CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 3,422	$ 3,361
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Net increase in deferred loan fees	170	162
Depreciation	486	608
Accretion	(346)	(369)
Amortization	3,376	1,435
Stock-based compensation	64	102
Tax benefit from exercise of stock options	(20)	(117)
Provision for credit losses	500	350
Net other than temporary impairment losses on investment securities	0	31
Net realized gains on sales and calls of available-for-sale investment securies	(444)	(26)
Net gain on sale and disposal of equipment	(4)	0
Net gain on sale of other real estate owned	(12)	(533)
Increase in bank owned life insurance, net of expenses	(190)	(15)
Net gain on bank owned life insurance	0	(85)
Net decrease (increase) in accrued interest receivable and other assets	14	(288)
Net decrease in prepaid FDIC Assessments	257	410
Net (decrease) increase in accrued interest payable and other liabilities	(8,521)	317
Provision for deferred income taxes	261	696
Net cash (used in) provided by operating activities	(987)	6,039
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available-for-sale investment securities	(41,120)	(65,802)
Proceeds from sales or calls of available-for-sale investment securities	7,499	31,409
Proceeds from maturity and principal repayment of available-for-sale investment securities	40,365	15,744
Net decrease (increase) in loans	8,790	(5,330)
Proceeds from sale of other real estate owned	251	2,120
Purchases of premises and equipment	(900)	(610)
Purchases of bank owned life insurance	(116)	0
FHLB stock (purchased) redeemed	(957)	131
Proceeds from bank owned life insurance	0	146
Proceeds from sale of premises and equipment	4	0
Net cash provided by (used in) investing activities	13,816	(22,192)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net (decrease) increase in demand, interest bearing and savings deposits	(5,105)	35,095
Net decrease in time deposits	(5,130)	(16,694)
Repayments of short-term borrowings to Federal Home Loan Bank	0	(10,000)
Proceeds from exercise of stock options	241	680
Tax benefit from exercise of stock options	20	117
Cash dividend payments on preferred stock	(175)	(175)
Net cash used in financing activities	(10,149)	9,023
Increase (decrease) in cash and cash equivalents	2,680	(7,130)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	44,804	100,999
CASH AND CASH EQUIVALENTS AT END OF PERIOD	47,484	93,869
Cash paid during the period for:
Interest	1,089	1,795
Income taxes	760	826
Non-cash investing and financing activities:
Transfer of loans to other real estate owned	2,337	95
Accrued preferred stock dividends	$ 87	$ 44