 22160K105   366 802 SH   SOLE   802 0 0
NEXTERA ENERGY INC COM 65339F101   375 4,480 SH   SOLE   4,480 0 0
3M CO COM 88579Y101   376 3,138 SH   SOLE   3,138 0 0
CINCINNATI FINL CORP COM 172062101   384 3,750 SH   SOLE   3,750 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   385 2,099 SH   SOLE   2,099 0 0
SYNOVUS FINL CORP COM NEW 87161C501   390 10,392 SH   SOLE   10,392 0 0
BARNES GROUP INC COM 067806109   393 9,612 SH   SOLE   9,612 0 0
CANADIAN NATL RY CO COM 136375102   393 3,310 SH   SOLE   3,310 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   394 2,260 SH   SOLE   2,260 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   396 5,492 SH   SOLE   5,492 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   401 1,705 SH   SOLE   1,705 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   421 2,430 SH   SOLE   2,430 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   422 5,440 SH   SOLE   5,440 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   430 2,251 SH   SOLE   2,251 0 0
AFLAC INC COM 001055102   453 6,294 SH   SOLE   6,294 0 0
MONDELEZ INTL INC CL A 609207105   456 6,846 SH   SOLE   6,846 0 0
NIKE INC CL B 654106103   464 3,966 SH   SOLE   3,966 0 0
DOLLAR TREE INC COM 256746108   487 3,445 SH   SOLE   3,445 0 0
ISHARES TR INTRM GOV CR ETF 464288612   508 4,959 SH   SOLE   4,959 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   515 7,157 SH   SOLE   7,157 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   516 5,252 SH   SOLE   5,252 0 0
ISHARES TR U.S. MED DVC ETF 464288810   523 9,950 SH   SOLE   9,950 0 0
AMGEN INC COM 031162100   523 1,992 SH   SOLE   1,992 0 0
BROADCOM INC COM 11135F101   528 944 SH   SOLE   944 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   531 965 SH   SOLE   965 0 0
WELLS FARGO CO NEW COM 949746101   532 12,880 SH   SOLE   12,880 0 0
INTEL CORP COM 458140100   534 20,203 SH   SOLE   20,203 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   540 11,569 SH   SOLE   11,569 0 0
GENERAL MLS INC COM 370334104   560 6,675 SH   SOLE   6,675 0 0
BECTON DICKINSON & CO COM 075887109   563 2,215 SH   SOLE   2,215 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   581 29,150 SH   SOLE   29,150 0 0
AMERICAN ELEC PWR CO INC COM 025537101   597 6,291 SH   SOLE   6,291 0 0
SHERWIN WILLIAMS CO COM 824348106   612 2,578 SH   SOLE   2,578 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   618 11,958 SH   SOLE   11,958 0 0
CSX CORP COM 126408103   652 21,050 SH   SOLE   21,050 0 0
ALTRIA GROUP INC COM 02209S103   674 14,753 SH   SOLE   14,753 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   704 2,880 SH   SOLE   2,880 0 0
LILLY ELI & CO COM 532457108   706 1,929 SH   SOLE   1,929 0 0
LOCKHEED MARTIN CORP COM 539830109   715 1,469 SH   SOLE   1,469 0 0
CIGNA CORP NEW COM 125523100   722 2,180 SH   SOLE   2,180 0 0
GENERAL MTRS CO COM 37045V100   728 21,641 SH   SOLE   21,641 0 0
LOWES COS INC COM 548661107   732 3,676 SH   SOLE   3,676 0 0
SHELL PLC SPON ADS 780259305   748 13,135 SH   SOLE   13,135 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   749 4,294 SH   SOLE   4,294 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   755 15,007 SH   SOLE   15,007 0 0
VENTAS INC COM 92276F100   777 17,255 SH   SOLE   17,255 0 0
AT&T INC COM 00206R102   784 42,605 SH   SOLE   42,605 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   815 11,565 SH   SOLE   11,565 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   842 3,527 SH   SOLE   3,527 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   877 6,225 SH   SOLE   6,225 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   903 30,750 SH   SOLE   30,750 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   972 24,006 SH   SOLE   24,006 0 0
META PLATFORMS INC CL A 30303M102   1,027 8,537 SH   SOLE   8,537 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,030 5,926 SH   SOLE   5,926 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,033 8,300 SH   SOLE   8,300 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,107 8,567 SH   SOLE   8,567 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   1,110 23,190 SH   SOLE   23,190 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,281 13,205 SH   SOLE   13,205 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   1,318 12,648 SH   SOLE   12,648 0 0
VISA INC COM CL A 92826C839   1,336 6,431 SH   SOLE   6,431 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,392 30,834 SH   SOLE   30,834 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,395 28,478 SH   SOLE   28,478 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,416 3,686 SH   SOLE   3,686 0 0
