The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEV COM 007903107   250,386 1,526 SH   DFND   0 0 1,526
ADVANCED MICRO DEV COM 007903107   131,428 801 SH   SOLE   801 0 0
AGNICO EAGLE MINES COM 008474108   1,166,428 14,479 SH   DFND   0 0 14,479
ALPHABET INC CAP STK CL A 02079K305   1,151,331 6,942 SH   DFND   1,821 0 5,121
ALPHABET INC CAP STK CL A 02079K305   10,121,991 61,031 SH   SOLE   60,735 0 296
AMER EXPRESS CO COM 025816109   854,009 3,149 SH   DFND   951 0 2,198
AMER EXPRESS CO COM 025816109   6,093,593 22,469 SH   SOLE   22,330 0 139
AT&T INC COM 00206R102   3,300 150 SH   DFND   0 0 150
AT&T INC COM 00206R102   607,508 27,614 SH   SOLE   27,614 0 0
AUTOMATIC DATA PROCESSING COM 053015103   814,140 2,942 SH   DFND   500 0 2,442
AUTOMATIC DATA PROCESSING COM 053015103   171,573 620 SH   SOLE   620 0 0
AbbVie Inc COM 00287Y109   1,047,434 5,304 SH   DFND   0 0 5,304
AbbVie Inc COM 00287Y109   465,658 2,358 SH   SOLE   2,358 0 0
Abbott Laboratories COM 002824100   596,386 5,231 SH   DFND   79 0 5,152
Abbott Laboratories COM 002824100   2,368,330 20,773 SH   SOLE   20,655 0 118
Adobe Inc COM 00724F101   170,350 329 SH   DFND   320 0 9
Adobe Inc COM 00724F101   130,481 252 SH   SOLE   252 0 0
Alphabet Inc CAP STK CL C 02079K107   775,427 4,638 SH   DFND   463 0 4,175
Alphabet Inc CAP STK CL C 02079K107   657,558 3,933 SH   SOLE   3,933 0 0
Amazon.com Inc COM 023135106   1,200,524 6,443 SH   DFND   1,927 0 4,516
Amazon.com Inc COM 023135106   17,706,381 95,027 SH   SOLE   94,769 0 258
American States Water Co COM 029899101   249,870 3,000 SH   DFND   0 0 3,000
Amgen Inc COM 031162100   2,578 8 SH   DFND   0 0 8
Amgen Inc COM 031162100   729,483 2,264 SH   SOLE   2,264 0 0
Amphenol Corp CL A 032095101   1,434 22 SH   DFND   0 0 22
Amphenol Corp CL A 032095101   625,536 9,600 SH   SOLE   9,600 0 0
Apple Inc COM 037833100   2,506,614 10,758 SH   DFND   1,842 0 8,916
Apple Inc COM 037833100   18,320,790 78,630 SH   SOLE   77,795 0 835
Arcos Dorados Holdings Inc SHS CLASS -A - G0457F107   94,917 10,885 SH   DFND   10,885 0 0
Autodesk Inc COM 052769106   235,260 854 SH   DFND   400 0 454
Autodesk Inc COM 052769106   48,209 175 SH   SOLE   175 0 0
BADGER METER INC COM 056525108   529,207 2,423 SH   DFND   0 0 2,423
BECTON DICKINSON COM 075887109   354,417 1,470 SH   DFND   0 0 1,470
BECTON DICKINSON COM 075887109   36,647 152 SH   SOLE   152 0 0
BERKSHIRE HATHAWAY CL A 084670108   691,180 1 SH   DFND   0 0 1
BERKSHIRE HATHAWAY CL A 084670108   2,764,720 4 SH   SOLE   4 0 0
BLACKROCK FUND ADVISORS CORE MSCI EURO 46434V738   996,327 16,352 SH   SOLE   16,352 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   1,928,052 54,434 SH   DFND   54,434 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   86,939,169 2,454,522 SH   SOLE   2,451,042 0 3,480
BRISTOL-MYRS SQUIB COM 110122108   262,839 5,080 SH   DFND   2,555 0 2,525
BRISTOL-MYRS SQUIB COM 110122108   2,672,371 51,650 SH   SOLE   51,434 0 216
Berkshire Hathaway Inc CL B NEW 084670702   1,942,757 4,221 SH   DFND   1,283 0 2,938
