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Investment Securities (Tables)
12 Months Ended
Dec. 31, 2025
Investments, Debt and Equity Securities [Abstract]  
Securities available-for-sale
 December 31, 2025
 Amortized
Cost
Gross  Unrealized
Gains
Gross  Unrealized
Losses
Estimated
Fair Value
Allowance for Credit Losses
Available-for-Sale Securities   
Debt Securities:   
U.S. Treasury securities$9,996 $— $(487)$9,509 $— 
U.S. Government agencies66 — (3)63 — 
Obligations of states and political subdivisions180,395 (14,439)165,961 — 
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations67,588 94 (2,985)64,697 — 
Private label mortgage and asset backed securities250,575 61 (21,967)228,669 — 
Corporate debt securities463 48 — 511 — 
 $509,083 $208 $(39,881)$469,410 $— 
 December 31, 2024
 Amortized
Cost
Gross  Unrealized
 Gains
Gross  Unrealized
Losses
Estimated
 Fair Value
Allowance for Credit Losses
Available-for-Sale Securities    
Debt Securities:    
U.S. Treasury securities$9,994 $— $(936)$9,058 $— 
U.S. Government agencies70 — (5)65 — 
Obligations of states and political subdivisions183,766 — (19,126)164,640 — 
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations76,732 (4,438)72,302 — 
Private label mortgage and asset backed securities265,302 (34,753)230,555 — 
Corporate debt securities470 23 — 493 
`$536,334 $37 $(59,258)$477,113 $— 
Securities held-to-maturity
 December 31, 2025
 Amortized
Cost
Gross  Unrealized
Gains
Gross  Unrealized
Losses
Estimated
Fair Value
Allowance for Credit Losses
Held to Maturity Securities    
Debt Securities:    
Obligations of states and political subdivisions$192,308 $55 $(13,595)$178,768 $20 
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations11,443 — (1,632)9,811 — 
Private label mortgage and asset backed securities51,397 — (3,282)48,115 25 
Corporate debt securities32,409 59 (1,513)30,955 395 
 $287,557 $114 $(20,022)$267,649 $440 
December 31, 2024
Amortized
Cost
Gross  Unrealized
Gains
Gross  Unrealized
Losses
Estimated
Fair Value
Allowance for Credit Losses
Held to Maturity Securities
Debt Securities:
Obligations of states and political subdivisions192,156 $54 $(17,392)$174,818 $12 
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations11,095 — (2,100)8,995 — 
Private label mortgage and asset backed securities53,066 — (5,633)47,433 
Corporate debt securities46,198 — (2,876)43,322 1,136 
$302,515 $54 $(28,001)$274,568 $1,156 
Proceeds and realized gains and losses
Proceeds and gross realized (losses)/gains on investment securities for the years ended December 31, 2025, 2024, and 2023 are shown below (in thousands):
 Years Ended December 31,
202520242023
Available-for-Sale Securities   
Proceeds from sales or calls$500 $64,230 $26,361 
Gross realized gains from sales or calls$— $— $— 
Gross realized losses from sales or calls$(41)$(4,199)$(907)
Investments by contractual maturity
The amortized cost and estimated fair value of available-for-sale and held-to-maturity investment securities at December 31, 2025 and 2024 by contractual maturity are shown in the two tables below (in thousands).  Expected maturities will differ from contractual maturities because the issuers of the securities may have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately.
