EX-5 6 b794860ex5-1.htm Prepared and filed by St Ives Financial

Exhibit 5.1

ROYAL & SUN ALLIANCE INSURANCE GROUP PLC AND ITS GROUP SUBSIDIARIES

Location Principal
Activity 		Status
Company Name and Immediate parent shareholding
       
England
INS HOLD
active
 Royal & Sun Alliance Insurance Group plc ("RSAIG")
England
 
dormant
     Foxstern Limited (100.00%)
England
Mortgages
active
     Royal & Sun Alliance Insurance Finance Limited (100.00%)
Australia
 
In Liquidation
     Royal Australia Finance Limited (100%)
England
INS HOLD
active
     Royal Insurance Holdings plc (100.00%)
England
Holding Co
active
         Blue Holdco Limited (100.00%)
England
GEN INS
active
         R&SA Marketing Services PLC (100.00%)
England
GEN INS
active
         Royal & Sun Alliance Insurance plc (100.00%)
England
Inspection of Machinery
active
             B.E. Inspection Limited (100.00%)
Italy
 
active
                 B.E. Inspection Italia SRL (95.00%)
Italy
 
dormant
                     Royal & SunAlliance Team Srl (100.00%)
England
 
dormant
             Bretton Financial Services Holdings Limited (100.00%)
England
real estate
active
                 Archbest Limited (100.00%)
England
Mortgage Finance
active
             Bretton Financial Services Limited (100.00%)
England
GEN INS
active
             British and Foreign Marine Insurance Company Limited (85.69%)
England
GEN INS
active
             British Aviation Insurance Company Limited (27.36%)
England
 
active
                 Airclaims Group Limited (50.00%)
England
GEN INS
active
             British Engine Insurance Limited (100.00%)
Italy
 
active
                 B.E. Inspection Italia SRL (5.00%)
England
GEN INS
active
             Cavendish Insurance Limited (100.00%)
England
 
dormant
                 Royal Insurance Service Company Limited (00.70%)
England
 
dormant
             Commercial Bridging Limited (100.00%)
England
 
In Liquidation
             Cultview Limited (100.00%)
England
Mortgage Finance
active
             Home Bridging Limited (100.00%)
England
real estate
active
             Industrial Investments Limited (100.00%)
Guernsey
GEN INS
active
             Insurance Corporation of the Channel Islands Limited (100.00%)
Guernsey
 
active
                 Insurance Corporation Service Company Limited (99.98%)
England
 
In Liquidation
             Marlyn Homes Centre Limited (100.00%)
England
 
dormant
             Non-Destructive Testers Limited (100.00%)
England
 
dormant
                 Allen & Harris (Newbury) Limited (100.00%)
England
 
dormant
                 Brown & Mumford Limited (100.00%)
England
 
dormant
                 Fox & Sons (East) Limited (100.00%)
England
 
dormant
                 Fox & Sons (South) Limited (100.00%)
England
 
dormant
                 Fox & Sons Limited (100.00%)
England
 
dormant
                 Fox Commercial Limited (100.00%)
England
 
dormant
                 Fox Professional Services Limited (100.00%)
England
 
dormant
                 Fox Property Services Limited (100.00%)
England
 
dormant
                 John Thornborrow & Company Limited (100.00%)
England
 
dormant
                 Kent Insurance Company Limited (100.00%)
England
 
dormant
                 Law Union and Rock Company Limited (100.00%)
England
 
dormant
                 Legal Assistance Limited (100.00%)
England
 
dormant
                 Moody & Co. (Estate Agents) Limited (100.00%)
England
 
dormant
                 Oyston and Longden & Cook Limited (100.00%)
England
 
dormant
                 Oyston Estate Agency Limited (100.00%)
England
 
dormant
                 Philip G Robinson Limited (100.00%)
England
 
dormant
                 Rles Estate Agents Limited (100.00%)
England
 
dormant
                 Royal Insurance Property Management Limited (100.00%)
England
 
dormant
                 Royal Insurance Service Company (U.K.) Limited (100.00%)
England
 
dormant
                 Royal Insurance Service Company Limited (99.30%)
England
 
dormant
                 Royal Life Corporate Business Services Limited (100.00%)
England
 
dormant
                 Royal Life Direct Marketing Limited (100.00%)
England
 
dormant
                 Royal Life Finance Limited (100.00%)
England
 
dormant
                 Roysun Limited (100.00%)
England
 
dormant
                 Stappard & Hill Limited (100.00%)
England
 
dormant
                 Swetenhams Limited (100.00%)
England
 
dormant
                 Takefine Builders Limited (100.00%)
England
 
dormant
                 The Advice Service Limited (50.00%)
England
 
dormant
                 The Claims Service Limited (100.00%)
England
 
dormant
                 The Finance Service Limited (100.00%)
England
 
dormant
                 Westgate House Nominees Holdings Limited (100.00%)
England
 
dormant
                 Westgate House Nominees Limited (100.00%)
scotland
 
dormant
                 Westgate Properties (Scotland) Limited (100.00%)
England
 
