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NEW</titleOfClass><cusip>617446448</cusip><value>106116</value><shrsOrPrnAmt><sshPrnamt>1018</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>18</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>617446448</cusip><value>208480</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Masco Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>574599106</cusip><value>14773</value><shrsOrPrnAmt><sshPrnamt>176</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>176</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Masco Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>574599106</cusip><value>3296492</value><shrsOrPrnAmt><sshPrnamt>39272</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39216</Sole><Shared>0</Shared><None>56</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Medtronic PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G5960L103</cusip><value>141887</value><shrsOrPrnAmt><sshPrnamt>1576</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1576</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Medtronic PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G5960L103</cusip><value>195815</value><shrsOrPrnAmt><sshPrnamt>2175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2175</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58933Y105</cusip><value>951746</value><shrsOrPrnAmt><sshPrnamt>8381</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2258</Sole><Shared>0</Shared><None>6123</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Merck &amp; Co Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58933Y105</cusip><value>423919</value><shrsOrPrnAmt><sshPrnamt>3733</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3733</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Meta Platforms Inc</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>30303M102</cusip><value>982879</value><shrsOrPrnAmt><sshPrnamt>1717</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>1617</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Meta Platforms Inc</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>30303M102</cusip><value>746462</value><shrsOrPrnAmt><sshPrnamt>1304</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1304</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Micron Technology Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>595112103</cusip><value>261142</value><shrsOrPrnAmt><sshPrnamt>2518</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2518</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Mondelez International Inc</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>609207105</cusip><value>435758</value><shrsOrPrnAmt><sshPrnamt>5915</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4715</Sole><Shared>0</Shared><None>1200</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Mondelez International Inc</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>609207105</cusip><value>4794002</value><shrsOrPrnAmt><sshPrnamt>65074</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>64884</Sole><Shared>0</Shared><None>190</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>654106103</cusip><value>506797</value><shrsOrPrnAmt><sshPrnamt>5733</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>188</Sole><Shared>0</Shared><None>5545</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>654106103</cusip><value>4265388</value><shrsOrPrnAmt><sshPrnamt>48251</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>47996</Sole><Shared>0</Shared><None>255</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>2494378</value><shrsOrPrnAmt><sshPrnamt>20540</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1750</Sole><Shared>0</Shared><None>18790</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>77357</value><shrsOrPrnAmt><sshPrnamt>637</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>637</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Northern Trust Investments Inc</nameOfIssuer><titleOfClass>QUALT DIVD IDX</titleOfClass><cusip>33939L860</cusip><value>232197</value><shrsOrPrnAmt><sshPrnamt>3238</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3238</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>1470041</value><shrsOrPrnAmt><sshPrnamt>8627</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8627</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>653825</value><shrsOrPrnAmt><sshPrnamt>3837</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3837</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>1116208</value><shrsOrPrnAmt><sshPrnamt>6564</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1162</Sole><Shared>0</Shared><None>5402</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>3302201</value><shrsOrPrnAmt><sshPrnamt>19419</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19343</Sole><Shared>0</Shared><None>76</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Palo Alto Networks Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>697435105</cusip><value>31104</value><shrsOrPrnAmt><sshPrnamt>91</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>87</Sole><Shared>0</Shared><None>4</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Palo Alto Networks Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>697435105</cusip><value>7569503</value><shrsOrPrnAmt><sshPrnamt>22146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21974</Sole><Shared>0</Shared><None>172</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PayPal Holdings Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>70450Y103</cusip><value>252037</value><shrsOrPrnAmt><sshPrnamt>3230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>3207</Sole><Shared>0</Shared><None>23</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PayPal