Berkshire Hathaway Inc CL B NEW 084670702   8,879,796 19,293 SH   SOLE   19,219 0 74
BlackRock Fund Advisors EM MKT SM-CP ETF 464286475   297,006 4,656 SH   SOLE   4,656 0 0
BlackRock Fund Advisors MORNINGSTAR GRWT 464287119   210,100 2,500 SH   SOLE   2,500 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   447,532 4,562 SH   DFND   4,562 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   1,914,127 19,512 SH   SOLE   19,512 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   101,025 1,208 SH   DFND   1,208 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   3,058,851 36,576 SH   SOLE   36,576 0 0
BlackRock Fund Advisors S&P MC 400GR ETF 464287606   210,336 2,288 SH   SOLE   2,288 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   660,707 5,649 SH   DFND   5,649 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   74,989,723 641,157 SH   SOLE   639,847 0 1,310
BlackRock Fund Advisors EAFE SML CP ETF 464288273   323,268 4,775 SH   SOLE   4,775 0 0
BlackRock Inc COM 09247X101   521,281 549 SH   DFND   50 0 499
BlackRock Inc COM 09247X101   107,295 113 SH   SOLE   113 0 0
Blackstone Inc COM 09260D107   24,348 159 SH   DFND   159 0 0
Blackstone Inc COM 09260D107   5,704,858 37,255 SH   SOLE   37,138 0 117
Broadcom Inc COM 11135F101   8,625 50 SH   DFND   0 0 50
Broadcom Inc COM 11135F101   1,788,825 10,370 SH   SOLE   10,370 0 0
CISCO SYSTEMS COM 17275R102   841,302 15,808 SH   DFND   828 0 14,980
CISCO SYSTEMS COM 17275R102   7,347,500 138,059 SH   SOLE   137,047 0 1,012
CME Group Inc COM 12572Q105   137,906 625 SH   DFND   0 0 625
CME Group Inc COM 12572Q105   70,387 319 SH   SOLE   319 0 0
COLGATE-PALMOLIVE COM 194162103   147,203 1,418 SH   DFND   0 0 1,418
COLGATE-PALMOLIVE COM 194162103   155,715 1,500 SH   SOLE   1,500 0 0
CONOCOPHILLIPS COM 20825C104   182,345 1,732 SH   DFND   1,032 0 700
CONOCOPHILLIPS COM 20825C104   114,018 1,083 SH   SOLE   1,083 0 0
CUMMINS INC COM 231021106   388,548 1,200 SH   SOLE   1,200 0 0
CVS Health Corp COM 126650100   250,577 3,985 SH   DFND   3,154 0 831
CVS Health Corp COM 126650100   42,130 670 SH   SOLE   670 0 0
Caterpillar Inc COM 149123101   3,520 9 SH   DFND   0 0 9
Caterpillar Inc COM 149123101   375,475 960 SH   SOLE   960 0 0
Charles Schwab Corp/The COM 808513105   171,747 2,650 SH   DFND   845 0 1,805
Charles Schwab Corp/The COM 808513105   3,849,779 59,401 SH   SOLE   59,224 0 177
Chevron Corp COM 166764100   478,186 3,247 SH   DFND   1,763 0 1,484
Chevron Corp COM 166764100   584,220 3,967 SH   SOLE   3,967 0 0
Church & Dwight Co Inc COM 171340102   311,856 2,978 SH   DFND   0 0 2,978
Church & Dwight Co Inc COM 171340102   29,112 278 SH   SOLE   278 0 0
Cigna Group/The COM 125523100   372,423 1,075 SH   DFND   1,069 0 6
Cigna Group/The COM 125523100   107,396 310 SH   SOLE   310 0 0
Citigroup Inc COM NEW 172967424   19,406 310 SH   DFND   268 0 42
Citigroup Inc COM NEW 172967424   3,314,670 52,950 SH   SOLE   52,511 0 439
Coca-Cola Co/The COM 191216100   378,702 5,270 SH   DFND   1,800 0 3,470
Coca-Cola Co/The COM 191216100   508,410 7,075 SH   SOLE   7,075 0 0