In Liquidation
             Pepper Fox Limited (100.00%)
Jersey
Holding Co
active
             PHS Holdings Limited (100.00%)
England
 
active
                 Pet Healthcare Services Limited (100.00%)
England
 
active
             Polaris U.K. Limited (25.38%)
England
 
In Liquidation
             Quintonlord Limited (100.00%)
England
 
Active
             R&SA 6 Limited (100.00%)
England
 
Dormant
             R&SA Global Network Limited (52.00%)
Switzerland
 
active
             Rothschilds Continuation Holdings AG (21.50%)
Hong Kong
 
active
                 N M Rothschild and Sons (Hong Kong) Limited (100.00%)
England
GEN INS
active
             Royal & Sun Alliance Insurance (Global) Limited (100.00%)
England
GEN INS
active
                 British and Foreign Marine Insurance Company Limited (14.31%)
England
GEN INS
active
                 The Marine Insurance Company Limited (15.00%)
Ireland
Holding Co
active
             Royal & Sun Alliance (Ireland) Limited (100.00%)
India
IT services
active
             Royal & Sun Alliance IT Solutions (India) Private Limited (100.00%)
England
GEN INS
active
             Royal & Sun Alliance Life Holdings Limited (100.00%)
England
INS HOLD
dormant
                 Royal Life Holdings Limited (100.00%)
England
 
active
             Royal & Sun Alliance Property Services Limited (100.00%)
England
 
dormant
                 M.I.Finance (Wakefield) Limited (99.02%)
Northern Ireland
Finance
active
                 McQuitty & Co Limited (100.00%)
England
GEN INS
active
             Royal & Sun Alliance Reinsurance Limited (100.00%)
Uruguay
GEN INS
active
             Royal & Sun Alliance Seguros (Uruguay) SA (27.33%)
England
GEN INS
active
             Royal Insurance (U.K.) Limited (100.00%)
Netherlands
 
active
             Royal Insurance Global B.V. (100.00%)
England
Finance Leasing
active
             Royal Insurance Leasing Limited (100.00%)
England
 
active
             Royal Insurance Operational Services (UK) Limited (100.00%)
England
GEN INS
active
             Royal International Insurance Holdings Limited (100.00%)
Singapore
GEN INS
active
                 Royal & Sun Alliance Insurance (Singapore) Limited (100.00%)
Thailand
GEN INS
active
                    Royal and Sun Alliance Insurance (Thailand) Limited (25.00%)
Chile
GEN INS
active
                 Royal & Sun Alliance Seguros (Chile) SA (96.91%)
Chile
 
active
                     Servilar SA (99.00%)
Chile
 
active
                     Unidad Latinoamericana Desarollo de Segurous Ltda (1.00%)
Venezuela
GEN INS
active
                 Royal & Sun Alliance Seguros (Venezuela) SA (99.79%)
Venezuela
Premium Finance
active
                     Inversiones Soporte CA (100.00%)
Ireland
INS HOLD
active
                 RSA Overseas Holdings (No 1) (0.19%)
USA
INS HOLD
active
                     Arrowpoint General Partnership (Delaware) (10.00%) - see *

1

ROYAL & SUN ALLIANCE INSURANCE GROUP PLC AND ITS GROUP SUBSIDIARIES

Location
Principal
Activity
Status
Company Name and Immediate parent shareholding
       
USA
 
active
                     R&SA US Holdings (No. 1) Inc (10.00%)
USA
 
active
                         R&SA US (No. 2) Inc (100.00%)
Ireland
INS HOLD
active
                     RSA Overseas Holdings (No 2) (100.00)
USA
INS HOLD
active
                         Arrowpoint General Partnership (Delaware) (90.00%) - see *
USA
 
active
                         R&SA US Holdings (No. 1) Inc (90.00%)
USA
 
active
                             R&SA US (No. 2) Inc (100.00%)
England
GEN INS
active
                     The Globe Insurance Company Limited (100.00%)
Isle of Man
Reinsurance
active
                         Globe Reinsurance (I.O.M.) Limited (100.00%)
Bermuda
 
active
                         Intrepid Re Holdings Limited (38.50%)
Bermuda
Reinsurance
active
                             Intrepid Re Limited (100.00%)
Italy
 
dormant
                         Investment Srl (51.00%)
Netherlands
INS HOLD
active
                         Royal & SunAlliance Benelux Holdings NV (100.00%)
USA
 
