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LOANS RECEIVABLE (Tables)
6 Months Ended
Jun. 30, 2022
Loans Receivable  
Schedule of Loans Receivable

Loans receivable are summarized in the table below as of the dates indicated (in thousands):

 

LOANS RECEIVABLE
   June 30,   December 31, 
   2022   2021 
Real estate loans:          
One-to four-family residential  $145,229   $132,836 
Commercial real estate   411,190    423,552 
Home equity loans and lines of credit   21,389    21,568 
Residential construction   36,443    38,881 
Other construction and land   82,223    75,682 
Total real estate loans   696,474    692,519 
Commercial and industrial   250,584    234,355 
Consumer   6,275    7,129 
Total commercial and consumer   256,859    241,484 
Loans receivable, gross   953,333    934,003 
Net deferred loan fees   (520)   (528)
Loans receivable, net of deferred fees  $952,813   $933,475