Comcast Corp CL A 20030N101   125,310 3,000 SH   DFND   2,548 0 452
Comcast Corp CL A 20030N101   2,895,580 69,322 SH   SOLE   68,994 0 328
Costco Wholesale Corp COM 22160K105   539,004 608 SH   DFND   21 0 587
Costco Wholesale Corp COM 22160K105   6,070,889 6,848 SH   SOLE   6,840 0 8
Coterra Energy Inc COM 127097103   213,850 8,929 SH   DFND   8,929 0 0
Coterra Energy Inc COM 127097103   3,952 165 SH   SOLE   165 0 0
DEERE & CO COM 244199105   378,101 906 SH   DFND   0 0 906
DEERE & CO COM 244199105   260,414 624 SH   SOLE   624 0 0
DISCOVER FINL SVCS COM 254709108   338,379 2,412 SH   DFND   2,412 0 0
DR HORTON INC COM 23331A109   230,259 1,207 SH   DFND   1,200 0 7
Danaher Corp COM 235851102   747,318 2,688 SH   DFND   606 0 2,082
Danaher Corp COM 235851102   154,023 554 SH   SOLE   554 0 0
Donaldson Co Inc COM 257651109   353,760 4,800 SH   SOLE   4,800 0 0
ECOLAB INC COM 278865100   538,491 2,109 SH   DFND   0 0 2,109
ECOLAB INC COM 278865100   29,108 114 SH   SOLE   114 0 0
EMERSON ELECTRIC COM 291011104   12,687 116 SH   DFND   105 0 11
EMERSON ELECTRIC COM 291011104   2,912,742 26,632 SH   SOLE   26,499 0 133
Exxon Mobil Corp COM 30231G102   327,278 2,792 SH   DFND   388 0 2,404
Exxon Mobil Corp COM 30231G102   1,427,271 12,176 SH   SOLE   12,176 0 0
FEDEX CORP COM 31428X106   12,042 44 SH   DFND   39 0 5
FEDEX CORP COM 31428X106   1,784,394 6,520 SH   SOLE   6,468 0 52
FISERV INC COM 337738108   1,561,697 8,693 SH   DFND   2,973 0 5,720
FISERV INC COM 337738108   105,634 588 SH   SOLE   588 0 0
First Interstate BancSystem In COM 32055Y201   27,556,101 898,178 SH   DFND   0 0 898,178
First Interstate BancSystem In COM 32055Y201   122,140,240 3,981,103 SH   SOLE   64,952 0 3,916,151
GEN DYNAMICS CORP COM 369550108   537,916 1,780 SH   DFND   80 0 1,700
GEN DYNAMICS CORP COM 369550108   163,188 540 SH   SOLE   540 0 0
GOLDMAN SACHS GRP COM 38141G104   563,435 1,138 SH   DFND   41 0 1,097
GOLDMAN SACHS GRP COM 38141G104   4,997,145 10,093 SH   SOLE   10,080 0 13
Global X Management Co LLC US INFR DEV ETF 37954Y673   129,489 3,146 SH   DFND   3,146 0 0
Global X Management Co LLC US INFR DEV ETF 37954Y673   45,533,332 1,106,252 SH   SOLE   1,104,884 0 1,368
Hawkins Inc COM 420261109   356,916 2,800 SH   DFND   0 0 2,800
Home Depot Inc/The COM 437076102   1,008,138 2,488 SH   DFND   0 0 2,488
Home Depot Inc/The COM 437076102   2,618,808 6,463 SH   SOLE   6,463 0 0
Honeywell International Inc COM 438516106   499,618 2,417 SH   DFND   642 0 1,775
Honeywell International Inc COM 438516106   2,922,879 14,140 SH   SOLE   14,078 0 62
ILLINOIS TOOL WKS COM 452308109   214,111 817 SH   DFND   817 0 0
ILLINOIS TOOL WKS COM 452308109   183,449 700 SH   SOLE   700 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   405,134 2,522 SH   DFND   78 0 2,444
INTERCONTINENTAL EXCHANGE COM 45866F104   2,974,732 18,518 SH   SOLE   18,411 0 107
INTL BUSINESS MCHN COM 459200101   181,065 819 SH   DFND   0 0 819
INTL BUSINESS MCHN COM 459200101   399,713 1,808 SH   SOLE   1,808 0 0
