The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579y101 2,343 15,557 SH   SOLE   15,557 0 0
ABBOTT LABS COM COM 002824100 2,098 46,716 SH   SOLE   46,716 0 0
ABBVIE INC. COM COM 00287Y109 3,275 55,276 SH   SOLE   55,276 0 0
ADOBE SYSTEMS INC COM 00724f101 646 6,875 SH   SOLE   6,875 0 0
ALTRIA GROUP INC COM COM 02209s103 705 12,103 SH   SOLE   12,103 0 0
AMERICAN ELECTRIC POWER CO COM 025537101 340 5,834 SH   SOLE   5,834 0 0
AMERICAN TOWER CORP CL A COM 03027x100 577 5,950 SH   SOLE   5,950 0 0
AMGEN INC COM 031162100 709 4,369 SH   SOLE   4,369 0 0
APPLE COMPUTER INC COM 037833100 2,661 25,285 SH   SOLE   25,285 0 0
AT&T INC COM COM 00206r102 1,793 52,108 SH   SOLE   52,108 0 0
BANK OF AMERICA COM COM 060505104 2,279 135,429 SH   SOLE   135,429 0 0
BANK OF THE JAMES COM COM 470299108 2,034 157,308 SH   SOLE   157,308 0 0
BARNES GROUP INC COM COM 067806109 1,143 32,285 SH   SOLE   32,285 0 0
BB & T CORP COM COM 054937107 3,353 88,680 SH   SOLE   88,680 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 3,368 25,510 SH   SOLE   25,510 0 0
BOEING CO COM 097023105 2,729 18,875 SH   SOLE   18,875 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 628 9,125 SH   SOLE   9,125 0 0
CANADIAN NATL RAIL COM 136375102 906 16,216 SH   SOLE   16,216 0 0
CARMAX INC COM 143130102 1,073 19,890 SH   SOLE   19,890 0 0
CELGENE CORP COM COM 151020104 228 1,900 SH   SOLE   1,900 0 0
CHEVRON CORP COM COM 166764100 2,951 32,799 SH   SOLE   32,799 0 0
CINCINNATI FINANCIAL CORP COM 172062101 249 4,200 SH   SOLE   4,200 0 0
CISCO SYSTEMS INC COM 17275r102 2,464 90,743 SH   SOLE   90,743 0 0
COCA COLA COMPANY COM 191216100 597 13,897 SH   SOLE   13,897 0 0
COLGATE PALMOLIVE CO COM 194162103 212 3,186 SH   SOLE   3,186 0 0
COMCAST CORP CL A COM 20030n101 1,635 28,967 SH   SOLE   28,967 0 0
CONOCOPHILLIPS COM COM 20825c104 1,836 39,319 SH   SOLE   39,319 0 0
CSX CORPORATION COM 126408103 436 16,814 SH   SOLE   16,814 0 0
CVS CORP COM 126650100 6,718 68,716 SH   SOLE   68,716 0 0
DISNEY WALT COMPANY HOLDING CO COM 254687106 3,817 36,320 SH   SOLE   36,320 0 0
DOMINION RES INC VA COM COM 25746u109 3,448 50,970 SH   SOLE   50,970 0 0
DOW CHEM CO COM 260543103 228 4,430 SH   SOLE   4,430 0 0
DUKE ENERGY CORP NEW COM COM 26441c204 1,061 14,865 SH   SOLE   14,865 0 0
E I DU PONT DE NEMOURS & CO COM 263534109 1,882 28,258 SH   SOLE   28,258 0 0
ENBRIDGE INC COM 29250N105 973 29,309 SH   SOLE   29,309 0 0
EOG RES INC COM COM 26875p101 352 4,975 SH   SOLE   4,975 0 0
EXXON MOBIL CORP COM 30231g102 10,055 128,994 SH   SOLE   128,994 0 0
FEDEX CORP COM COM 31428x106 1,976 13,263 SH   SOLE   13,263 0 0
FORD MOTOR CO DEL COM PAR COM 345370860 883 62,697 SH   SOLE   62,697 0 0
GENERAL ELECTRIC CO COM COM 369604103 6,848 219,846 SH   SOLE   219,846 0 0
GENERAL MLS INC COM 370334104 1,346 23,336 SH   SOLE   23,336 0 0
GOOGLE INC CL A COM 38259P508 2,326 2,990 SH   SOLE   2,990 0 0
GUESS INC COM COM 401617105 321 17,010 SH   SOLE   17,010 0 0
HOME DEPOT INC COM 437076102 5,300 40,074 SH   SOLE   40,074 0 0
