XML 117 R88.htm IDEA: XBRL DOCUMENT v3.25.0.1
Reserve for Losses and Loss Adjustment Expenses - Activity in the Reserve (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Summary of reserve for losses and loss adjustment expenses      
Balance, beginning of year $ 3,401,281 $ 3,471,147 $ 3,579,940
Less reinsurance recoverables on unpaid losses and loss adjustment expenses 445,573 431,889 451,741
Net balance, beginning of year 2,955,708 3,039,258 3,128,199
Net losses:      
Current year 779,650 794,848 813,515
(Favorable) Unfavorable development of reserves established in prior years, net (40,215) 5,646 (36,753)
Total 739,435 800,494 776,762
Paid related to:      
Current year (113,268) (101,996) (108,139)
Prior years (733,248) (782,048) (757,564)
Total paid (846,516) (884,044) (865,703)
Net balance, end of year 2,848,627 2,955,708 3,039,258
Plus reinsurance recoverables on unpaid losses and loss adjustment expenses 409,069 445,573 431,889
Balance, end of year 3,257,696 3,401,281 3,471,147
NORCAL Group      
Net losses:      
Current year     4,900
(Favorable) Unfavorable development of reserves established in prior years, net $ 5,300 $ 8,300 $ 10,800