ISHARES CORE S&P500 ETF 464287200   7,090,271 12,292 SH   DFND   12,292 0 0
ISHARES CORE S&P500 ETF 464287200   184,473,958 319,812 SH   SOLE   319,551 0 261
ISHARES S&P 500 GRWT ETF 464287309   769,256 8,034 SH   SOLE   8,034 0 0
ISHARES S&P 500 VAL ETF 464287408   457,434 2,320 SH   SOLE   2,320 0 0
ISHARES ISHARES BIOTECH 464287556   22,277 153 SH   DFND   153 0 0
ISHARES ISHARES BIOTECH 464287556   5,814,973 39,938 SH   SOLE   39,891 0 47
ISHARES RUSSELL 2000 ETF 464287655   83,717 379 SH   DFND   379 0 0
ISHARES RUSSELL 2000 ETF 464287655   866,110 3,921 SH   SOLE   3,921 0 0
ISHARES CORE MSCI EAFE 46432F842   366,055 4,690 SH   SOLE   4,690 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,301,392 50,183 SH   SOLE   50,183 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   428,802 16,066 SH   SOLE   16,066 0 0
ISHARES TRUST ISHARES SEMICDTR 464287523   8,532 37 SH   DFND   37 0 0
ISHARES TRUST ISHARES SEMICDTR 464287523   5,993,034 25,990 SH   SOLE   25,848 0 142
ISHARES TRUST IBOXX HI YD ETF 464288513   1,093,204 13,614 SH   SOLE   13,614 0 0
Intel Corp COM 458140100   251,444 10,718 SH   DFND   1,586 0 9,132
Intel Corp COM 458140100   273,778 11,670 SH   SOLE   11,670 0 0
Invesco Advisers Inc COM 46133G107   130,615 12,511 SH   SOLE   12,511 0 0
Invesco ETFs/USA S&P500 EQL WGT 46137V357   202,988 1,133 SH   DFND   1,133 0 0
Invesco ETFs/USA S&P500 EQL WGT 46137V357   67,797,727 378,420 SH   SOLE   377,934 0 486
JPMorgan Chase & Co COM 46625H100   1,453,458 6,893 SH   DFND   1,959 0 4,934
JPMorgan Chase & Co COM 46625H100   7,509,779 35,615 SH   SOLE   35,399 0 216
Johnson & Johnson COM 478160104   1,144,468 7,062 SH   DFND   1,338 0 5,724
Johnson & Johnson COM 478160104   499,469 3,082 SH   SOLE   3,082 0 0
Kinder Morgan Inc COM 49456B101   199,694 9,040 SH   DFND   5,000 0 4,040
Kinder Morgan Inc COM 49456B101   12,702 575 SH   SOLE   575 0 0
LOWE'S COS INC COM 548661107   207,471 766 SH   DFND   766 0 0
LOWE'S COS INC COM 548661107   10,514,397 38,820 SH   SOLE   38,537 0 283
Lam Research Corp COM 512807108   124,044 152 SH   DFND   150 0 2
Lam Research Corp COM 512807108   118,332 145 SH   SOLE   145 0 0
Limoneira Co COM 532746104   662,500 25,000 SH   SOLE   0 0 25,000
Lockheed Martin Corp COM 539830109   129,772 222 SH   DFND   130 0 92
Lockheed Martin Corp COM 539830109   108,144 185 SH   SOLE   185 0 0
MARTIN MARIETTA M. COM 573284106   269,125 500 SH   DFND   0 0 500
MASTERCARD INC CL A 57636Q104   585,647 1,186 SH   DFND   0 0 1,186
MASTERCARD INC CL A 57636Q104   194,557 394 SH   SOLE   394 0 0
MCDONALD'S CORP COM 580135101   814,869 2,676 SH   DFND   119 0 2,557
MCDONALD'S CORP COM 580135101   4,421,181 14,519 SH   SOLE   14,450 0 69
MICROSOFT CORP COM 594918104   3,349,886 7,785 SH   DFND   1,806 0 5,979
MICROSOFT CORP COM 594918104   16,688,755 38,784 SH   SOLE   38,641 0 143
MORGAN STANLEY COM NEW 617446448   106,116 1,018 SH   DFND   1,000 0 18
MORGAN STANLEY COM NEW 617446448   208,480 2,000 SH   SOLE   2,000 0 0
Masco Corp COM 574599106   14,773 176 SH   DFND   176 0 0