HOMETOWN BANKSHARES CO COM COM 43787N108 164 18,210 SH   SOLE   18,210 0 0
HONEYWELL INTL INC COM 438516106 3,688 35,609 SH   SOLE   35,609 0 0
INTEL CORP COM COM 458140100 249 7,217 SH   SOLE   7,217 0 0
INTERNATIONAL BUSINESS MACHS C COM 459200101 2,996 21,766 SH   SOLE   21,766 0 0
INTERNATIONAL PAPER CO COM 460146103 1,061 28,131 SH   SOLE   28,131 0 0
ISHARES CORE TOTAL U.S. BOND M COM 464287226 3,502 32,425 SH   SOLE   32,425 0 0
ISHARES DJ US REG BANKS COM 464288778 370 10,575 SH   SOLE   10,575 0 0
ISHARES DOW JNS US FINCL COM 464287788 3,288 37,200 SH   SOLE   37,200 0 0
ISHARES EUROPE ETF COM 464287861 958 23,875 SH   SOLE   23,875 0 0
ISHARES HIGH DIV EQ ETF COM 46429B663 1,661 22,621 SH   SOLE   22,621 0 0
ISHARES LEHMAN 1-3YR TRS COM 464287457 228 2,700 SH   SOLE   2,700 0 0
ISHARES TR BARCLYS INTER GV COM 464288612 904 8,250 SH   SOLE   8,250 0 0
ISHARES TR DJ SEL DIV INX COM 464287168 288 3,834 SH   SOLE   3,834 0 0
ISHARES TR DJ US TECH SEC COM 464287721 1,795 16,775 SH   SOLE   16,775 0 0
ISHARES US HLTHCARE ETF COM 464287762 3,663 24,418 SH   SOLE   24,418 0 0
JOHNSON & JOHNSON COM COM 478160104 6,389 62,194 SH   SOLE   62,194 0 0
JP MORGAN CHASE & CO COM 46625h100 1,825 27,644 SH   SOLE   27,644 0 0
JPMORGAN CHASE & CO ALERIAN ML COM 46625H365 217 7,505 SH   SOLE   7,505 0 0
KIMBERLY CLARK CORP COM COM 494368103 3,240 25,450 SH   SOLE   25,450 0 0
KRAFT HEINZ CO COM COM 500754106 212 2,917 SH   SOLE   2,917 0 0
LINCOLN NATIONAL CORP COM 534187109 761 15,148 SH   SOLE   15,148 0 0
MATTEL INC COM 577081102 1,042 38,365 SH   SOLE   38,365 0 0
MCDONALDS CORP COM 580135101 2,672 22,618 SH   SOLE   22,618 0 0
MCKESSON CORP COM COM 58155q103 3,172 16,085 SH   SOLE   16,085 0 0
MERCK & CO INC NEW COM COM 58933Y105 2,049 38,800 SH   SOLE   38,800 0 0
METLIFE INC COM COM 59156R108 329 6,818 SH   SOLE   6,818 0 0
MICROSOFT CORP COM COM 594918104 6,068 109,366 SH   SOLE   109,366 0 0
MONDELEZ INTL INC CL A COM 609207105 230 5,128 SH   SOLE   5,128 0 0
NEXTERA 5.70% PFD COM 65339K605 294 11,500 SH   SOLE   11,500 0 0
NORFOLK SOUTHERN CORP COM 655844108 3,157 37,316 SH   SOLE   37,316 0 0
NOVO NORDISK A S ADR COM 670100205 809 13,925 SH   SOLE   13,925 0 0
ORACLE CORP COM COM 68389x105 992 27,159 SH   SOLE   27,159 0 0
PEPSICO INC COM 713448108 7,624 76,305 SH   SOLE   76,305 0 0
PFIZER INC COM COM 717081103 2,709 83,918 SH   SOLE   83,918 0 0
PHILIP MORRIS INTL INC COM COM 718172109 1,219 13,862 SH   SOLE   13,862 0 0
PNC FIN SVS 5.375% PFD COM 693475832 429 16,800 SH   SOLE   16,800 0 0
PROCTER & GAMBLE CO COM 742718109 7,458 93,918 SH   SOLE   93,918 0 0
RAYTHEON COM 755111507 311 2,500 SH   SOLE   2,500 0 0
Ross Stores Inc Com COM 778296103 215 4,000 SH   SOLE   4,000 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y506 272 4,510 SH   SOLE   4,510 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 305 12,795 SH   SOLE   12,795 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y886 705 16,300 SH   SOLE   16,300 0 0
