The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579y101 2,579 15,479 SH   SOLE   15,479 0 0
ABBOTT LABS COM COM 002824100 1,985 47,464 SH   SOLE   47,464 0 0
ABBVIE INC. COM COM 00287Y109 3,238 56,694 SH   SOLE   56,694 0 0
ADOBE SYSTEMS INC COM 00724f101 616 6,565 SH   SOLE   6,565 0 0
AFLAC INC COM 001055102 203 3,222 SH   SOLE   3,222 0 0
ALTRIA GROUP INC COM COM 02209s103 1,002 15,992 SH   SOLE   15,992 0 0
AMERICAN ELECTRIC POWER CO COM 025537101 387 5,834 SH   SOLE   5,834 0 0
AMERICAN TOWER CORP CL A COM 03027x100 596 5,825 SH   SOLE   5,825 0 0
AMGEN INC COM 031162100 1,295 8,640 SH   SOLE   8,640 0 0
APPLE COMPUTER INC COM 037833100 2,977 27,318 SH   SOLE   27,318 0 0
AT&T INC COM COM 00206r102 1,959 50,006 SH   SOLE   50,006 0 0
BANK OF AMERICA COM COM 060505104 1,875 138,652 SH   SOLE   138,652 0 0
BANK OF THE JAMES COM COM 470299108 1,848 157,840 SH   SOLE   157,840 0 0
BARNES GROUP INC COM COM 067806109 1,159 33,085 SH   SOLE   33,085 0 0
BB & T CORP COM COM 054937107 3,047 91,587 SH   SOLE   91,587 0 0
BECTON DICKINSON & CO COM 075887109 331 2,181 SH   SOLE   2,181 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 3,714 26,180 SH   SOLE   26,180 0 0
BOEING CO COM 097023105 2,586 20,370 SH   SOLE   20,370 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 592 9,275 SH   SOLE   9,275 0 0
BWX TECHNOLOGIES INC COM COM 05605H100 205 6,094 SH   SOLE   6,094 0 0
CANADIAN NATL RAIL COM 136375102 985 15,766 SH   SOLE   15,766 0 0
CARMAX INC COM 143130102 1,493 29,215 SH   SOLE   29,215 0 0
CHEVRON CORP COM COM 166764100 4,140 43,396 SH   SOLE   43,396 0 0
CINCINNATI FINANCIAL CORP COM 172062101 275 4,200 SH   SOLE   4,200 0 0
CISCO SYSTEMS INC COM 17275r102 2,633 92,483 SH   SOLE   92,483 0 0
COCA COLA COMPANY COM 191216100 642 13,831 SH   SOLE   13,831 0 0
COLGATE PALMOLIVE CO COM 194162103 225 3,186 SH   SOLE   3,186 0 0
COMCAST CORP CL A COM 20030n101 1,815 29,721 SH   SOLE   29,721 0 0
CONOCOPHILLIPS COM COM 20825c104 897 22,282 SH   SOLE   22,282 0 0
CSX CORPORATION COM 126408103 420 16,314 SH   SOLE   16,314 0 0
CVS CORP COM 126650100 7,213 69,538 SH   SOLE   69,538 0 0
DICKS SPORTING GOODS COM 253393102 573 12,250 SH   SOLE   12,250 0 0
DISNEY WALT COMPANY HOLDING CO COM 254687106 3,766 37,925 SH   SOLE   37,925 0 0
DOMINION RES INC VA COM COM 25746u109 3,836 51,069 SH   SOLE   51,069 0 0
DOW CHEM CO COM 260543103 245 4,819 SH   SOLE   4,819 0 0
DUKE ENERGY CORP NEW COM COM 26441c204 1,205 14,930 SH   SOLE   14,930 0 0
E I DU PONT DE NEMOURS & CO COM 263534109 1,608 25,394 SH   SOLE   25,394 0 0
EMERSON ELECTRIC CO COM 291011104 239 4,387 SH   SOLE   4,387 0 0
ENBRIDGE INC COM 29250N105 1,135 29,159 SH   SOLE   29,159 0 0
EOG RES INC COM COM 26875p101 356 4,900 SH   SOLE   4,900 0 0
EXXON MOBIL CORP COM 30231g102 10,090 120,702 SH   SOLE   120,702 0 0
FEDEX CORP COM COM 31428x106 2,162 13,288 SH   SOLE   13,288 0 0
FORD MOTOR CO DEL COM PAR COM 345370860 817 60,497 SH   SOLE   60,497 0 0
GENERAL ELECTRIC CO COM COM 369604103 6,888 216,676 SH   SOLE   216,676 0 0
