The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,005 377 SH   SOLE   377 0 0
COSTCO WHSL CORP NEW COM 22160K105 383 852 SH   SOLE   852 0 0
LOCKHEED MARTIN CORP COM 539830109 316 917 SH   SOLE   917 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 535 936 SH   SOLE   936 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 211 940 SH   SOLE   940 0 0
ROCKWELL AUTOMATION INC COM 773903109 289 982 SH   SOLE   982 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 308 1,310 SH   SOLE   1,310 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 219 1,327 SH   SOLE   1,327 0 0
TEXAS INSTRS INC COM 882508104 257 1,339 SH   SOLE   1,339 0 0
ISHARES TR ISHARES BIOTECH 464287556 229 1,415 SH   SOLE   1,415 0 0
EXPEDIA GROUP INC COM NEW 30212P303 237 1,448 SH   SOLE   1,448 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 407 1,486 SH   SOLE   1,486 0 0
AMERICAN EXPRESS CO COM 025816109 254 1,519 SH   SOLE   1,519 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 444 1,529 SH   SOLE   1,529 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 387 1,636 SH   SOLE   1,636 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 229 1,689 SH   SOLE   1,689 0 0
AMAZON COM INC COM 023135106 5,867 1,786 SH   SOLE   1,786 0 0
ISHARES TR TIPS BD ETF 464287176 234 1,835 SH   SOLE   1,835 0 0
LILLY ELI & CO COM 532457108 438 1,896 SH   SOLE   1,896 0 0
ISHARES TR SELECT DIVID ETF 464287168 225 1,965 SH   SOLE   1,965 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 257 2,020 SH   SOLE   2,020 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 329 2,100 SH   SOLE   2,100 0 0
ISHARES TR US INDUSTRIALS 464287754 227 2,120 SH   SOLE   2,120 0 0
APPLIED MATLS INC COM 038222105 283 2,200 SH   SOLE   2,200 0 0
AMGEN INC COM 031162100 475 2,235 SH   SOLE   2,235 0 0
PAYPAL HLDGS INC COM 70450Y103 584 2,243 SH   SOLE   2,243 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 212 2,245 SH   SOLE   2,245 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 499 2,281 SH   SOLE   2,281 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 490 2,430 SH   SOLE   2,430 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 501 2,494 SH   SOLE   2,494 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 560 2,523 SH   SOLE   2,523 0 0
SHERWIN WILLIAMS CO COM 824348106 723 2,583 SH   SOLE   2,583 0 0
ISHARES TR US AER DEF ETF 464288760 271 2,595 SH   SOLE   2,595 0 0
BECTON DICKINSON & CO COM 075887109 669 2,723 SH   SOLE   2,723 0 0
GENERAL ELECTRIC CO COM NEW 369604301 282 2,740 SH   SOLE   2,740 0 0
CONSOLIDATED EDISON INC COM 209115104 203 2,800 SH   SOLE   2,800 0 0
ISHARES TR MSCI EAFE ETF 464287465 221 2,831 SH   SOLE   2,831 0 0
CARMAX INC COM 143130102 393 3,075 SH   SOLE   3,075 0 0
ISHARES TR S&P MC 400VL ETF 464287705 317 3,080 SH   SOLE   3,080 0 0
EMERSON ELEC CO COM 291011104 309 3,284 SH   SOLE   3,284 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,433 3,327 SH   SOLE   3,327 0 0
CANADIAN NATL RY CO COM 136375102 410 3,541 SH   SOLE   3,541 0 0
ISHARES TR NATIONAL MUN ETF 464288414 420 3,612 SH   SOLE   3,612 0 0
NIKE INC CL B 654106103 530 3,647 SH   SOLE   3,647 0 0
CINCINNATI FINL CORP COM 172062101 417 3,650 SH   SOLE   3,650 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 813 3,716 SH   SOLE   3,716 0 0
US BANCORP DEL COM NEW 902973304 227 3,825 SH   SOLE   3,825 0 0
LOWES COS INC COM 548661107 790 3,896 SH   SOLE   3,896 0 0
3M CO COM 88579Y101 701 3,995 SH   SOLE   3,995 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 363 4,217 SH   SOLE   4,217 0 0
ALPHABET INC CAP STK CL A 02079K305 11,568 4,327 SH   SOLE   4,327 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 429 4,380 SH   SOLE   4,380 0 0
NEXTERA ENERGY INC COM 65339F101 380 4,840 SH   SOLE   4,840 0 0
AMERICAN ELEC PWR CO INC COM 025537101 405 4,992 SH   SOLE   4,992 0 0
