The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 326 6,377 SH   SOLE   6,377 0 0
ABBOTT LABS COM 002824100 6,231 51,998 SH   SOLE   51,998 0 0
AMAZON COM INC COM 023135106 4,947 1,599 SH   SOLE   1,599 0 0
AMERICAN ELEC PWR CO INC COM 025537101 443 5,231 SH   SOLE   5,231 0 0
AMERICAN EXPRESS CO COM 025816109 215 1,519 SH   SOLE   1,519 0 0
AMGEN INC COM 031162100 654 2,630 SH   SOLE   2,630 0 0
ANTHEM INC COM 036752103 1,952 5,438 SH   SOLE   5,438 0 0
APPLE INC COM 037833100 15,716 128,662 SH   SOLE   128,662 0 0
APPLIED MATLS INC COM 038222105 294 2,200 SH   SOLE   2,200 0 0
BK OF AMERICA CORP COM 060505104 7,975 206,119 SH   SOLE   206,119 0 0
BARNES GROUP INC COM 067806109 635 12,809 SH   SOLE   12,809 0 0
BECTON DICKINSON & CO COM 075887109 674 2,773 SH   SOLE   2,773 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,499 33,269 SH   SOLE   33,269 0 0
BOEING CO COM 097023105 2,907 11,411 SH   SOLE   11,411 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 458 7,259 SH   SOLE   7,259 0 0
CSX CORP COM 126408103 815 8,450 SH   SOLE   8,450 0 0
CVS HEALTH CORP COM 126650100 6,284 83,536 SH   SOLE   83,536 0 0
CANADIAN NATL RY CO COM 136375102 483 4,166 SH   SOLE   4,166 0 0
CARMAX INC COM 143130102 604 4,550 SH   SOLE   4,550 0 0
CHEVRON CORP NEW COM 166764100 4,596 43,855 SH   SOLE   43,855 0 0
CINCINNATI FINL CORP COM 172062101 376 3,650 SH   SOLE   3,650 0 0
COCA COLA CO COM 191216100 1,003 19,023 SH   SOLE   19,023 0 0
COLGATE PALMOLIVE CO COM 194162103 231 2,927 SH   SOLE   2,927 0 0
CONSOLIDATED EDISON INC COM 209115104 209 2,800 SH   SOLE   2,800 0 0
DISNEY WALT CO COM 254687106 9,332 50,576 SH   SOLE   50,576 0 0
EMERSON ELEC CO COM 291011104 301 3,341 SH   SOLE   3,341 0 0
GENERAL ELECTRIC CO COM 369604103 288 21,951 SH   SOLE   21,951 0 0
GENERAL MLS INC COM 370334104 546 8,900 SH   SOLE   8,900 0 0
HOME DEPOT INC COM 437076102 10,736 35,171 SH   SOLE   35,171 0 0
HONEYWELL INTL INC COM 438516106 7,362 33,917 SH   SOLE   33,917 0 0
INTEL CORP COM 458140100 2,735 42,738 SH   SOLE   42,738 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 860 6,453 SH   SOLE   6,453 0 0
ISHARES TR SELECT DIVID ETF 464287168 253 2,215 SH   SOLE   2,215 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,345 3,382 SH   SOLE   3,382 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,768 59,460 SH   SOLE   59,460 0 0
ISHARES TR IBOXX INV CP ETF 464287242 832 6,400 SH   SOLE   6,400 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 338 3,924 SH   SOLE   3,924 0 0
ISHARES TR MSCI EAFE ETF 464287465 215 2,831 SH   SOLE   2,831 0 0
ISHARES TR CORE S&P MCP ETF 464287507 6,614 25,409 SH   SOLE   25,409 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 421 5,628 SH   SOLE   5,628 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 327 2,160 SH   SOLE   2,160 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 370 1,521 SH   SOLE   1,521 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 537 2,430 SH   SOLE   2,430 0 0
ISHARES TR S&P MC 400VL ETF 464287705 359 3,520 SH   SOLE   3,520 0 0
ISHARES TR U.S. TECH ETF 464287721 3,840 43,788 SH   SOLE   43,788 0 0
ISHARES TR US INDUSTRIALS 464287754 235 2,220 SH   SOLE   2,220 0 0
ISHARES TR US HLTHCARE ETF 464287762 5,538 21,938 SH   SOLE   21,938 0 0
ISHARES TR U.S. FINLS ETF 464287788 3,664 48,940 SH   SOLE   48,940 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,054 28,135 SH   SOLE   28,135 0 0
ISHARES TR EUROPE ETF 464287861 239 4,766 SH   SOLE   4,766 0 0
ISHARES TR NATIONAL MUN ETF 464288414 437 3,762 SH   SOLE   3,762 0 0
ISHARES TR INTRM GOV CR ETF 464288612 750 6,533 SH   SOLE   6,533 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,130 35,955 SH   SOLE   35,955 0 0