Masco Corp COM 574599106   3,296,492 39,272 SH   SOLE   39,216 0 56
Medtronic PLC SHS G5960L103   141,887 1,576 SH   DFND   0 0 1,576
Medtronic PLC SHS G5960L103   195,815 2,175 SH   SOLE   2,175 0 0
Merck & Co Inc COM 58933Y105   951,746 8,381 SH   DFND   2,258 0 6,123
Merck & Co Inc COM 58933Y105   423,919 3,733 SH   SOLE   3,733 0 0
Meta Platforms Inc CL A 30303M102   982,879 1,717 SH   DFND   100 0 1,617
Meta Platforms Inc CL A 30303M102   746,462 1,304 SH   SOLE   1,304 0 0
Micron Technology Inc COM 595112103   261,142 2,518 SH   DFND   0 0 2,518
Mondelez International Inc CL A 609207105   435,758 5,915 SH   DFND   4,715 0 1,200
Mondelez International Inc CL A 609207105   4,794,002 65,074 SH   SOLE   64,884 0 190
NIKE INC CL B 654106103   506,797 5,733 SH   DFND   188 0 5,545
NIKE INC CL B 654106103   4,265,388 48,251 SH   SOLE   47,996 0 255
NVIDIA Corp COM 67066G104   2,494,378 20,540 SH   DFND   1,750 0 18,790
NVIDIA Corp COM 67066G104   77,357 637 SH   SOLE   637 0 0
Northern Trust Investments Inc QUALT DIVD IDX 33939L860   232,197 3,238 SH   SOLE   3,238 0 0
ORACLE CORP COM 68389X105   1,470,041 8,627 SH   DFND   0 0 8,627
ORACLE CORP COM 68389X105   653,825 3,837 SH   SOLE   3,837 0 0
PEPSICO INC COM 713448108   1,116,208 6,564 SH   DFND   1,162 0 5,402
PEPSICO INC COM 713448108   3,302,201 19,419 SH   SOLE   19,343 0 76
Palo Alto Networks Inc COM 697435105   31,104 91 SH   DFND   87 0 4
Palo Alto Networks Inc COM 697435105   7,569,503 22,146 SH   SOLE   21,974 0 172
PayPal Holdings Inc COM 70450Y103   252,037 3,230 SH   DFND   3,207 0 23
PayPal Holdings Inc COM 70450Y103   39,015 500 SH   SOLE   500 0 0
Paychex Inc COM 704326107   805 6 SH   DFND   0 0 6
Paychex Inc COM 704326107   280,994 2,094 SH   SOLE   2,094 0 0
Pfizer Inc COM 717081103   111,419 3,850 SH   DFND   2,750 0 1,100
Pfizer Inc COM 717081103   366,930 12,679 SH   SOLE   12,679 0 0
Phillips 66 COM 718546104   191,654 1,458 SH   DFND   1,108 0 350
Phillips 66 COM 718546104   84,391 642 SH   SOLE   642 0 0
Procter & Gamble Co/The COM 742718109   982,564 5,673 SH   DFND   2,214 0 3,459
Procter & Gamble Co/The COM 742718109   416,719 2,406 SH   SOLE   2,406 0 0
QUALCOMM Inc COM 747525103   199,639 1,174 SH   DFND   56 0 1,118
QUALCOMM Inc COM 747525103   3,092,019 18,183 SH   SOLE   18,096 0 87
Quanta Services Inc COM 74762E102   224,507 753 SH   DFND   750 0 3
REALTY INCOME CORP COM 756109104   141,046 2,224 SH   DFND   2,202 0 22
REALTY INCOME CORP COM 756109104   73,694 1,162 SH   SOLE   1,162 0 0
REGENERON PHARMACEUTICALS COM 75886F107   211,299 201 SH   DFND   0 0 201
RTX Corp COM 75513E101   396,314 3,271 SH   DFND   0 0 3,271
RTX Corp COM 75513E101   73,302 605 SH   SOLE   605 0 0
Republic Services Inc COM 760759100   449,078 2,236 SH   DFND   0 0 2,236
S&P Global Inc COM 78409V104   459,275 889 SH   DFND   0 0 889
S&P Global Inc COM 78409V104   51,662 100 SH   SOLE   100 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   23,902 248 SH   DFND   248 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   7,624,815 79,112 SH   SOLE   78,588 0 524