LINCOLN NATL CORP IND COM 534187109 344 4,998 SH   SOLE   4,998 0 0
WELLTOWER INC COM 95040Q104 414 5,027 SH   SOLE   5,027 0 0
ANTHEM INC COM 036752103 1,904 5,108 SH   SOLE   5,108 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 228 5,125 SH   SOLE   5,125 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 332 5,438 SH   SOLE   5,438 0 0
ISHARES TR US CONSUM DISCRE 464287580 435 5,628 SH   SOLE   5,628 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 211 5,725 SH   SOLE   5,725 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 427 5,806 SH   SOLE   5,806 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 823 5,922 SH   SOLE   5,922 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 325 6,183 SH   SOLE   6,183 0 0
MCDONALDS CORP COM 580135101 1,508 6,255 SH   SOLE   6,255 0 0
AFLAC INC COM 001055102 328 6,294 SH   SOLE   6,294 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,158 6,361 SH   SOLE   6,361 0 0
ISHARES TR IBOXX INV CP ETF 464287242 865 6,500 SH   SOLE   6,500 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,779 6,564 SH   SOLE   6,564 0 0
ISHARES TR US REGNL BKS ETF 464288778 400 6,600 SH   SOLE   6,600 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 409 6,909 SH   SOLE   6,909 0 0
ISHARES TR INTRM GOV CR ETF 464288612 811 7,047 SH   SOLE   7,047 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,876 7,069 SH   SOLE   7,069 0 0
GENERAL MLS INC COM 370334104 446 7,450 SH   SOLE   7,450 0 0
FACEBOOK INC CL A 30303M102 2,641 7,781 SH   SOLE   7,781 0 0
MONDELEZ INTL INC CL A 609207105 457 7,852 SH   SOLE   7,852 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,134 7,946 SH   SOLE   7,946 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,213 8,124 SH   SOLE   8,124 0 0
V F CORP COM 918204108 596 8,903 SH   SOLE   8,903 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,627 9,065 SH   SOLE   9,065 0 0
UNION PAC CORP COM 907818108 1,794 9,153 SH   SOLE   9,153 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 368 9,805 SH   SOLE   9,805 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,077 10,352 SH   SOLE   10,352 0 0
SYNOVUS FINL CORP COM NEW 87161C501 456 10,392 SH   SOLE   10,392 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,131 11,298 SH   SOLE   11,298 0 0
ISHARES TR U.S. MED DVC ETF 464288810 722 11,500 SH   SOLE   11,500 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 742 11,615 SH   SOLE   11,615 0 0
BOEING CO COM 097023105 2,619 11,906 SH   SOLE   11,906 0 0
BARNES GROUP INC COM 067806109 519 12,434 SH   SOLE   12,434 0 0
WELLS FARGO CO NEW COM 949746101 596 12,837 SH   SOLE   12,837 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,276 13,538 SH   SOLE   13,538 0 0
PHILIP MORRIS INTL INC COM 718172109 1,284 13,541 SH   SOLE   13,541 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,590 13,845 SH   SOLE   13,845 0 0
ALTRIA GROUP INC COM 02209S103 682 14,987 SH   SOLE   14,987 0 0
SCHWAB CHARLES CORP COM 808513105 1,118 15,352 SH   SOLE   15,352 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 789 15,525 SH   SOLE   15,525 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 989 15,638 SH   SOLE   15,638 0 0
GENERAL MTRS CO COM 37045V100 887 16,836 SH   SOLE   16,836 0 0
STARBUCKS CORP COM 855244109 1,879 17,032 SH   SOLE   17,032 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,787 18,315 SH   SOLE   18,315 0 0
COCA COLA CO COM 191216100 962 18,333 SH   SOLE   18,333 0 0
KIMBERLY-CLARK CORP COM 494368103 2,458 18,560 SH   SOLE   18,560 0 0
ISHARES TR US HLTHCARE ETF 464287762 5,556 20,138 SH   SOLE   20,138 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 7,221 20,174 SH   SOLE   20,174 0 0
ORACLE CORP COM 68389X105 1,879 21,562 SH   SOLE   21,562 0 0
FEDEX CORP COM 31428X106 4,873 22,222 SH   SOLE   22,222 0 0
