X0201 42003-08-2900001127442CITIZENS FIRST BANCORP INC CTZN0001219491CAMPBELL MARSHALL J525 WATER STREETPORT HURONMI480601100President, Chairman & CEOCommon Shares69305.8918DCommon Shares2240.316ICFSB 401KCommon Shares8269IOther 401KCommon Shares7144.06IEXSOPPhantom Stock UnitsCommon Stock32123.00232123.002DPhantom Stock Units21.062003-08-294A04138.5521.06ACommon Stock4138.5511351.79DIncludes 102.1267 shares acquired in February 2003 under the Citizens First Bancorp, Inc. dividend reinvestment plan.Includes 99.2116 shares acquired in May 2003 under the Citizens First Bancorp, Inc. dividend reinvestment plan.Includes 106.8972 shares acquired in August 2003 under the Citizens First Bancorp, Inc. dividend reinvestment plan.Includes 43.044 shares acquired for the quarter ending 12/31/02, under the Citizens First Savings Bank 401K Plan.Includes 408.511 shares acquired for the quarter ending 03/31/03, under the Citizens First Savings Bank 401K Plan.Includes 786.848 shares acquired for the quarter ending 06/30/03, under the Citizens First Savings Bank 401K Plan.Untis are to be settled 1 for 1.Units are to be settled upon the reporting person's normal termination date (age 70 after 10 years of service).Units are to be settled upon termination of reporting person's employment.Tracy L. Fox - acting as POA FBO Marshall J. Campbell2003-09-02