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   77,164 501 SH   DFND   501 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   22,094,631 143,453 SH   SOLE   142,958 0 495
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   10,375 125 SH   DFND   125 0 0
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   7,551,340 90,980 SH   SOLE   90,749 0 231
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   9,618 48 SH   DFND   48 0 0
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   7,310,099 36,483 SH   SOLE   36,468 0 15
SELECT SECTOR SPDR ENERGY 81369Y506   17,560 200 SH   DFND   200 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   13,699,258 156,028 SH   SOLE   155,476 0 552
SELECT SECTOR SPDR FINANCIAL 81369Y605   14,276 315 SH   DFND   315 0 0
SELECT SECTOR SPDR FINANCIAL 81369Y605   9,493,271 209,472 SH   SOLE   208,453 0 1,019
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   45,378 201 SH   DFND   201 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   31,550,412 139,752 SH   SOLE   139,399 0 353
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   10,905 135 SH   DFND   135 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   8,343,847 103,291 SH   SOLE   103,114 0 177
SEMPRA ENERGY COM 816851109   193,185 2,310 SH   DFND   0 0 2,310
SEMPRA ENERGY COM 816851109   30,776 368 SH   SOLE   368 0 0
SSgA Funds Management Inc COMMUNICATION 81369Y852   21,967 243 SH   DFND   243 0 0
SSgA Funds Management Inc COMMUNICATION 81369Y852   15,881,743 175,683 SH   SOLE   175,492 0 191
STATE STREET ETF/USA NUVEEN BLOOMBERG 78464A284   976,167 37,159 SH   SOLE   37,159 0 0
Salesforce Inc COM 79466L302   605,447 2,212 SH   DFND   61 0 2,151
Salesforce Inc COM 79466L302   3,933,486 14,371 SH   SOLE   14,349 0 22
Schwab ETFs/USA SHT TM US TRES 808524862   1,209,610 24,696 SH   SOLE   24,696 0 0
Sherwin-Williams Co/The COM 824348106   558,383 1,463 SH   DFND   300 0 1,163
Sherwin-Williams Co/The COM 824348106   1,145 3 SH   SOLE   3 0 0
Skyworks Solutions Inc COM 83088M102   9,679 98 SH   DFND   91 0 7
Skyworks Solutions Inc COM 83088M102   2,202,373 22,298 SH   SOLE   22,141 0 157
State Street ETF/USA TR UNIT 78462F103   114,752 200 SH   DFND   200 0 0
State Street ETF/USA TR UNIT 78462F103   3,421,331 5,963 SH   SOLE   5,963 0 0
State Street ETF/USA INDL 81369Y704   10,158 75 SH   DFND   75 0 0
State Street ETF/USA INDL 81369Y704   8,915,203 65,824 SH   SOLE   65,651 0 173
State Street ETF/USA RL EST SEL SEC 81369Y860   10,810 242 SH   DFND   242 0 0
State Street ETF/USA RL EST SEL SEC 81369Y860   8,470,504 189,624 SH   SOLE   188,386 0 1,238
State Street Global Advisors Inc S&P SEMICNDCTR 78464A862   9,130 38 SH   DFND   38 0 0
State Street Global Advisors Inc S&P SEMICNDCTR 78464A862   7,733,407 32,189 SH   SOLE   32,151 0 38
Stryker Corp COM 863667101   725,771 2,009 SH   DFND   55 0 1,954
Stryker Corp COM 863667101   80,922 224 SH   SOLE   224 0 0
Target Corp COM 87612E106   94,919 609 SH   DFND   600 0 9