Holdings Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>70450Y103</cusip><value>39015</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Paychex Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>704326107</cusip><value>805</value><shrsOrPrnAmt><sshPrnamt>6</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Paychex Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>704326107</cusip><value>280994</value><shrsOrPrnAmt><sshPrnamt>2094</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2094</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Pfizer Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>111419</value><shrsOrPrnAmt><sshPrnamt>3850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2750</Sole><Shared>0</Shared><None>1100</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Pfizer Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>366930</value><shrsOrPrnAmt><sshPrnamt>12679</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12679</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Phillips 66</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718546104</cusip><value>191654</value><shrsOrPrnAmt><sshPrnamt>1458</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1108</Sole><Shared>0</Shared><None>350</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Phillips 66</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718546104</cusip><value>84391</value><shrsOrPrnAmt><sshPrnamt>642</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>642</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Procter &amp; Gamble Co/The</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>982564</value><shrsOrPrnAmt><sshPrnamt>5673</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2214</Sole><Shared>0</Shared><None>3459</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Procter &amp; Gamble Co/The</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>416719</value><shrsOrPrnAmt><sshPrnamt>2406</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2406</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUALCOMM Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>747525103</cusip><value>199639</value><shrsOrPrnAmt><sshPrnamt>1174</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>56</Sole><Shared>0</Shared><None>1118</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUALCOMM Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>747525103</cusip><value>3092019</value><shrsOrPrnAmt><sshPrnamt>18183</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18096</Sole><Shared>0</Shared><None>87</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Quanta Services Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>74762E102</cusip><value>224507</value><shrsOrPrnAmt><sshPrnamt>753</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>750</Sole><Shared>0</Shared><None>3</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REALTY INCOME CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>756109104</cusip><value>141046</value><shrsOrPrnAmt><sshPrnamt>2224</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>2202</Sole><Shared>0</Shared><None>22</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REALTY INCOME CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>756109104</cusip><value>73694</value><shrsOrPrnAmt><sshPrnamt>1162</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1162</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REGENERON PHARMACEUTICALS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75886F107</cusip><value>211299</value><shrsOrPrnAmt><sshPrnamt>201</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>201</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>396314</value><shrsOrPrnAmt><sshPrnamt>3271</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3271</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>73302</value><shrsOrPrnAmt><sshPrnamt>605</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>605</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Republic Services Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>760759100</cusip><value>449078</value><shrsOrPrnAmt><sshPrnamt>2236</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2236</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P Global Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>78409V104</cusip><value>459275</value><shrsOrPrnAmt><sshPrnamt>889</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>889</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P Global Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>78409V104</cusip><value>51662</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI MATERIALS</titleOfClass><cusip>81369Y100</cusip><value>23902</value><shrsOrPrnAmt><sshPrnamt>248</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>248</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI MATERIALS</titleOfClass><cusip>81369Y100</cusip><value>7624815</value><shrsOrPrnAmt><sshPrnamt>79112</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>78588</Sole><Shared>0</Shared><None>524</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI HEALTHCARE</titleOfClass><cusip>81369Y209</cusip><value>77164</value><shrsOrPrnAmt><sshPrnamt>501</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>501</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI HEALTHCARE</titleOfClass><cusip>81369Y209</cusip><value>22094631</value><shrsOrPrnAmt><sshPrnamt>143453</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>142958</Sole><Shared>0</Shared><None>495</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI CONS STPLS</titleOfClass><cusip>81369Y308</cusip><value>10375</value><shrsOrPrnAmt><sshPrnamt>125</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>125</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI CONS STPLS</titleOfClass><cusip>81369Y308</cusip><value>7551340</value><shrsOrPrnAmt><sshPrnamt>90980</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>90749</Sole><Shared>0</Shared><None>231</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI CONS DISCR</titleOfClass><cusip>81369Y407</cusip><value>9618</value><shrsOrPrnAmt><sshPrnamt>48</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>48</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI CONS