CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
INTEREST INCOME:
Interest and fees on loans	$ 6,053	$ 6,560	$ 12,137	$ 13,022
Interest on deposits in other banks	16	45	34	95
Interest on Federal funds sold	1	0	1	1
Interest and dividends on investment securities:
Taxable	880	1,131	1,953	2,228
Exempt from Federal income taxes	1,078	830	2,115	1,630
Total interest income	8,028	8,566	16,240	16,976
INTEREST EXPENSE:
Interest on deposits	455	712	936	1,429
Interest on junior subordinated deferrable interest debentures	26	24	55	49
Other	37	36	73	106
Total interest expense	518	772	1,064	1,584
Net interest income before provision for credit losses	7,510	7,794	15,176	15,392
PROVISION FOR CREDIT LOSSES	100	250	500	350
Net interest income after provision for credit losses	7,410	7,544	14,676	15,042
NON-INTEREST INCOME:
Service charges	676	749	1,365	1,448
Appreciation in cash surrender value of bank owned life insurance	96	96	190	193
Loan placement fees	99	77	227	134
Net realized gain on sale of assets	4	0	4	0
Gain (loss) on disposal of other real estate owned	14	(12)	12	533
Net realized gain on sale and calls of investment securities	97	42	444	26
Other-than-temporary impairment loss:
Total impairment loss	0	0	0	(31)
Loss recognized in other comprehensive income	0	0	0	0
Net impairment loss recognized in earnings	0	0	0	(31)
Federal Home Loan Bank dividends	3	3	7	5
Other income	482	642	880	1,037
Total non-interest income	1,471	1,597	3,129	3,345
NON-INTEREST EXPENSES:
Salaries and employee benefits	3,957	3,998	8,086	8,076
Occupancy and equipment	877	936	1,758	1,870
Regulatory assessments	169	194	325	483
Data processing expense	283	286	577	562
Advertising	140	182	280	366
Audit and accounting fees	125	113	253	225
Legal fees	54	83	82	176
Other real estate owned, net	9	(7)	72	2
Amortization of core deposit intangibles	50	103	100	207
Other expense	1,054	1,179	2,103	2,253
Total non-interest expenses	6,718	7,067	13,636	14,220
Income before provision for income taxes	2,163	2,074	4,169	4,167
Provision for income taxes	454	301	747	806
Net income	1,709	1,773	3,422	3,361
Net income	1,709	1,773	3,422	3,361
Preferred stock dividends and accretion	87	99	175	198
Net income available to common shareholders	$ 1,622	$ 1,674	$ 3,247	$ 3,163
Net income per common share:
Basic earnings per common share (in dollars per share)	$ 0.17	$ 0.18	$ 0.34	$ 0.33
Weighted average common shares used in basic computation (in shares)	9,592,045	9,516,110	9,581,172	9,495,890
Diluted earnings per common share (in dollars per share)	$ 0.17	$ 0.18	$ 0.34	$ 0.33
Weighted average common shares used in diluted computation (in shares)	9,618,976	9,540,615	9,604,056	9,522,664