Target Corp COM 87612E106   416,926 2,675 SH   SOLE   2,675 0 0
Thermo Fisher Scientific Inc COM 883556102   517,125 836 SH   DFND   150 0 686
Thermo Fisher Scientific Inc COM 883556102   1,277,347 2,065 SH   SOLE   2,065 0 0
US Bancorp COM NEW 902973304   7,134 156 SH   DFND   120 0 36
US Bancorp COM NEW 902973304   306,482 6,702 SH   SOLE   5,700 0 1,002
Under Armour Inc CL A 904311107   92,219 10,350 SH   DFND   10,350 0 0
Union Pacific Corp COM 907818108   563,946 2,288 SH   DFND   101 0 2,187
Union Pacific Corp COM 907818108   4,260,407 17,285 SH   SOLE   17,141 0 144
UnitedHealth Group Inc COM 91324P102   719,741 1,231 SH   DFND   67 0 1,164
UnitedHealth Group Inc COM 91324P102   6,474,162 11,073 SH   SOLE   11,011 0 62
VANGUARD S&P 500 ETF SHS 922908363   1,810,963 3,432 SH   DFND   0 0 3,432
VANGUARD S&P 500 ETF SHS 922908363   1,835,236 3,478 SH   SOLE   3,478 0 0
VANGUARD ETF/USA TT WRLD ST ETF 922042742   23,940 200 SH   DFND   0 0 200
VANGUARD ETF/USA TT WRLD ST ETF 922042742   796,005 6,650 SH   SOLE   6,650 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   192,453 4,022 SH   DFND   0 0 4,022
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   710,094 14,840 SH   SOLE   14,840 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   1,035,319 13,036 SH   SOLE   13,036 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   2,183,530 26,072 SH   DFND   26,072 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   152,608,245 1,822,188 SH   SOLE   1,818,909 0 3,279
VANGUARD GROUP SHORT TRM BOND 921937827   1,391,161 17,679 SH   DFND   0 0 17,679
VERIZON COMMUN COM 92343V104   152,469 3,395 SH   DFND   3,095 0 300
VERIZON COMMUN COM 92343V104   192,035 4,276 SH   SOLE   4,276 0 0
VISA INC COM CL A 92826C839   849,596 3,090 SH   DFND   1,512 0 1,578
VISA INC COM CL A 92826C839   173,768 632 SH   SOLE   632 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   381,711 7,228 SH   DFND   0 0 7,228
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   52,493 994 SH   SOLE   994 0 0
Vanguard ETF/USA ALLWRLD EX US 922042775   321,300 5,100 SH   DFND   0 0 5,100
Vanguard ETF/USA INTER TERM TREAS 92206C706   2,234,875 36,989 SH   DFND   36,989 0 0
Vanguard ETF/USA INTER TERM TREAS 92206C706   80,340,172 1,329,695 SH   SOLE   1,327,589 0 2,106
Vanguard ETF/USA MTG-BKD SECS ETF 92206C771   171,892 3,641 SH   DFND   3,641 0 0
Vanguard ETF/USA MTG-BKD SECS ETF 92206C771   48,386,001 1,024,910 SH   SOLE   1,023,712 0 1,198
Vanguard ETF/USA TAX EXEMPT BD 922907746   733,828 14,355 SH   SOLE   14,355 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   131,030 1,345 SH   DFND   1,345 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   491,679 5,047 SH   SOLE   5,047 0 0
Vanguard ETF/USA MID CAP ETF 922908629   485,447 1,840 SH   DFND   0 0 1,840
Vanguard ETF/USA MID CAP ETF 922908629   243,515 923 SH   SOLE   923 0 0
Vanguard ETF/USA GROWTH ETF 922908736   268,367 699 SH   SOLE   699 0 0
Vanguard ETF/USA VALUE ETF 922908744   219,434 1,257 SH   SOLE   1,257 0 0