active
                         Royal & SunAlliance Insurance Agency, Inc (100.00%)
Hong Kong
GEN INS
active
                         Royal & Sun Alliance Insurance (Hong Kong) Limited (100.00%)
Mexico
GEN INS
active
                         Royal & Sun Alliance Seguros (Mexico) S.A. de C.V. (100.00%)
Mexico
 
active
                         Royal & Sun Alliance Pensiones (Mexico) S.A. de C.V. (100.00%)
Kenya
 
active
                         Royal Insurance Company of East Africa Limited (15.00%)
Tanzania
 
active
                             Royal Insurance (Tanzania) Ltd (55.00%)
Malawi
 
active
                             Royal Insurance Company of Malawi (100.00%)
Bermuda
 
active
                         Royal Re Management (Bermuda) Limited (100.00%)
England
 
active
                         RSA Australian Investment Company Limited (100.00%)
England
 
dormant
                         RSA Australian Management Company Limited (100.00%)
Ireland
 
dormant
                         RSA Management Services (Ireland) Limited (100.00%)
Netherlands
INS HOLD
active
                         RSA Overseas (Netherlands) B.V. (100.00%)
England
 
active
                             R&SA Finance (100.00%)
Netherlands
INS HOLD
active
                             RSA Overseas Holdings B.V. (100.00%)
Denmark
INS HOLD
active
                                 Codan A/S (71.66%)
Latvia
GEN INS
active
                                     Balta A/S (51.90%)
Latvia
COMP INS
active
                                         Balta Life A/S (100.00%)
Denmark
 
active
                                     Besigtelses Kontoret af 1914 A/S (100.00%)
Sweden
 
active
                                     Careonline Svenska AB (100.00%)
Sweden
 
active
                                         Careonline Finska Oy (100.00%)
Sweden
 
active
                                         Docco AB (100.00%)
Denmark
 
active
                                     Codan Ejendomme II A/S (100.00%)
Denmark
GEN INS
active
                                     Codan Forsikring A/S (100.00%)
Denmark
 
active
                                         Boligtorvet A/s (50.00%)
Denmark
 
active
                                         Dansk Transportcenter A/S (21.60%)
Denmark
 
active
                                         Ejendomsselskabet Gammel Kongevej 60 Aps (100.00%)
Denmark
GEN INS
active
                                         Forsikringsselskabet Privatsikring A/S (100.00%)
Denmark
GEN INS
active
                                         Trekroner Forsikring A/S (100.00%)
Norway
 
active
                                     Codan Marine services AS (100.00%)
Singapore
GEN INS
In Liquidation
                                     Haffina Reinsurance Private Ltd (100.00%)
Lithuania
GEN INS
active
                                     Lietuvos Draudimas AB (53.74%)
Lithuania
GEN INS
active
                                         Lietuvos Draudimo Kreditu Draudimas UAB (49.00%)
England
 
dormant
                                     LSU Limited (33.33%)
Sweden
GEN INS
active
                                     Trygg Hansa Forsakrings AB (100.00%)
Sweden
 
active
                                         Aktsam Forsakringskonsult AB (100.00%)
Sweden
GEN INS
active
                                         Forsakringsaktiebolaget Aktsam (100.00%)
Sweden
 
active
                                         Forvaltnings AB Trygg-Hansa (100.00%)
Sweden
 
active
                                         Framtidsegendom AB (100.00%)
Sweden
GEN INS
In Liquidation
                                         Holmia Forsakring AB (100.00%)
Sweden
GEN INS
active
                                         Holmia Livsforsakring AB (100.00%)
Sweden
 
active
                                         KB Trygg-Hansa Forsakringsservice AB (1.00%)
Sweden
 
active
                                         Skotsam Invest AB (100.00%)
Sweden
 
active
                                         Trygg-Hansa Forsakringsservice AB (100.00%)
Sweden
 
active
                                             KB Trygg-Hansa Forsakringsservice AB (99.00%)
Canada
INS HOLD
active
                                 Roins Holding Limited (100.00%)
Canada
 
active
                                     2763303 Canada Limited (100.00%)
Canada
 
active
                                     721811 Ontario Inc. (100.00%)
Canada
 
active
                                         Stevenson and Hunt Insurance Brokers Limited (17.86%)
Canada
 
active
                                     788325 Ontario Inc (100.00%)
Canada
 
active
                                         Bunnell, Hitchon, Campbell, Inc (32.57%)
Canada
 
active
                                     800989 Ontario Inc (100.00%)
Canada
 
active
                                         D.M. Edwards Insurance Group Limited (21.20%)
Canada
 
active
                                     815168 Ontario Inc. (100.00%)
Canada
 
active
                                     821458 Ontario Inc (100.00%)
Canada
 
active
                                         Brown Pineo Van Kempen and Associates Limited (21.25%)
Canada
 