December 31, 2025December 31, 2024
Available-for-Sale SecuritiesAmortized 
Cost
Estimated 
Fair Value
Amortized 
Cost
Estimated 
Fair Value
Within one year$— $— $— $— 
After one year through five years33,826 31,506 15,661 14,056 
After five years through ten years20,068 19,038 33,585 29,670 
After ten years136,497 124,926 144,514 129,972 
 190,391 175,470 193,760 173,698 
Investment securities not due at a single maturity date:  
U.S. Government agencies66 63 70 65 
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations67,588 64,697 76,732 72,302 
Private label mortgage and asset backed securities
250,575 228,669 265,302 230,555 
Corporate debt securities
463 511 470 493 
 $509,083 $469,410 $536,334 $477,113 
December 31, 2025December 31, 2024
Held-to-Maturity SecuritiesAmortized 
Cost
Estimated 
Fair Value
Amortized 
Cost
Estimated 
Fair Value
Within one year$— $— $— $— 
After one year through five years29,165 28,722 24,535 23,368 
After five years through ten years63,908 60,643 60,369 54,685 
After ten years99,235 89,403 107,252 96,765 
192,308 178,768 192,156 174,818 
Investment securities not due at a single maturity date:
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations11,443 9,811 11,095 8,995 
Private label mortgage and asset backed securities
51,397 48,115 53,066 47,433 
Corporate debt securities
32,409 30,955 46,198 43,322 
$287,557 $267,649  $302,515  $274,568 
Securities available-for-sale, unrealized loss position
 December 31, 2025
 Less than 12 Months12 Months or MoreTotal
 Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Available-for-Sale Securities      
Debt Securities:      
U.S. Treasury securities$— $— $9,509 $(487)$9,509 $(487)
U.S. Government agencies— — 63 (3)63 (3)
Obligations of states and political subdivisions1,257 (68)162,730 (14,371)163,987 (14,439)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations4,071 (21)50,458 (2,964)54,529 (2,985)
Private label residential mortgage and asset backed securities— — 221,568 (21,967)221,568 (21,967)
 $5,328 $(89)$444,328 $(39,792)$449,656 $(39,881)
 December 31, 2024
 Less than 12 Months12 Months or MoreTotal
 Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Available-for-Sale Securities      
Debt Securities:      
U.S. Treasury securities$— $— $9,058 $(936)$9,058 $(936)
U.S. Government agencies— — 65 (5)65 (5)
Obligations of states and political subdivisions1,853 (152)162,787 (18,974)164,640 (19,126)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations359 (4)63,401 (4,434)63,760 (4,438)
Private label residential mortgage backed securities— — 226,070 (34,753)226,070 (34,753)
 $2,212 $(156)$461,381 $(59,102)$463,593 $(59,258)
Securities held-to-maturity, unrealized loss position
 December 31, 2025
 Less than 12 Months12 Months or MoreTotal
 Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Held-to-Maturity Securities      
Debt Securities:      
Obligations of states and political subdivisions$— $— $174,224 $(13,595)$174,224 $(13,595)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations— — 9,811 (1,632)9,811 (1,632)
Private label residential mortgage and asset backed securities— — 48,115 (3,282)48,115 (3,282)
Corporate debt securities— — 26,036 (1,513)26,036 (1,513)
 $— $— $258,186 $(20,022)$258,186 $(20,022)
 December 31, 2024
 Less than 12 Months12 Months or MoreTotal
 Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Fair
Value
Unrealized
Losses
Held-to-Maturity Securities      
Debt Securities:      
Obligations of states and political subdivisions$110 $(2)$172,229 $(17,390)$172,339 $(17,392)
U.S. Government sponsored entities and agencies collateralized by residential mortgage obligations— — 8,995 (2,100)8,995 (2,100)
Private label residential mortgage and asset backed securities— — 47,433 (5,633)47,433 (5,633)
Corporate debt securities— — 43,322 (2,876)43,322 (2,876)
 $110 $(2)$271,979 $(27,999)$272,089 $(28,001)
Activities for the allowance for credit losses related to held-to-maturity debt securities
The following table shows the summary of activities for the allowance for credit losses related to held-to-maturity debt securities for the twelve months ended December 31, 2025 and 2024 (in thousands):
For the Twelve Months Ended
December 31,
Debt Securities Held-to-Maturity20252024
Beginning ACL balance$1,156 $1,051 
(Credit) provision to credit losses(716)105 
Total Ending ACL balance$440 $1,156 
Amortized cost of debt securities held-to-maturity by credit quality indicator The following table summarizes the amortized cost of debt securities held-to-maturity at the dates indicated, aggregated by credit quality indicator. U.S. Government sponsored agencies are not included in the below tables as credit ratings are not applicable (in thousands).
 
December 31, 2025December 31, 2024
Debt Securities Held-to-MaturityAAA/AA/ABBBUnratedAAA/AA/ABBB/BB/BUnrated
Obligations of states and political subdivisions$192,308 $— $— $192,156 $— $— 
Private label mortgage and asset backed securities38,666 — 12,731 51,427 — 1,639 
Corporate debt securities— 18,373 14,036 — 30,218 15,990 
Total debt securities held-to-maturity$230,974 $18,373 $26,767 $243,583 $30,218 $17,629