Vanguard ETF/USA SMALL CP ETF 922908751   466,829 1,968 SH   DFND   0 0 1,968
Vanguard ETF/USA SMALL CP ETF 922908751   85,870 362 SH   SOLE   362 0 0
WASTE MANAGEMENT COM 94106L109   42,766 206 SH   DFND   200 0 6
WASTE MANAGEMENT COM 94106L109   207,392 999 SH   SOLE   999 0 0
WEC Energy Group Inc COM 92939U106   221,214 2,300 SH   DFND   0 0 2,300
WEC Energy Group Inc COM 92939U106   21,641 225 SH   SOLE   225 0 0
WELLS FARGO & CO COM 949746101   57,620 1,020 SH   DFND   1,000 0 20
WELLS FARGO & CO COM 949746101   184,609 3,268 SH   SOLE   3,268 0 0
WW Grainger Inc COM 384802104   301,255 290 SH   DFND   0 0 290
WW Grainger Inc COM 384802104   25,970 25 SH   SOLE   25 0 0
Walmart Inc COM 931142103   493,625 6,113 SH   DFND   405 0 5,708
Walmart Inc COM 931142103   7,827,582 96,936 SH   SOLE   96,308 0 628
Walt Disney Co/The COM 254687106   624,946 6,497 SH   DFND   994 0 5,503
Walt Disney Co/The COM 254687106   4,916,752 51,115 SH   SOLE   50,953 0 162
Warner Bros Discovery Inc COM SER A 934423104   43,362 5,256 SH   DFND   5,228 0 28
Warner Bros Discovery Inc COM SER A 934423104   53,229 6,452 SH   SOLE   6,452 0 0
Williams Cos Inc/The COM 969457100   206,429 4,522 SH   DFND   0 0 4,522
Williams-Sonoma Inc COM 969904101   232,380 1,500 SH   DFND   0 0 1,500
WisdomTree ETFs/USA INDIA ERNGS FD 97717W422   201,840 4,000 SH   DFND   0 0 4,000
iShares ETFs/USA CORE US AGGBD ET 464287226   15,191 150 SH   DFND   0 0 150
iShares ETFs/USA CORE US AGGBD ET 464287226   2,812,369 27,771 SH   SOLE   27,771 0 0
iShares ETFs/USA NORTH AMERN NAT 464287374   230,266 5,225 SH   DFND   0 0 5,225
iShares ETFs/USA NORTH AMERN NAT 464287374   84,306 1,913 SH   SOLE   1,913 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   2,066,344 33,157 SH   DFND   33,157 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507   87,803,022 1,408,906 SH   SOLE   1,406,991 0 1,915
iShares ETFs/USA RUSSELL 3000 ETF 464287689   1,126,892 3,449 SH   SOLE   3,449 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   218,509 2,335 SH   SOLE   1,968 0 367
iShares ETFs/USA PFD AND INCM SEC 464288687   142,457 4,287 SH   DFND   4,287 0 0
iShares ETFs/USA PFD AND INCM SEC 464288687   54,727,251 1,646,923 SH   SOLE   1,644,584 0 2,339
iShares ETFs/USA IBONDS DEC25 ETF 46434VBD1   759,476 30,258 SH   SOLE   30,258 0 0
iShares ETFs/USA IBONDS DEC24 ETF 46434VBG4   762,653 30,252 SH   SOLE   30,252 0 0
iShares ETFs/USA IBONDS DEC2026 46435GAA0   748,391 30,798 SH   SOLE   30,798 0 0
iShares ETFs/USA IBDS DEC28 ETF 46435U515   201,917 7,909 SH   SOLE   7,909 0 0
iShares ETFs/USA IBONDS 27 ETF 46435UAA9   790,612 32,442 SH   SOLE   32,442 0 0
iShares ETFs/USA IBONDS DEC 2033 46436E130   169,884 6,435 SH   DFND   6,435 0 0
iShares ETFs/USA IBONDS DEC 2033 46436E130   53,255,638 2,017,259 SH   SOLE   2,014,558 0 2,701
iShares ETFs/USA IBONDS DEC 29 46436E205   203,855 8,671 SH   SOLE   8,671 0 0
iShares ETFs/USA IBONDS DEC 2032 46436E312   169,095 6,577 SH   DFND   6,577 0 0
iShares ETFs/USA IBONDS DEC 2032 46436E312   55,560,955 2,161,064 SH   SOLE   2,158,003 0 3,061