active
                                         Van Kempen Insurance Associates Limited (21.25%)
Canada
 
active
                                     859834 Ontario Inc (100.00%)
Canada
 
active
                                         CMD Insurance Services Inc (13.32%)
Canada
 
active
                                     924431 Ontario Inc (100.00%)
Canada
 
active
                                         Sarjeant Insurance Brokers Limited (11.48%)
Canada
INS HOLD
active
                                     Roins Financial Services Limited (100.00%)
Canada
Holding Company
active
                                         3342484 Canada Limited (100.00%)
Canada
 
active
                                             1185215 Ontario Limited (20.00%)
Canada
 
active
                                                 Firstbrook Cassie & Anderson Limited (100.00%)
Canada
 
active
                                             Davidson de Laplante Insurance Brokers Limited (9.99%)
Canada
 
active
                                             Groupe Viau Inc. (20.00%)
Canada
 
active
                                             Halpenny Insurance Brokers Limited (15.00%)
Canada
 
active
                                             Pigeon Insurance Brokers & Risk Consultants Inc. (25.00%)
Canada
 
active
                                             Ranger Insurance Brokers Limited (24.98%)
Canada
 
active
                                             Skillen-Squire Insurance Services Limited (9.95%)
Canada
 
active
                                         Agilerus Investment Management Limited (100.00%)
Canada
 
active
                                         Agilon Financial Inc. (100.00%)
Canada
GEN INS
active
                                         Ascentus Insurance Ltd (100.00%)
Canada
 
active
                                         Coast Underwriters Ltd (85.4%)
Canada
GEN INS
active
                                         Compagnie D'Assurance Du Quebec (99.80%)
Canada
 
active
                                         Noraxis Capital Corporation (100.00%)
Canada
 
active
                                             Renfrew Thompson Insurance Ltd. (75.60%)
Canada
 
active
                                                 571721 Alberta Ltd (100.00%)
Canada
 
active
                                                     Renfrew Life Insurance Brokers Inc(40.00%)
Canada
 
active
                                                 Renfrew Life Insurance Brokers Inc (60.00%)
Canada
 
active
                                             The CG&B Group Inc. (100.00%)
Canada
 
active
                                                 CG&B Financial Services Inc. (100.00%)
Canada
 
active
                                                 CG&B Investment Services Inc (55.00%)
Canada
GEN INS
active
                                         Royal & Sun Alliance Insurance Company of Canada (100.00%)
Canada
INS HOLD
active
                                         The Johnson Corporation (100.00%)

2

ROYAL & SUN ALLIANCE INSURANCE GROUP PLC AND ITS GROUP SUBSIDIARIES

Location
Principal
Activity
Status
Company Name and Immediate parent shareholding
       
Canada
 
active
                                         Johnson Inc (100.00%)
Canada
 
active
                                             Johnson L Inc (100.00%)
Canada
GEN INS
active
                                         Unifund Assurance Company (100.00%)
Canada
 
active
                                             Unifund Adjusting Inc (100.00%)
Canada
GEN INS
active
                                     Western Assurance Company (100.00%)
Netherlands
INS HOLD
active
                         Sun Alliance Finance B.V. (100.00%)
Isle of Man
INS HOLD
active
                             Royal & Sun Alliance European Life & Investment Holdings Limited (100.00%)
Australia
Ins Underwriter
active
                             Royal & Sun Alliance Global Pty Limited (100.00%)
Isle of Man
INS HOLD
active
                             RSA Manx Holdings Limited (100.00%)
Chile
INS HOLD
active
                                 RSA Chilean Holdings SA (100.00%)
Chile
GEN INS
active
                                     Royal & Sun Alliance Seguros (Chile) SA (0.59%)
Chile
 
active
                                         Unidad Latinoamericana Desarollo de Segurous Ltda (1.00%)
Chile
 
active
                                     Unidad Latinoamericana Desarollo de Segurous Ltda (99.00%)
Luxembourg
INS HOLD
In Liquidation
                     RSA Overseas Holdings (Luxembourg) (No 1) SARL (100.00%)
Ireland
INS HOLD
active
                     RSA Overseas Holdings (No 1) (99.81%)
USA
INS HOLD
active
                         Arrowpoint General Partnership (Delaware) (10.00%) - see *
USA
 
active
                         R&SA US Holdings (No. 1) Inc (10.00%)
USA
 
active
                             R&SA US (No. 2) Inc (100.00%)
Ireland
INS HOLD
active
                         RSA Overseas Holdings (No 2) (100.00)
USA
INS HOLD
active
                             Arrowpoint General Partnership (Delaware) (90.00%) - see *
USA
 
active
                             R&SA US Holdings (No. 1) Inc (90.00%)
USA
 
active
                                 R&SA US (No. 2) Inc (100.00%)
England
 
active
                     RSA Overseas Holdings (UK) Limited (100.00%)
Ireland
 
active
                     RSA Overseas Holdings (No 3) (100.00%)
Thailand
GEN INS
Active
                     Syn Mun Kong Insurance Public Company Limited (20.00%)
Isle of Man
GEN INS
active
                     Tower Insurance Company Limited (100.00%)
Isle of Man
Risk Management Services
active
                         Royal Insurance Service Company (Isle of Man) Limited (100.00%)
England
 
