CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest income:
Interest and fees on loans	$ 6,084	$ 6,462
Interest on deposits in other banks	18	50
Interest on Federal funds sold	0	1
Interest and dividends on investment securities:
Taxable	1,073	1,097
Exempt from Federal income taxes	1,037	800
Total interest income	8,212	8,410
INTEREST EXPENSE:
Interest on deposits	481	717
Interest on junior subordinated deferrable interest debentures	29	25
Other	36	70
Total interest expense	546	812
Net interest income before provision for credit losses	7,666	7,598
Provision for credit losses	400	100
Net interest income after provision for credit losses	7,266	7,498
Non-interest income:
Service charges	689	699
Appreciation in cash surrender value of bank owned life insurance	94	97
Loan placement fees	128	57
(Loss) gain on disposal of other real estate owned	(2)	545
Net realized gains (losses) on sale and calls of investment securities	347	(16)
Other-than-temporary impairment loss:
Total impairment loss	0	(31)
Loss recognized in other comprehensive income	0	0
Net impairment loss recognized in earnings	0	(31)
Federal Home Loan Bank dividends	4	2
Other income	398	395
Total non-interest income	1,658	1,748
Non-interest expenses:
Salaries and employee benefits	4,129	4,078
Occupancy and equipment	881	934
Regulatory assessments	156	289
Data processing expense	294	276
Advertising	140	184
Audit and accounting fees	128	112
Legal fees	28	93
Other real estate owned, net	63	9
Amortization of core deposit intangibles	50	104
Other expense	1,049	1,074
Total non-interest expenses	6,918	7,153
Income before provision for income taxes	2,006	2,093
Provision for income taxes	293	505
Net income	1,713	1,588
Net income	1,713	1,588
Preferred stock dividends and accretion	88	99
Net income available to common shareholders	$ 1,625	$ 1,489
Basic earnings per common share	$ 0.17	$ 0.16
Weighted average common shares used in basic computation	9,570,297	9,475,444
Diluted earnings per common share	$ 0.17	$ 0.16
Weighted average common shares used in diluted computation	9,577,432	9,503,313