CONCENTRATIONS OF CREDIT RISK (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
Total loans, gross	100.00%	100.00%
One To Four Family Residential [Member]
Financing Receivable, Impaired [Line Items]
Total loans, gross	14.22%	12.97%
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Total loans, gross	45.35%	42.03%
Home Equity Loan [Member]
Financing Receivable, Impaired [Line Items]
Total loans, gross	2.31%	1.95%
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Total loans, gross	4.16%	3.52%
Construction Loans [Member]
Financing Receivable, Impaired [Line Items]
Total loans, gross	8.10%	7.80%
Commercial Loan [Member]
Financing Receivable, Impaired [Line Items]
Total loans, gross	25.09%	27.70%
Consumer Loan [Member]
Financing Receivable, Impaired [Line Items]
Total loans, gross	0.77%	4.02%