Dormant
             Royal Life Building and Construction Limited (100.00%)
England
 
In Liquidation
             Royal Life Estates (North West) Limited (100.00%)
England
 
In Liquidation
             Royal Life Estates (South) Limited (100.00%)
India
GEN INS
active
             Royal Sundaram Alliance Insurance Company Limited (26.00%)
England
 
Dormant
             RSA Challenge Limited (100.00%)
England
 
Dormant
             RSA Claims Management Limited (100.00%)
England
 
Dormant
             RSA Engineering Limited (100.00%)
England
 
Dormant
             Russell Manning (W.P.) LIMITED (100.00%)
England
 
In Liquidation
             Stump Properties Limited(100.00%)
England
GEN INS
Active
             Sun Alliance and London Insurance plc (100.00%)
England
 
Dormant
                 Acrecrest Limited (100.00%)
England
 
Dormant
                 Beacon Insurance Company Limited (100.00%)
England
GEN INS
Active
                 British Aviation Insurance Company Limited (29.74%)
England
 
 
                     Airclaims Group Limited (50.00%)
England
GEN INS
Active
                 Elders Insurance Company Limited (100.00%)
England
GEN INS
Active
                 Fortress Insurance Company Limited (100.00%)
England
GEN INS
Active
                 Guildhall Insurance Company Limited (100.00%)
England
 
active
                     Reinsurance Group Managers Limited (25.00%)
England
GEN INS
Active
                 Liverpool Marine and General Insurance Company Limited (100.00%)
England
GEN INS
Active
                 London Guarantee & Reinsurance Company Limited (100.00%)
England
 
Dormant
                 Mynshul Group Limited (99.99%)
England
 
Dormant
                     Mynshul Holdings Limited (100.00%)
England
 
Dormant
                         Mynshul Finance Limited (100.00%)
England
 
Dormant
                             Lancashire Financial Services Limited (100.00%)
England
 
Dormant
                             Mynshul Asset Finance Limited (100.00%)
England
 
Dormant
                             Mynshul Trust Limited (100.00%)
England
 
Dormant
                         Mynshul Insurance Services Limited (100.00%)
England
 
Dormant
                             Mynshul Financial Services Limited (100.00%)
England
Property Investment
Active
                 R&SA 1 Limited (100.00%)
England
 
Dormant
                 Property Growth (Holdings) Limited (100.00%)
England
GEN INS
active
                 Sun Alliance Insurance International Limited (100.00%)
England
 
Dormant
                     Directors & Officers Limited (100.00%)
England
 
Dormant
                     Hazard Management Limited (100.00%)
Isle of Man
 
Dormant
                     London Management (Isle of Man) Limited (100.00%)
England
GEN INS
Active
                     National Vulcan Engineering Insurance Group Limited (100.00%)
England
 
Dormant
                         Vulcan Boiler Engineering Services Limited (100.00%)
England
 
Dormant
                     Sun Alliance Financial Risks Limited (100.00%)
England
finance
Active
                 Sun Alliance Insurance UK Limited (100.00%)
England
Marketing
Active
                     Lausor No. 2 Limited (100.00%)
England
 
Dormant
                     R&SA 4 Limited (100.00%)
England
 
Dormant
                         R&SA 3 Limited (100.00%)
England
GEN INS
Active
                     The National Transit Insurance Company Limited (100.00%)
England
Maintenance
Active
                 Sun Alliance Management Services Limited (100.00%)
Japan
Management Services
Active
                     RSA Services KK (Japan) (100.00%)
Scotland
GEN INS
Active
                 The Century Insurance Company Limited (100.00%)
England
GEN INS
Active
                 The Northern Maritime Insurance Company Limited (100.00%)
England
GEN INS
Active
                 The Union Marine and General Insurance Company Limited (100.00%)
England
holding co
Active
             Sun Alliance Insurance Overseas Limited (100.00%)
England
GEN INS
Active
                 Alliance Assurance Company Limited (100.00%)
Thailand
INS HOLD
Active
                 Bartholomew Holdings Limited (99.99%)
Thailand
INS HOLD
Active
                     Castle Holdings Limited (50.98%)
Thailand
GEN INS
Active
                         Royal and Sun Alliance Insurance (Thailand) Limited (5.00%)
Thailand
INS HOLD
Active
                     Cremome Holdings Limited (50.98%)
Thailand
GEN INS
Active
                         Royal and Sun Alliance Insurance (Thailand) Limited (18.33%)
Thailand
INS HOLD
Active
                 Castle Holdings Limited (49.02%)
Thailand
GEN INS
Active
                     Royal and Sun Alliance Insurance (Thailand) Limited (5.00%)
Thailand
INS HOLD
Active
                 Cremome Holdings Limited (49.02%)
Thailand
GEN INS
Active
                     Royal and Sun Alliance Insurance (Thailand) Limited (18.33%)
Italy
 