SOUTHERN CO COM COM 842587107 2,316 49,508 SH   SOLE   49,508 0 0
SPDR SERIES TRUST S&P DIVID ET COM 78464A763 396 5,385 SH   SOLE   5,385 0 0
SPDR SHORT TERM MUNI BD COM 78464A425 246 10,100 SH   SOLE   10,100 0 0
STARBUCKS CORP COM COM 855244109 880 14,660 SH   SOLE   14,660 0 0
SUNTRUST BANKS INC COM 867914103 542 12,646 SH   SOLE   12,646 0 0
TANGER FACTRY OUTLET CTR COM 875465106 640 19,575 SH   SOLE   19,575 0 0
TIDEWATER INC COM COM 886423102 227 32,575 SH   SOLE   32,575 0 0
UNION BANKSHARES CORPORATION COM 90539J109 236 9,352 SH   SOLE   9,352 0 0
UNION PACIFIC CORP COM COM 907818108 964 12,325 SH   SOLE   12,325 0 0
UNITED PARCEL SVC INC CL B COM 911312106 1,406 14,614 SH   SOLE   14,614 0 0
UNITED TECHNOLOGIES CORP DEL C COM 913017109 4,701 48,935 SH   SOLE   48,935 0 0
US BANCORP 6.5% PFD COM 902973833 445 15,500 SH   SOLE   15,500 0 0
USG CORP (NEW) COMMON STOCK COM 903293405 247 10,169 SH   SOLE   10,169 0 0
V F CORP COM 918204108 740 11,890 SH   SOLE   11,890 0 0
VANGUARD DIV APPREC ETF COM 921908844 6,989 89,879 SH   SOLE   89,879 0 0
VANGUARD INDEX FDS LARGE CAP E COM 922908637 469 5,019 SH   SOLE   5,019 0 0
VANGUARD INDEX FDS MID CAP ETF COM 922908629 212 1,769 SH   SOLE   1,769 0 0
VANGUARD INTL EQUITY I ALLWRLD COM 922042775 209 4,812 SH   SOLE   4,812 0 0
VANGUARD TOTAL INT'L ETF COM 921909768 971 21,525 SH   SOLE   21,525 0 0
VANGUARD TOTL STK MK ETF COM 922908769 269 2,575 SH   SOLE   2,575 0 0
VENTAS INC COM 92276F100 2,514 44,550 SH   SOLE   44,550 0 0
VERIZON COMMUNICATIONS COM COM 92343v104 7,021 151,894 SH   SOLE   151,894 0 0
VISA INC COM CL A COM 92826C839 2,096 27,028 SH   SOLE   27,028 0 0
Vanguard Admiral Fds Smllcp 60 COM 921932828 269 2,718 SH   SOLE   2,718 0 0
WAL-MART STORES INC COM 931142103 1,586 25,880 SH   SOLE   25,880 0 0
WELLS FARGO & CO NEW COM COM 949746101 1,928 35,469 SH   SOLE   35,469 0 0
WESTERN UNION CO COM 959802109 1,388 77,517 SH   SOLE   77,517 0 0
WEYERHAEUSER CO COM 962166104 888 29,636 SH   SOLE   29,636 0 0
VODAFONE GROUP PLC SPONSORED A COM 92857w308 210 6,506 SH   SOLE   6,506 0 0
ISHARES NASDQ BIOTEC ETF ETF 464287556 257 760 SH   SOLE   760 0 0
ISHARES TR MSCI EAFE INDEX FD ETF 464287465 388 6,608 SH   SOLE   6,608 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 270 2,398 SH   SOLE   2,398 0 0
ISHARES TR S&P MIDCAP 400 ETF 464287507 3,710 26,630 SH   SOLE   26,630 0 0
ISHARES TR US PFD STK IDX ETF 464288687 4,185 107,731 SH   SOLE   107,731 0 0
ISHARES TRUST S&P 500 INDEX FU ETF 464287200 1,239 6,048 SH   SOLE   6,048 0 0
POWERSHARES QQQ TRUST UNIT SER ETF 73935a104 4,035 36,071 SH   SOLE   36,071 0 0
STANDARD & POORS DEPOSITARY RE ETF 78462f103 8,225 40,344 SH   SOLE   40,344 0 0
HEALTH CARE REIT INC COM 42217k106 577 8,475 SH   SOLE   8,475 0 0
PLUM CREEK TIMBER CO INC COM COM 729251108 447 9,368 SH   SOLE   9,368 0 0
REDWOOD TRUST COMMON STOCK COM 758075402 612 46,330 SH   SOLE   46,330 0 0
WASHINGTON REIT COM 939653101 396 14,651 SH   SOLE   14,651 0 0