ISHARES TR PFD AND INCM SEC 464288687 3,345 87,100 SH   SOLE   87,100 0 0
ISHARES TR US AER DEF ETF 464288760 278 2,670 SH   SOLE   2,670 0 0
ISHARES TR US REGNL BKS ETF 464288778 432 7,625 SH   SOLE   7,625 0 0
ISHARES TR U.S. MED DVC ETF 464288810 688 2,084 SH   SOLE   2,084 0 0
BANK OF THE JAMES FINL GP IN COM 470299108 2,269 159,868 SH   SOLE   159,868 0 0
JOHNSON & JOHNSON COM 478160104 9,246 56,256 SH   SOLE   56,256 0 0
KIMBERLY-CLARK CORP COM 494368103 2,440 17,545 SH   SOLE   17,545 0 0
LILLY ELI & CO COM 532457108 345 1,846 SH   SOLE   1,846 0 0
LINCOLN NATL CORP IND COM 534187109 327 5,257 SH   SOLE   5,257 0 0
LOCKHEED MARTIN CORP COM 539830109 341 923 SH   SOLE   923 0 0
LOWES COS INC COM 548661107 776 4,078 SH   SOLE   4,078 0 0
MCDONALDS CORP COM 580135101 1,392 6,211 SH   SOLE   6,211 0 0
MICROSOFT CORP COM 594918104 17,658 74,895 SH   SOLE   74,895 0 0
MONDELEZ INTL INC CL A 609207105 472 8,059 SH   SOLE   8,059 0 0
NIKE INC CL B 654106103 526 3,957 SH   SOLE   3,957 0 0
NORFOLK SOUTHN CORP COM 655844108 7,592 28,275 SH   SOLE   28,275 0 0
NUVEEN MUN VALUE FD INC COM 670928100 879 78,889 SH   SOLE   78,889 0 0
PACCAR INC COM 693718108 202 2,175 SH   SOLE   2,175 0 0
PEPSICO INC COM 713448108 8,607 60,850 SH   SOLE   60,850 0 0
PFIZER INC COM 717081103 2,718 75,027 SH   SOLE   75,027 0 0
PHILIP MORRIS INTL INC COM 718172109 1,236 13,930 SH   SOLE   13,930 0 0
PROCTER AND GAMBLE CO COM 742718109 10,912 80,575 SH   SOLE   80,575 0 0
ROCKWELL AUTOMATION INC COM 773903109 291 1,095 SH   SOLE   1,095 0 0
SCHWAB CHARLES CORP COM 808513105 1,066 16,352 SH   SOLE   16,352 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 996 10,369 SH   SOLE   10,369 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 997 10,008 SH   SOLE   10,008 0 0
SHERWIN WILLIAMS CO COM 824348106 637 863 SH   SOLE   863 0 0
SOUTHERN CO COM 842587107 3,040 48,905 SH   SOLE   48,905 0 0
SOUTHWEST AIRLS CO COM 844741108 252 4,125 SH   SOLE   4,125 0 0
STARBUCKS CORP COM 855244109 1,777 16,265 SH   SOLE   16,265 0 0
TEXAS INSTRS INC COM 882508104 257 1,359 SH   SOLE   1,359 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 475 1,041 SH   SOLE   1,041 0 0
US BANCORP DEL COM NEW 902973304 205 3,700 SH   SOLE   3,700 0 0
UNION PAC CORP COM 907818108 1,986 9,012 SH   SOLE   9,012 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,179 6,937 SH   SOLE   6,937 0 0
V F CORP COM 918204108 797 9,968 SH   SOLE   9,968 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,029 74,989 SH   SOLE   74,989 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,038 16,548 SH   SOLE   16,548 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 280 1,350 SH   SOLE   1,350 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 208 940 SH   SOLE   940 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 501 2,519 SH   SOLE   2,519 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,654 43,127 SH   SOLE   43,127 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 251 4,879 SH   SOLE   4,879 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 328 5,398 SH   SOLE   5,398 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,632 7,225 SH   SOLE   7,225 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 354 1,601 SH   SOLE   1,601 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 499 2,695 SH   SOLE   2,695 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 399 1,554 SH   SOLE   1,554 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 220 1,673 SH   SOLE   1,673 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 806 3,763 SH   SOLE   3,763 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 683 3,306 SH   SOLE   3,306 0 0
WALMART INC COM 931142103 6,165 45,391 SH   SOLE   45,391 0 0
