X0202 4 2005-08-25 0 0001127442 CITIZENS FIRST BANCORP INC CTZN 0001219499 KELLERMAN CHRISTOPHER A 525 WATER STREET PORT HURON MI 48060 1 0 0 0 Common Stock 2005-08-25 4 A 0 67 20.65 A 16543.5665 I IRA Phantom Stock Units 2005-09-30 4 A 0 841.174 A Common Stock 841.174 17684.014 D Director's Stock Options - Right to Purchase 19.85 2002-05-09 2012-05-09 Common Stock 3300 3300 D Reflects shares acquired through a Dividend Reinvestment Plan. Units are to be settled upon reporting person's retirement from the Board of Director's. Dividends are credited in RSU's for dividends on the last day quarter at the closing price on the date of the dividend ($20.65). RSUs for deferred Director's fees and retainer are credited on the last day of the quarter on that day's closing price ($21.38). Includes 71.316 RSU's Dividend Equivalent and 769.851 RSU's for deferred director's fees and retainer. Director's Stock Option - Right to Purchase up to 3,300 shares. Ann B. Beck- POA FBO - Christooher A. Kellerman 2005-10-03