DISCR</titleOfClass><cusip>81369Y407</cusip><value>7310099</value><shrsOrPrnAmt><sshPrnamt>36483</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36468</Sole><Shared>0</Shared><None>15</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>ENERGY</titleOfClass><cusip>81369Y506</cusip><value>17560</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>ENERGY</titleOfClass><cusip>81369Y506</cusip><value>13699258</value><shrsOrPrnAmt><sshPrnamt>156028</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>155476</Sole><Shared>0</Shared><None>552</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>FINANCIAL</titleOfClass><cusip>81369Y605</cusip><value>14276</value><shrsOrPrnAmt><sshPrnamt>315</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>315</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>FINANCIAL</titleOfClass><cusip>81369Y605</cusip><value>9493271</value><shrsOrPrnAmt><sshPrnamt>209472</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>208453</Sole><Shared>0</Shared><None>1019</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>TECHNOLOGY</titleOfClass><cusip>81369Y803</cusip><value>45378</value><shrsOrPrnAmt><sshPrnamt>201</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>201</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>TECHNOLOGY</titleOfClass><cusip>81369Y803</cusip><value>31550412</value><shrsOrPrnAmt><sshPrnamt>139752</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>139399</Sole><Shared>0</Shared><None>353</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI INT-UTILS</titleOfClass><cusip>81369Y886</cusip><value>10905</value><shrsOrPrnAmt><sshPrnamt>135</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>135</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR</nameOfIssuer><titleOfClass>SBI INT-UTILS</titleOfClass><cusip>81369Y886</cusip><value>8343847</value><shrsOrPrnAmt><sshPrnamt>103291</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>103114</Sole><Shared>0</Shared><None>177</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SEMPRA ENERGY</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>816851109</cusip><value>193185</value><shrsOrPrnAmt><sshPrnamt>2310</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2310</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SEMPRA ENERGY</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>816851109</cusip><value>30776</value><shrsOrPrnAmt><sshPrnamt>368</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>368</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SSgA Funds Management Inc</nameOfIssuer><titleOfClass>COMMUNICATION</titleOfClass><cusip>81369Y852</cusip><value>21967</value><shrsOrPrnAmt><sshPrnamt>243</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>243</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SSgA Funds Management Inc</nameOfIssuer><titleOfClass>COMMUNICATION</titleOfClass><cusip>81369Y852</cusip><value>15881743</value><shrsOrPrnAmt><sshPrnamt>175683</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>175492</Sole><Shared>0</Shared><None>191</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STATE STREET ETF/USA</nameOfIssuer><titleOfClass>NUVEEN BLOOMBERG</titleOfClass><cusip>78464A284</cusip><value>976167</value><shrsOrPrnAmt><sshPrnamt>37159</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>37159</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Salesforce Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>79466L302</cusip><value>605447</value><shrsOrPrnAmt><sshPrnamt>2212</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>61</Sole><Shared>0</Shared><None>2151</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Salesforce Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>79466L302</cusip><value>3933486</value><shrsOrPrnAmt><sshPrnamt>14371</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14349</Sole><Shared>0</Shared><None>22</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Schwab ETFs/USA</nameOfIssuer><titleOfClass>SHT TM US TRES</titleOfClass><cusip>808524862</cusip><value>1209610</value><shrsOrPrnAmt><sshPrnamt>24696</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24696</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Sherwin-Williams Co/The</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>824348106</cusip><value>558383</value><shrsOrPrnAmt><sshPrnamt>1463</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>1163</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Sherwin-Williams Co/The</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>824348106</cusip><value>1145</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Skyworks Solutions Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>83088M102</cusip><value>9679</value><shrsOrPrnAmt><sshPrnamt>98</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>91</Sole><Shared>0</Shared><None>7</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Skyworks Solutions Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>83088M102</cusip><value>2202373</value><shrsOrPrnAmt><sshPrnamt>22298</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22141</Sole><Shared>0</Shared><None>157</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street ETF/USA</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>114752</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street ETF/USA</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>3421331</value><shrsOrPrnAmt><sshPrnamt>5963</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5963</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street ETF/USA</nameOfIssuer><titleOfClass>INDL</titleOfClass><cusip>81369Y704</cusip><value>10158</value><shrsOrPrnAmt><sshPrnamt>75</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>75</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street ETF/USA</nameOfIssuer><titleOfClass>INDL</titleOfClass><cusip>81369Y704</cusip><value>8915203</value><shrsOrPrnAmt><sshPrnamt>65824</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>65651</Sole><Shared>0</Shared><None>173</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street ETF/USA</nameOfIssuer><titleOfClass>RL EST SEL SEC</titleOfClass><cusip>81369Y860</cusip><value>10810</value><shrsOrPrnAmt><sshPrnamt>242</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>242</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street ETF/USA</nameOfIssuer><titleOfClass>RL EST SEL