WELLS FARGO CO NEW COM 949746101 565 14,455 SH   SOLE   14,455 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 4,694 60,743 SH   SOLE   60,743 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 6,643 20,816 SH   SOLE   20,816 0 0
AT&T INC COM 00206R102 2,596 85,774 SH   SOLE   85,774 0 0
ABBVIE INC COM 00287Y109 4,277 39,525 SH   SOLE   39,525 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 3,022 6,358 SH   SOLE   6,358 0 0
ALPHABET INC CAP STK CL C 02079K107 790 382 SH   SOLE   382 0 0
ALPHABET INC CAP STK CL A 02079K305 9,215 4,468 SH   SOLE   4,468 0 0
ALTRIA GROUP INC COM 02209S103 793 15,500 SH   SOLE   15,500 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,741 7,284 SH   SOLE   7,284 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,625 25,855 SH   SOLE   25,855 0 0
ATLANTIC UN BANKSHARES CORP COM 04911A107 220 5,725 SH   SOLE   5,725 0 0
CISCO SYS INC COM 17275R102 5,666 109,575 SH   SOLE   109,575 0 0
COMCAST CORP NEW CL A 20030N101 5,403 99,855 SH   SOLE   99,855 0 0
COSTCO WHSL CORP NEW COM 22160K105 363 1,030 SH   SOLE   1,030 0 0
DOMINION ENERGY INC COM 25746U109 5,528 72,777 SH   SOLE   72,777 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,859 19,259 SH   SOLE   19,259 0 0
ENBRIDGE INC COM 29250N105 2,509 68,934 SH   SOLE   68,934 0 0
EXPEDIA GROUP INC COM NEW 30212P303 353 2,053 SH   SOLE   2,053 0 0
EXXON MOBIL CORP COM 30231G102 5,899 105,658 SH   SOLE   105,658 0 0
FACEBOOK INC CL A 30303M102 1,815 6,163 SH   SOLE   6,163 0 0
FEDEX CORP COM 31428X106 6,207 21,852 SH   SOLE   21,852 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,466 13,125 SH   SOLE   13,125 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 913 17,975 SH   SOLE   17,975 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,347 14,195 SH   SOLE   14,195 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 240 3,283 SH   SOLE   3,283 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 402 5,806 SH   SOLE   5,806 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 9,041 174,597 SH   SOLE   174,597 0 0
JPMORGAN CHASE & CO COM 46625H100 9,717 63,829 SH   SOLE   63,829 0 0
MERCK & CO. INC COM 58933Y105 2,015 26,135 SH   SOLE   26,135 0 0
NEXTERA ENERGY INC COM 65339F101 436 5,768 SH   SOLE   5,768 0 0
ORACLE CORP COM 68389X105 1,470 20,952 SH   SOLE   20,952 0 0
PAYPAL HLDGS INC COM 70450Y103 231 950 SH   SOLE   950 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,564 41,794 SH   SOLE   41,794 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 622 19,850 SH   SOLE   19,850 0 0
SPDR SER TR S&P DIVID ETF 78464A763 4,487 38,014 SH   SOLE   38,014 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 204 1,750 SH   SOLE   1,750 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 650 3,865 SH   SOLE   3,865 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,817 37,045 SH   SOLE   37,045 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 253 7,430 SH   SOLE   7,430 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 454 3,419 SH   SOLE   3,419 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 750 11,715 SH   SOLE   11,715 0 0
SYNOVUS FINL CORP COM NEW 87161C501 475 10,392 SH   SOLE   10,392 0 0
3M CO COM 88579Y101 880 4,565 SH   SOLE   4,565 0 0
TRUIST FINL CORP COM 89832Q109 4,774 81,863 SH   SOLE   81,863 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13,122 159,060 SH   SOLE   159,060 0 0
VENTAS INC COM 92276F100 1,350 25,300 SH   SOLE   25,300 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 9,465 162,769 SH   SOLE   162,769 0 0
VISA INC COM CL A 92826C839 9,387 44,333 SH   SOLE   44,333 0 0
WELLTOWER INC COM 95040Q104 440 6,137 SH   SOLE   6,137 0 0
MEDTRONIC PLC SHS G5960L103 4,224 35,757 SH   SOLE   35,757 0 0