Dormant
                 Investment Srl (49.00%)
England
 
Dormant
                 R&SA 2 Limited (100.00%)
Netherlands Antilles
GEN INS
Active
                 Royal & Sun Alliance Insurance (Antilles) NV (51.00%)
Bahrain
GEN INS
Active
                 Royal & Sun Alliance Insurance (Middle East) Limited (E.C.) (50.00%)
Oman
 
Active
                     Royal & Sun Alliance Insurance-Oman SAOC (67.00%)
Egypt
 
Active
                     Royal & Sun Alliance Insurance (Egypt) S.A.E (51.00%)
France
GEN INS
Active
                 Royal & Sun Alliance SA (100.00%)
France
 
Active
                     Fonciere du 7 et 7bis rue de Téhéran (100.00%)
France
 
Active
                     Fonciere du 35/41 boulevard Haussmann (100.00%)
Argentina
GEN INS
Active
                 Royal & Sun Alliance Seguros (Argentina) SA (100.00%)
Brazil
GEN INS
Active
                 Royal & Sun Alliance Seguros (Brasil) SA (100.00%)
Colombia
GEN INS
Active
                 Royal & Sun Alliance Seguros (Colombia) S.A. (86.30%)

3

ROYAL & SUN ALLIANCE INSURANCE GROUP PLC AND ITS GROUP SUBSIDIARIES

Location Principal
Activity 		Status
Company Name and Immediate parent shareholding
       
Colombia
Non-Insurance
Active
                     Compania Inversionista Colombiana (20.00%)
Colombia
Non-Insurance
Active
                         Inmobiliaria Fenix SA (5.10%)
Colombia
LIFE INS
Active
                             Royal & Sun Alliance Seguros de Vida (Colombia) S.A. (35.37%)
Colombia
Non-Insurance
Active
                                 Compania Inversionista Colombiana (80.00%) - subsidiaries already shown
Colombia
Non-Insurance
Active
                     Inmobiliaria Fenix SA (94.90%) - subsidiaries already shown
Colombia
LIFE INS
Active
                     Royal & Sun Alliance Seguros de Vida (Colombia) S.A. (64.62%) - subsidiaries already shown
Uruguay
GEN INS
Active
                 Royal & Sun Alliance Seguros (Uruguay) SA (72.67%)
Germany
 
Active
                 SOCIETAS VIII VERMOGENSVERWALTUNGS GMBH (100.00%)
England
GEN INS
Active
                 Sun Insurance Office Limited (100.00%)
England
GEN INS
Active
                 Tariff Reinsurances Limited (100.00%)
England
GEN INS
Active
                 The London Assurance (100.00%)
England
 
Dormant
                     Auk Insurance Company Limited (100.00%)
Malaysia
GEN INS
Active
                     Royal & Sun Alliance Insurance (Malaysia) BHD (45.00%)
England
GEN INS
Active
                     The Sea Insurance Company Limited (100.00%)
Ireland
 
Dormant
                 The Patriotic Assurance Company Limited (100.00%)
England
 
Dormant
             The Advice Service Limited (50.00%)
England
 
Dormant
             R&SA 5 Limited (100.00%)
England
GEN INS
Active
             The Marine Insurance Company Limited (85.00%)
England
GEN INS
Active
             The Pennine Insurance Company Limited (100.00%)
England
real estate
Active
             Westgate Properties Limited (100.00%)
England
 
Dormant
             William H Brown Limited (100.00%)
England
 
Active
         Royal & Sun Alliance Pension Trustee Limited (100.00%)
England
Management
Active
         RSA Accident Repairs Limited (100.00%)
England
Holding Co
Active
         RSA CRS (US) LIMITED (100.00%)
USA
 
Active
             Custom Risk Solutions, LLC (33.33%)
England
Holding Co
Active
         RSA E-HOLDINGS LIMITED (100.00%)
England
Finance
Active
             COVERCLICK.COM LIMITED (100.00%)
England
 