MERCK & CO INC COM 58933Y105 1,727 22,996 SH   SOLE   22,996 0 0
VENTAS INC COM 92276F100 1,278 23,150 SH   SOLE   23,150 0 0
CSX CORP COM 126408103 710 23,875 SH   SOLE   23,875 0 0
ISHARES TR CORE S&P MCP ETF 464287507 6,431 24,445 SH   SOLE   24,445 0 0
NORFOLK SOUTHN CORP COM 655844108 6,443 26,931 SH   SOLE   26,931 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,527 27,077 SH   SOLE   27,077 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,072 28,133 SH   SOLE   28,133 0 0
INTEL CORP COM 458140100 1,643 30,830 SH   SOLE   30,830 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9,095 33,322 SH   SOLE   33,322 0 0
HONEYWELL INTL INC COM 438516106 7,126 33,567 SH   SOLE   33,567 0 0
HOME DEPOT INC COM 437076102 11,529 35,121 SH   SOLE   35,121 0 0
MEDTRONIC PLC SHS G5960L103 4,506 35,944 SH   SOLE   35,944 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,195 36,540 SH   SOLE   36,540 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,036 39,095 SH   SOLE   39,095 0 0
SPDR SER TR S&P DIVID ETF 78464A763 4,639 39,460 SH   SOLE   39,460 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,492 40,861 SH   SOLE   40,861 0 0
ISHARES TR U.S. TECH ETF 464287721 4,156 41,040 SH   SOLE   41,040 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,480 43,064 SH   SOLE   43,064 0 0
VISA INC COM CL A 92826C839 9,935 44,603 SH   SOLE   44,603 0 0
ISHARES TR U.S. FINLS ETF 464287788 3,825 46,335 SH   SOLE   46,335 0 0
SOUTHERN CO COM 842587107 2,924 47,180 SH   SOLE   47,180 0 0
WALMART INC COM 931142103 6,593 47,304 SH   SOLE   47,304 0 0
CHEVRON CORP NEW COM 166764100 4,855 47,855 SH   SOLE   47,855 0 0
ABBVIE INC COM 00287Y109 5,217 48,366 SH   SOLE   48,366 0 0
DISNEY WALT CO COM 254687106 8,979 53,074 SH   SOLE   53,074 0 0
PFIZER INC COM 717081103 2,318 53,898 SH   SOLE   53,898 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,274 54,637 SH   SOLE   54,637 0 0
ABBOTT LABS COM 002824100 6,536 55,326 SH   SOLE   55,326 0 0
JOHNSON & JOHNSON COM 478160104 9,112 56,419 SH   SOLE   56,419 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 5,256 61,145 SH   SOLE   61,145 0 0
PEPSICO INC COM 713448108 9,268 61,615 SH   SOLE   61,615 0 0
JPMORGAN CHASE & CO COM 46625H100 10,522 64,280 SH   SOLE   64,280 0 0
MICROSOFT CORP COM 594918104 19,802 70,239 SH   SOLE   70,239 0 0
AT&T INC COM 00206R102 1,903 70,438 SH   SOLE   70,438 0 0
DOMINION ENERGY INC COM 25746U109 5,263 72,073 SH   SOLE   72,073 0 0
ENBRIDGE INC COM 29250N105 2,934 73,719 SH   SOLE   73,719 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,434 74,437 SH   SOLE   74,437 0 0
NUVEEN MUN VALUE FD INC COM 670928100 861 76,044 SH   SOLE   76,044 0 0
PROCTER AND GAMBLE CO COM 742718109 11,185 80,005 SH   SOLE   80,005 0 0
TRUIST FINL CORP COM 89832Q109 4,847 82,647 SH   SOLE   82,647 0 0
CVS HEALTH CORP COM 126650100 7,349 86,596 SH   SOLE   86,596 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 4,437 88,500 SH   SOLE   88,500 0 0
ISHARES TR PFD AND INCM SEC 464288687 3,737 96,290 SH   SOLE   96,290 0 0
COMCAST CORP NEW CL A 20030N101 5,812 103,920 SH   SOLE   103,920 0 0
EXXON MOBIL CORP COM 30231G102 6,474 110,058 SH   SOLE   110,058 0 0
CISCO SYS INC COM 17275R102 6,174 113,422 SH   SOLE   113,422 0 0
APPLE INC COM 037833100 17,613 124,474 SH   SOLE   124,474 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 4,830 154,560 SH   SOLE   154,560 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 8,721 161,476 SH   SOLE   161,476 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13,501 163,828 SH   SOLE   163,828 0 0
BANK OF THE JAMES FINL GP IN COM 470299108 2,572 176,147 SH   SOLE   176,147 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 9,110 176,281 SH   SOLE   176,281 0 0
BK OF AMERICA CORP COM 060505104 8,902 209,702 SH   SOLE   209,702 0 0