CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 27,627	$ 28,029
Interest-earning deposits in other banks	91,357	92,369
Total cash and cash equivalents	118,984	120,398
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $509,083 at December 31, 2025 and $536,334 at December 31, 2024, respectively	469,410	477,113
Held-to-maturity debt securities, at amortized cost less allowance for credit losses of $440 at December 31, 2025 and $1,156 at December 31, 2024, respectively	287,117	301,359
Equity securities, at fair value	6,797	6,586
Loans, less allowance for credit losses of $30,071 at December 31, 2025 and $25,803 at December 31, 2024, respectively	2,510,786	2,308,418
Bank premises and equipment, net	23,545	24,469
Bank owned life insurance	54,163	53,319
Federal Home Loan Bank stock	10,978	10,978
Goodwill	96,828	96,828
Core deposit intangibles	8,266	9,268
Accrued interest receivable and other assets	103,443	113,035
Total assets	3,690,317	3,521,771
Deposits:
Non-interest bearing	1,058,765	980,824
Interest bearing	2,036,509	1,929,953
Total deposits	3,095,274	2,910,777
Borrowings	73,000	133,442
Senior debt and subordinated debentures, net	69,526	69,889
Accrued interest payable and other liabilities	42,929	44,978
Total liabilities	3,280,729	3,159,086
Commitments and contingencies (Note 12)
Shareholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized, none issued and outstanding	0	0
Retained earnings	238,990	209,984
Accumulated other comprehensive loss, net of tax	(39,624)	(55,115)
Total shareholders’ equity	409,588	362,685
Total liabilities and shareholders’ equity	3,690,317	3,521,771
Non-voting common stock
Shareholders’ equity:
Common stock	0	0
Common stock
Shareholders’ equity:
Common stock	$ 210,222	$ 207,816