SCHWAB CHARLES CORP COM 808513105   1,460 17,538 SH   SOLE   17,538 0 0
PHILIP MORRIS INTL INC COM 718172109   1,496 14,780 SH   SOLE   14,780 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,505 7,102 SH   SOLE   7,102 0 0
MCDONALDS CORP COM 580135101   1,510 5,730 SH   SOLE   5,730 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   1,512 25,182 SH   SOLE   25,182 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,607 15,665 SH   SOLE   15,665 0 0
ALPHABET INC CAP STK CL C 02079K107   1,642 18,500 SH   SOLE   18,500 0 0
COCA COLA CO COM 191216100   1,694 26,631 SH   SOLE   26,631 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,707 16,570 SH   SOLE   16,570 0 0
UNION PAC CORP COM 907818108   1,828 8,826 SH   SOLE   8,826 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,833 60,054 SH   SOLE   60,054 0 0
ORACLE CORP COM 68389X105   2,056 25,147 SH   SOLE   25,147 0 0
BANK OF THE JAMES FINL GP IN COM 470299108   2,281 185,123 SH   SOLE   185,123 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,330 30,985 SH   SOLE   30,985 0 0
ELEVANCE HEALTH INC COM 036752103   2,338 4,558 SH   SOLE   4,558 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,340 6,952 SH   SOLE   6,952 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,369 36,086 SH   SOLE   36,086 0 0
KIMBERLY-CLARK CORP COM 494368103   2,530 18,640 SH   SOLE   18,640 0 0
ISHARES TR U.S. TECH ETF 464287721   2,643 35,477 SH   SOLE   35,477 0 0
MEDTRONIC PLC SHS G5960L103   2,850 36,671 SH   SOLE   36,671 0 0
STARBUCKS CORP COM 855244109   2,915 29,385 SH   SOLE   29,385 0 0
ENBRIDGE INC COM 29250N105   2,945 75,324 SH   SOLE   75,324 0 0
BOEING CO COM 097023105   2,972 15,601 SH   SOLE   15,601 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,972 31,403 SH   SOLE   31,403 0 0
SOUTHERN CO COM 842587107   2,978 41,705 SH   SOLE   41,705 0 0
PFIZER INC COM 717081103   3,144 61,355 SH   SOLE   61,355 0 0
ISHARES TR U.S. FINLS ETF 464287788   3,192 42,289 SH   SOLE   42,289 0 0
TRUIST FINL CORP COM 89832Q109   3,540 82,265 SH   SOLE   82,265 0 0
AMAZON COM INC COM 023135106   3,645 43,388 SH   SOLE   43,388 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,694 42,235 SH   SOLE   42,235 0 0
MERCK & CO INC COM 58933Y105   3,704 33,384 SH   SOLE   33,384 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,864 10,998 SH   SOLE   10,998 0 0
DOMINION ENERGY INC COM 25746U109   4,071 66,389 SH   SOLE   66,389 0 0
FEDEX CORP COM 31428X106   4,081 23,560 SH   SOLE   23,560 0 0
COMCAST CORP NEW CL A 20030N101   4,097 117,151 SH   SOLE   117,151 0 0
SPDR SER TR S&P DIVID ETF 78464A763   4,722 37,739 SH   SOLE   37,739 0 0
DISNEY WALT CO COM 254687106   4,823 55,516 SH   SOLE   55,516 0 0
ISHARES TR US HLTHCARE ETF 464287762   5,262 18,548 SH   SOLE   18,548 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   5,313 19,952 SH   SOLE   19,952 0 0
ISHARES TR CORE S&P MCP ETF 464287507   5,864 24,244 SH   SOLE   24,244 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   6,007 152,469 SH   SOLE   152,469 0 0
ABBOTT LABS COM 002824100   6,112 55,672 SH   SOLE   55,672 0 0
CISCO SYS INC COM 17275R102   6,325 132,758 SH   SOLE   132,758 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   6,354 62,962 SH   SOLE   62,962 0 0
NORFOLK SOUTHN CORP COM 655844108   6,630 26,907 SH   SOLE   26,907 0 0
BANK AMERICA CORP COM 060505104   7,496 226,334 SH   SOLE   226,334 0 0
HONEYWELL INTL INC COM 438516106   7,775 36,279 SH   SOLE   36,279 0 0
WALMART INC COM 931142103   7,830 55,221 SH   SOLE   55,221 0 0
ALPHABET INC CAP STK CL A 02079K305   7,913 89,682 SH   SOLE   89,682 0 0
ABBVIE INC COM 00287Y109   7,968 49,305 SH   SOLE   49,305 0 0
CHEVRON CORP NEW COM 166764100   8,506 47,389 SH   SOLE   47,389 0 0
CVS HEALTH CORP COM 126650100   8,832 94,775 SH   SOLE   94,775 0 0
JPMORGAN CHASE & CO COM 46625H100   9,156 68,278 SH   SOLE   68,278 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   10,797 71,105 SH   SOLE   71,105 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,018 35,669 SH   SOLE   35,669 0 0
PEPSICO INC COM 713448108   11,090 61,387 SH   SOLE   61,387 0 0
JOHNSON & JOHNSON COM 478160104   11,159 63,170 SH   SOLE   63,170 0 0
HOME DEPOT INC COM 437076102   11,166 35,351 SH   SOLE   35,351 0 0
EXXON MOBIL CORP COM 30231G102   12,359 112,051 SH   SOLE   112,051 0 0
PROCTER AND GAMBLE CO COM 742718109   13,101 86,443 SH   SOLE   86,443 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   16,030 41,915 SH   SOLE   41,915 0 0
APPLE INC COM 037833100   17,062 131,319 SH   SOLE   131,319 0 0
MICROSOFT CORP COM 594918104   17,781 74,145 SH   SOLE   74,145 0 0