X0201 4 2004-03-29 0 0001127442 CITIZENS FIRST BANCORP INC CTZN 0001219490 BROWN NANCY J 525 WATER STREET PORT HURON MI 48060 0 1 0 0 Vice President-Operations Common Stock 2256.0290 D Common Stock 2490.6220 I CFSB 401K Common Stock 1149.4563 I CFSB ESOP Phantom Stock Units 24.2600 Common Stock 682.0800 674.0000 D Employee Stock Option - Right to Purchase 23.9000 2005-02-26 2014-02-26 Common Stock 2500.0000 2500.0000 D Employee Right to Purchase - Stock Options 18.8000 2004-03-11 2013-03-11 Common Stock 10000.0000 10000.0000 D Includes 135.542 shares acquired for the quarter ending 03/31/04, under the Citizens First Savings Bank 401K Plan. Includes 1149.4563 shares acquired under the Citizens First Savings Bank ESOP for the year ended 12/31/03. Units are to be settled upon termination of reporting person's employment. Includes 8.08 RSU's from Dividend Reinvestment for the dividends paid in February 2003, May 2003, August 2003, November 2003 and February 2004. Employee's Stock Option - Right to Purchase 2,500 shares. Employee's Stock Option - Right to Purchase 10,000 shares. Tracy L. Fox - POA FBO Nancy J. Brown 2004-03-30