SEC</titleOfClass><cusip>81369Y860</cusip><value>8470504</value><shrsOrPrnAmt><sshPrnamt>189624</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>188386</Sole><Shared>0</Shared><None>1238</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street Global Advisors Inc</nameOfIssuer><titleOfClass>S&amp;P SEMICNDCTR</titleOfClass><cusip>78464A862</cusip><value>9130</value><shrsOrPrnAmt><sshPrnamt>38</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>38</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>State Street Global Advisors Inc</nameOfIssuer><titleOfClass>S&amp;P SEMICNDCTR</titleOfClass><cusip>78464A862</cusip><value>7733407</value><shrsOrPrnAmt><sshPrnamt>32189</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>32151</Sole><Shared>0</Shared><None>38</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Stryker Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>863667101</cusip><value>725771</value><shrsOrPrnAmt><sshPrnamt>2009</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>55</Sole><Shared>0</Shared><None>1954</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Stryker Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>863667101</cusip><value>80922</value><shrsOrPrnAmt><sshPrnamt>224</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>224</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Target Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>87612E106</cusip><value>94919</value><shrsOrPrnAmt><sshPrnamt>609</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>9</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Target Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>87612E106</cusip><value>416926</value><shrsOrPrnAmt><sshPrnamt>2675</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2675</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>883556102</cusip><value>517125</value><shrsOrPrnAmt><sshPrnamt>836</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>686</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>883556102</cusip><value>1277347</value><shrsOrPrnAmt><sshPrnamt>2065</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2065</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>US Bancorp</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>902973304</cusip><value>7134</value><shrsOrPrnAmt><sshPrnamt>156</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>120</Sole><Shared>0</Shared><None>36</None></votingAuthority></infoTable><infoTable><nameOfIssuer>US Bancorp</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>902973304</cusip><value>306482</value><shrsOrPrnAmt><sshPrnamt>6702</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5700</Sole><Shared>0</Shared><None>1002</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Under Armour Inc</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>904311107</cusip><value>92219</value><shrsOrPrnAmt><sshPrnamt>10350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>10350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Union Pacific Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>563946</value><shrsOrPrnAmt><sshPrnamt>2288</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>101</Sole><Shared>0</Shared><None>2187</None></votingAuthority></infoTable><infoTable><nameOfIssuer>Union Pacific Corp</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>4260407</value><shrsOrPrnAmt><sshPrnamt>17285</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17141</Sole><Shared>0</Shared><None>144</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UnitedHealth Group Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91324P102</cusip><value>719741</value><shrsOrPrnAmt><sshPrnamt>1231</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>67</Sole><Shared>0</Shared><None>1164</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UnitedHealth Group Inc</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91324P102</cusip><value>6474162</value><shrsOrPrnAmt><sshPrnamt>11073</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11011</Sole><Shared>0</Shared><None>62</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD</nameOfIssuer><titleOfClass>S&amp;P 500 ETF SHS</titleOfClass><cusip>922908363</cusip><value>1810963</value><shrsOrPrnAmt><sshPrnamt>3432</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3432</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD</nameOfIssuer><titleOfClass>S&amp;P 500 ETF SHS</titleOfClass><cusip>922908363</cusip><value>1835236</value><shrsOrPrnAmt><sshPrnamt>3478</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3478</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ETF/USA</nameOfIssuer><titleOfClass>TT WRLD ST ETF</titleOfClass><cusip>922042742</cusip><value>23940</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>200</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ETF/USA</nameOfIssuer><titleOfClass>TT WRLD ST ETF</titleOfClass><cusip>922042742</cusip><value>796005</value><shrsOrPrnAmt><sshPrnamt>6650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ETF/USA</nameOfIssuer><titleOfClass>FTSE EMR MKT ETF</titleOfClass><cusip>922042858</cusip><value>192453</value><shrsOrPrnAmt><sshPrnamt>4022</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4022</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ETF/USA</nameOfIssuer><titleOfClass>FTSE EMR MKT ETF</titleOfClass><cusip>922042858</cusip><value>710094</value><shrsOrPrnAmt><sshPrnamt>14840</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14840</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ETF/USA</nameOfIssuer><titleOfClass>SHRT TRM CORP BD</titleOfClass><cusip>92206C409</cusip><value>1035319</value><shrsOrPrnAmt><sshPrnamt>13036</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13036</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ETF/USA</nameOfIssuer><titleOfClass>INT-TERM CORP</titleOfClass><cusip>92206C870</cusip><value>2183530</value><shrsOrPrnAmt><sshPrnamt>26072</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>26072</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ETF/USA</nameOfIssuer><titleOfClass>INT-TERM 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