GENERAL MLS INC COM 370334104 1,329 20,986 SH   SOLE   20,986 0 0
GOOGLE INC CL A COM 38259P508 2,241 2,938 SH   SOLE   2,938 0 0
GUESS INC COM COM 401617105 354 18,860 SH   SOLE   18,860 0 0
HOME DEPOT INC COM 437076102 3,766 28,225 SH   SOLE   28,225 0 0
HONEYWELL INTL INC COM 438516106 3,969 35,419 SH   SOLE   35,419 0 0
INTEL CORP COM COM 458140100 247 7,633 SH   SOLE   7,633 0 0
INTERNATIONAL BUSINESS MACHS C COM 459200101 3,544 23,398 SH   SOLE   23,398 0 0
INTERNATIONAL PAPER CO COM 460146103 1,154 28,123 SH   SOLE   28,123 0 0
ISHARES CORE TOTAL U.S. BOND M COM 464287226 4,267 38,500 SH   SOLE   38,500 0 0
ISHARES DJ US REG BANKS COM 464288778 336 10,575 SH   SOLE   10,575 0 0
ISHARES DOW JNS US FINCL COM 464287788 3,109 36,750 SH   SOLE   36,750 0 0
ISHARES EUROPE ETF COM 464287861 944 24,125 SH   SOLE   24,125 0 0
ISHARES HIGH DIV EQ ETF COM 46429B663 1,779 22,800 SH   SOLE   22,800 0 0
ISHARES LEHMAN 1-3YR TRS COM 464287457 230 2,700 SH   SOLE   2,700 0 0
ISHARES TR BARCLYS INTER GV COM 464288612 924 8,250 SH   SOLE   8,250 0 0
ISHARES TR DJ SEL DIV INX COM 464287168 313 3,834 SH   SOLE   3,834 0 0
ISHARES TR DJ US TECH SEC COM 464287721 1,796 16,550 SH   SOLE   16,550 0 0
ISHARES US HLTHCARE ETF COM 464287762 3,446 24,518 SH   SOLE   24,518 0 0
JOHNSON & JOHNSON COM COM 478160104 6,379 58,957 SH   SOLE   58,957 0 0
JP MORGAN CHASE & CO COM 46625h100 1,738 29,353 SH   SOLE   29,353 0 0
JPMORGAN CHASE & CO ALERIAN ML COM 46625H365 216 7,985 SH   SOLE   7,985 0 0
KIMBERLY CLARK CORP COM COM 494368103 2,842 21,125 SH   SOLE   21,125 0 0
KRAFT HEINZ CO COM COM 500754106 317 4,030 SH   SOLE   4,030 0 0
LINCOLN NATIONAL CORP COM 534187109 576 14,699 SH   SOLE   14,699 0 0
MATTEL INC COM 577081102 1,355 40,290 SH   SOLE   40,290 0 0
MCDONALDS CORP COM 580135101 2,158 17,170 SH   SOLE   17,170 0 0
MCKESSON CORP COM COM 58155q103 2,584 16,435 SH   SOLE   16,435 0 0
MERCK & CO INC NEW COM COM 58933Y105 2,106 39,798 SH   SOLE   39,798 0 0
METLIFE INC COM COM 59156R108 290 6,610 SH   SOLE   6,610 0 0
MICROSOFT CORP COM COM 594918104 6,054 109,617 SH   SOLE   109,617 0 0
MONDELEZ INTL INC CL A COM 609207105 278 6,918 SH   SOLE   6,918 0 0
NORFOLK SOUTHERN CORP COM 655844108 3,120 37,476 SH   SOLE   37,476 0 0
NOVO NORDISK A S ADR COM 670100205 711 13,125 SH   SOLE   13,125 0 0
ORACLE CORP COM COM 68389x105 1,072 26,209 SH   SOLE   26,209 0 0
PEPSICO INC COM 713448108 7,415 72,352 SH   SOLE   72,352 0 0
PFIZER INC COM COM 717081103 2,333 78,719 SH   SOLE   78,719 0 0
PHILIP MORRIS INTL INC COM COM 718172109 1,511 15,398 SH   SOLE   15,398 0 0
PROCTER & GAMBLE CO COM 742718109 7,847 95,340 SH   SOLE   95,340 0 0
RAYTHEON COM 755111507 307 2,500 SH   SOLE   2,500 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y506 292 4,710 SH   SOLE   4,710 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 288 12,795 SH   SOLE   12,795 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y886 864 17,422 SH   SOLE   17,422 0 0
SHERWIN WILLIAMS CO COM COM 824348106 422 1,484 SH   SOLE   1,484 0 0