Active
                 COVERCLICK SERVICES LIMITED (100.00%)
England
 
Dormant
             Lausor No. 1 Limited (100.00%)
England
 
Dormant
             Propertyxchange Limited (100.00%)
England
 
Dormant
             Propertyxchange.net Limited (100.00%)
England
 
Dormant
             Propertyxchange.org Limited (100.00%)
England
 
Active
             Rightmove.co.uk Limited (10.00%)
England
 
Dormant
             RSA Global eVentures Limited (100.00%)
England
 
Active
             Usecolor Limited (100.00%)
England
 
Active
             VineWorld Limited (20.81%)
England
 
Dormant
             Vital2Me Limited (100.00%)
England
 IT
Active
             Wharfdome Limited (100.00%)
England
 
Dormant
         Sun Alliance Managed Pensions Services Limited (100.00%)
England
 
Dormant
         Sun Alliance Pension Scheme Investment Management Limited (100.00%)
England
 
Dormant
         Sun Alliance Property Construction Limited (99.97%)
England
 
Dormant
         The Leasing Service Limited (100.00%)
England
 
Dormant
         The Westminster Fire Office Limited (100.00%)
England
 
Dormant
         Truscotts Estate Agency Limited (100.00%)
England
 
Dormant
         Usecolor.com Limited (100.00%)
England
 
Active
         Vital Online Limited (20.00%)
England
 
Dormant
     Sal Pension Fund Limited (100.00%)
England
Trustee to pension plan
Active
     Sun Alliance Fund Management Limited (100.00%)
England
Commercial Loans
Active
     Sun Alliance Mortgage Company Limited (100.00%)
England
Holding Co
Active
     Swinchan Holdings Limited (100.00%)
England
 
Dormant
         Armitage Parfitt (Northern) Limited (100.00%)
England
 
Dormant
         CASCADE NO. 1 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 11 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 2 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 3 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 4 LIMITED (100.00%)
England
 
Dormant
             Stuart Hall Travel Limited (70.20%)
England
 
Dormant
         CASCADE NO. 5 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 6 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 7 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 8 LIMITED (100.00%)
England
 
Dormant
         CASCADE NO. 9 LIMITED (100.00%)
England
 
Dormant
         Creswood Limited (100.00%)
England
 
Dormant
         Fowden Brothers Limited (100.00%)
England
 
Dormant
         Hallco 593 Limited (100.00%)
England
 
Dormant
         Hatfield Group of Companies Limited (100.00%)
England
 
Dormant
         Hatfield Insurance Services Limited (100.00%)
England
 
Dormant
         Home Cover Limited (100.00%)
England
 
Dormant
         Inter-City Leasing Limited (100.00%)
England
 
Dormant
         J S Realization Number Ten Limited (100.00%)
England
 
Dormant
         J.S Realization Number Four Limited (100.00%)
England
 
Dormant
         J.S. Realization Number Eight Limited (100.00%)
England
 
Dormant
         J.S. Realization Number Five Limited (100.00%)
England
 
Dormant
         J.S. Realization Number Seven Limited (100.00%)
England
 
Dormant
         J.S. Realization Number Six Limited (100.00%)
England
 
Dormant
         J.S. Realization Number Three Limited (100.00%)
England
 
Dormant
         John Buckingham (Sheffield) Limited (100.00%)
England
 
Dormant
         Marlborough Investments Limited (100.00%)
England
 
Dormant
         Matchline Limited (100.00)
England
 
Dormant
         Palmer Hill & Co. Limited (100.00%)
England
 
Dormant
         Palmer Hill (Insurance Services) Limited (100.00%)
England
 
Dormant
         Rulemace Limited (100.00%)
England
 
Dormant
         Surfeal Holdings Limited (100.00%)
England
 
Dormant
             Surfeal Limited (100.00%)
England
 
Dormant
         Switchquote Limited (100.00%)
England
 
Dormant
         Wantage Limited (100.00%)
England
 
Dormant
         West Midland Trust Limited (100.00%)
England
 
Dormant
     The London Assurance Nominees Limited (100.00%)
England
 
Dormant
         Mynshul Group Limited (0.01 %)
England
 
Dormant
             Mynshul Holdings Limited (100%)
England
 
Dormant
                 Mynshul Finance Limited (100.00%)
England
 
Dormant
                     Lancashire Financial Services Limited (100.00%)
England
 
Dormant
                     Mynshul Asset Finance Limited (100.00%)
England
 
Dormant
                     Mynshul Trust Limited (100.00%)
England
 
Dormant
                 Mynshul Insurance Services Limited (100.00%)
England
 
Dormant
                     Mynshul Financial Services Limited (100.00%)

