XML 80 R64.htm IDEA: XBRL DOCUMENT v3.25.4
Loans and Allowance for Credit Losses on Loans - Summary of outstanding loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount $ 2,540,570 $ 2,332,345    
Net deferred origination costs 287 1,876    
Total 2,540,857 2,334,221    
Allowance for credit losses (30,071) (25,803) $ (14,653) $ (10,848)
Total loans 2,510,786 2,308,418    
Commercial and industrial        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 157,019 143,776    
Construction & other land loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 79,764 67,540    
Commercial real estate - owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 368,007 322,917    
Commercial real estate - non-owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 990,945 912,188    
Farmland        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 142,016 139,726    
Multi-family residential        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 198,778 133,516    
1-4 family - close-ended        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 111,756 123,521    
1-4 family - revolving        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 40,051 35,642    
Manufactured housing        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 322,608 322,259    
Other installment        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total 95,728 95,771    
Commercial        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 190,896 180,745    
Allowance for credit losses (2,747) (1,752) (1,475) (1,820)
Commercial | Commercial and industrial        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 156,744 143,422    
Commercial | Agricultural production        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 34,152 37,323    
Real Estate        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 1,934,324 1,736,498    
Allowance for credit losses (19,944) (17,766) (9,792) (7,803)
Real Estate | Construction & other land loans        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 80,452 67,869    
Real Estate | Commercial real estate - owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 368,604 323,188    
Real Estate | Commercial real estate - non-owner occupied        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 992,486 913,165    
Real Estate | Farmland        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 142,100 139,815    
Real Estate | Multi-family residential        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 199,123 133,595    
Real Estate | 1-4 family - close-ended        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 111,741 123,445    
Real Estate | 1-4 family - revolving        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 39,818 35,421    
Consumer        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 415,350 415,102    
Allowance for credit losses (5,008) (3,534) $ (951) $ (284)
Consumer | Manufactured housing        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount 322,761 322,263    
Consumer | Other installment        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans, net of discount $ 92,589 $ 92,839