SOUTHERN CO COM COM 842587107 2,600 50,258 SH   SOLE   50,258 0 0
SPDR SERIES TRUST S&P DIVID ET COM 78464A763 462 5,785 SH   SOLE   5,785 0 0
STARBUCKS CORP COM COM 855244109 904 15,135 SH   SOLE   15,135 0 0
SUNTRUST BANKS INC COM 867914103 471 13,046 SH   SOLE   13,046 0 0
TANGER FACTRY OUTLET CTR COM 875465106 718 19,725 SH   SOLE   19,725 0 0
TIDEWATER INC COM COM 886423102 283 41,400 SH   SOLE   41,400 0 0
UNION BANKSHARES CORPORATION COM 90539J109 230 9,352 SH   SOLE   9,352 0 0
UNION PACIFIC CORP COM COM 907818108 990 12,450 SH   SOLE   12,450 0 0
UNITED PARCEL SVC INC CL B COM 911312106 1,569 14,874 SH   SOLE   14,874 0 0
UNITED TECHNOLOGIES CORP DEL C COM 913017109 5,100 50,948 SH   SOLE   50,948 0 0
USG CORP (NEW) COMMON STOCK COM 903293405 242 9,769 SH   SOLE   9,769 0 0
V F CORP COM 918204108 891 13,765 SH   SOLE   13,765 0 0
VANGUARD INDEX FDS LARGE CAP E COM 922908637 473 5,036 SH   SOLE   5,036 0 0
VANGUARD INDEX FDS MID CAP ETF COM 922908629 215 1,772 SH   SOLE   1,772 0 0
VANGUARD INTL EQUITY I ALLWRLD COM 922042775 208 4,823 SH   SOLE   4,823 0 0
VANGUARD TOTAL INT'L ETF COM 921909768 952 21,190 SH   SOLE   21,190 0 0
VANGUARD TOTL STK MK ETF COM 922908769 270 2,575 SH   SOLE   2,575 0 0
VERIZON COMMUNICATIONS COM COM 92343v104 8,307 153,597 SH   SOLE   153,597 0 0
VISA INC COM CL A COM 92826C839 3,258 42,593 SH   SOLE   42,593 0 0
Vanguard Admiral Fds Smllcp 60 COM 921932828 283 2,768 SH   SOLE   2,768 0 0
WAL-MART STORES INC COM 931142103 1,975 28,840 SH   SOLE   28,840 0 0
WELLS FARGO & CO NEW COM COM 949746101 2,024 41,848 SH   SOLE   41,848 0 0
WESTERN UNION CO COM 959802109 1,540 79,817 SH   SOLE   79,817 0 0
WEYERHAEUSER CO COM 962166104 1,342 43,324 SH   SOLE   43,324 0 0
VODAFONE GROUP PLC SPONSORED A COM 92857w308 237 7,408 SH   SOLE   7,408 0 0
HEALTH CARE REIT INC COM 42217k106 608 8,775 SH   SOLE   8,775 0 0
REDWOOD TRUST COMMON STOCK COM 758075402 564 43,130 SH   SOLE   43,130 0 0
VENTAS INC COM COM 92276F100 4,049 64,315 SH   SOLE   64,315 0 0
WASHINGTON REIT COM 939653101 378 12,951 SH   SOLE   12,951 0 0
ISHARES TR CORE S&P SCP ETF ETF 464287804 327 2,906 SH   SOLE   2,906 0 0
ISHARES TR EAFE MIN VOL ETF ETF 46429B689 208 3,132 SH   SOLE   3,132 0 0
ISHARES TR MSCI EAFE INDEX FD ETF 464287465 379 6,628 SH   SOLE   6,628 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 265 2,398 SH   SOLE   2,398 0 0
ISHARES TR S&P MIDCAP 400 ETF 464287507 4,054 28,119 SH   SOLE   28,119 0 0
ISHARES TR U.S. CNSM SV ETF ETF 464287580 205 1,407 SH   SOLE   1,407 0 0
ISHARES TR US PFD STK IDX ETF 464288687 4,486 114,936 SH   SOLE   114,936 0 0
ISHARES TR USA MIN VOL ETF ETF 46429B697 211 4,814 SH   SOLE   4,814 0 0
ISHARES TRUST S&P 500 INDEX FU ETF 464287200 1,084 5,248 SH   SOLE   5,248 0 0
POWERSHARES QQQ TRUST UNIT SER ETF 73935a104 4,066 37,235 SH   SOLE   37,235 0 0
STANDARD & POORS DEPOSITARY RE ETF 78462f103 8,425 40,995 SH   SOLE   40,995 0 0
VANGUARD SPECIALIZED P DIV APP ETF 921908844 7,534 92,724 SH   SOLE   92,724 0 0