4

ROYAL & SUN ALLIANCE INSURANCE GROUP PLC AND ITS GROUP SUBSIDIARIES

Location Principal Status
Company Name and Immediate parent shareholding
  Activity    
         
USA
INS HOLD
active
 * Arrowpoint General Partnership (Delaware)
USA
 
active
       R&SA US (No. 3) LLC (100.00%)
USA
INS HOLD
active
       Royal & Sun Alliance USA, Inc. (Delaware) (100.00%)
USA
INS HOLD
active
           Royal Group Inc.(100.00%)
USA
 
active
               Alternative Risk Transfer Insurance Strategies Inc (Connecticut) (20.00%)
Bermuda
GEN INS
active
               Century Insurance Company (Bermuda) Ltd (100.00%)
Bermuda
GEN INS
active
               Financial Structures Limited (100.00%)
USA
INS HOLD
active
               Orion Capital Corporation (Delaware) (92.20%) - see **
USA
 
active
               FSL Advisors Inc (North Carolina) (100.00%)
USA
 
active
                   Royal Warranty Services Inc. (Florida) (100.00%)
USA
Real Estate
active
               Royal Holdings Inc (North Carolina) (100.00%)
USA
Real Estate
active
                   Royal & SunAlliance Properties, Inc (North Carolina) ( 100%)
USA
GEN INS
active
               Royal Indemnity Company (Delaware) (100.00%)
USA
Holding Company
active
                   B.E.I. Services Inc (Delaware) (100.00%)
USA
 
active
                       Protected Settlements INC (North Caolina)(100.00%)
USA
 
active
                       Shield Management INC (New York)(100.00%)
USA
GEN INS
active
                   Marine Indemnity Insurance Company of America (New York) (100.00%)
USA
INS HOLD
active
                   Orion Capital Corporation (Delaware) (1.00%)
USA
INS HOLD
active
                   OrionAuto Inc (Colorado) (57.90%) - see ***
USA
GEN INS
active
                   Royal Surplus Lines Insurance Company (Connecticut) (100.00%)
USA
 
active
                   RSA Financial Services Inc (Delaware) (87.71%)
USA
GEN INS
active
                   The Sea Insurance Company of America Inc (New York) (90.00%)
USA
 
active
               Royal Investment Management Company (Michigan) (100.00%)
USA
Non-Profit
active
               The Royal & Sun Alliance Insurance Foundation Inc (North Carolina) (100.00%)
         
USA
INS HOLD
active
 ** Orion Capital Corporation (Delaware)
USA
 
active
       JABAWWAT Inc (Delaware) (100.00%)
USA
 
active
           EFC Property Management Inc (California) (100.00%)
USA
INS HOLD
active
               Orion Capital Corporation (Delaware) (2.40%) See **
USA
INS HOLD
active
           Orion Capital Corporation (Delaware) (0.30%) See **
USA
 
active
       Orion Capital Companies, Inc (Connecticut) (100.00%)
USA
 
active
           Alternative Risk Transfer Insurance Strategies, Inc (Connecticut) (80.00%)
USA
 
active
           DPIC Companies, Inc (California) (100.00%)
USA
 
active
           EBI Companies, Inc (Connecticut) (100.00%)
USA
GEN INS
active
       Security Insurance Company of Hartford (Connecticut) (100.00%)
USA
 
active
           EBI Consulting Services, Inc (California) (100.00%)
USA
GEN INS
active
           Grocers Insurance Company (Oregon) (100.00%)
USA
INS HOLD
active
           Orion Capital Corporation (Delaware) (2.70%) See **
USA
INS HOLD
active
           OrionAuto Inc (Colorado) (42.10%) - see ***
USA
 
active
           RSA Financial Services Inc (Delaware) (12.29%)
USA
 
active
           SecurityRe, Inc (Connecticut) (100.00%)
USA
INS HOLD
active
               Orion Capital Corporation (Delaware) (1.4%) See **
USA
GEN INS
active
           The Sea Insurance Company of America Inc (New York) (10.00%)
         
USA
INS HOLD
active
 *** OrionAuto Inc (Colorado)
USA
GEN INS
active
       Guaranty National Insurance Company (Colorado) (100.00%)
USA
GEN INS
active
           Peak Property and Casualty Insurance Corporation (Colorado) (100.00%)
USA
 
active
       Intercon General Agency, Inc. (Texas) (100.00%)
USA
 
active
       Orion Warranty Services Company (Colorado) (100.00%)
USA
 
active
       Premium Payment Plan, Inc. (North Carolina) (100.00%)
USA
GEN INS
active
       Viking Insurance Company of Wisconsin (Colorado) (100.00%)
USA
GEN INS
 
           Viking County Mutual Insurance Company (Texas) (100.00%)

5