The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   219,680 2,090 SH   DFND   2,090 0 0
3M Co COM 88579Y101   71,054 676 SH   SOLE   561 0 115
ADVANCED MICRO DEV COM 007903107   147,015 1,500 SH   DFND   0 0 1,500
ADVANCED MICRO DEV COM 007903107   72,527 740 SH   SOLE   740 0 0
AGNICO EAGLE MINES COM 008474108   676,627 13,275 SH   DFND   0 0 13,275
ALPHABET INC CAP STK CL A 02079K305   938,757 9,050 SH   DFND   8,610 0 440
ALPHABET INC CAP STK CL A 02079K305   7,601,334 73,280 SH   SOLE   73,020 0 260
ALTRIA GROUP INC COM 02209S103   140,553 3,150 SH   DFND   3,150 0 0
ALTRIA GROUP INC COM 02209S103   270,486 6,062 SH   SOLE   5,742 0 320
AMER EXPRESS CO COM 025816109   829,534 5,029 SH   DFND   4,690 0 339
AMER EXPRESS CO COM 025816109   4,673,034 28,330 SH   SOLE   28,207 0 123
AT&T INC COM 00206R102   27,335 1,420 SH   DFND   1,420 0 0
AT&T INC COM 00206R102   566,893 29,449 SH   SOLE   28,714 0 735
AUTOMATIC DATA PROCESSING COM 053015103   745,811 3,350 SH   DFND   3,200 0 150
AUTOMATIC DATA PROCESSING COM 053015103   122,224 549 SH   SOLE   549 0 0
AbbVie Inc COM 00287Y109   1,248,664 7,835 SH   DFND   6,035 0 1,800
AbbVie Inc COM 00287Y109   202,081 1,268 SH   SOLE   1,268 0 0
Abbott Laboratories COM 002824100   586,700 5,794 SH   DFND   3,296 0 2,498
Abbott Laboratories COM 002824100   2,339,005 23,099 SH   SOLE   23,009 0 90
Activision Blizzard Inc COM 00507V109   9,928 116 SH   DFND   116 0 0
Activision Blizzard Inc COM 00507V109   5,811,219 67,896 SH   SOLE   67,896 0 0
Adobe Inc COM 00724F101   238,929 620 SH   DFND   620 0 0
Adobe Inc COM 00724F101   110,216 286 SH   SOLE   286 0 0
Alphabet Inc CAP STK CL C 02079K107   600,912 5,778 SH   DFND   1,778 0 4,000
Alphabet Inc CAP STK CL C 02079K107   455,624 4,381 SH   SOLE   4,381 0 0
Amazon.com Inc COM 023135106   791,201 7,660 SH   DFND   6,300 0 1,360
Amazon.com Inc COM 023135106   11,703,583 113,308 SH   SOLE   113,188 0 120
American States Water Co COM 029899101   266,670 3,000 SH   DFND   3,000 0 0
Amgen Inc COM 031162100   3,626 15 SH   DFND   15 0 0
Amgen Inc COM 031162100   292,759 1,211 SH   SOLE   1,211 0 0
Apple Inc COM 037833100   2,746,080 16,653 SH   DFND   13,609 0 3,044
Apple Inc COM 037833100   15,973,863 96,870 SH   SOLE   96,030 0 840
Autodesk Inc COM 052769106   184,222 885 SH   DFND   885 0 0
Autodesk Inc COM 052769106   41,632 200 SH   SOLE   200 0 0
BECTON DICKINSON COM 075887109   341,605 1,380 SH   DFND   1,230 0 150
BECTON DICKINSON COM 075887109   37,626 152 SH   SOLE   152 0 0
BERKSHIRE HATHAWAY CL A 084670108   931,200 2 SH   DFND   2 0 0
BERKSHIRE HATHAWAY CL A 084670108   1,396,800 3 SH   SOLE   3 0 0
BK OF AMERICA CORP COM 060505104   272,415 9,525 SH   DFND   9,525 0 0
BK OF AMERICA CORP COM 060505104   13,013 455 SH   SOLE   455 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   940,506 31,914 SH   DFND   31,914 0 0
BLACKROCK FUND ADVISORS HDG MSCI EAFE 46434V803   33,343,154 1,131,427 SH   SOLE   1,131,323 0 104
BOEING CO COM 097023105   490,926 2,311 SH   DFND   2,311 0 0
BOEING CO COM 097023105   75,200 354 SH   SOLE   242 0 112
BRISTOL-MYRS SQUIB COM 110122108   446,287 6,439 SH   DFND   3,691 0 2,748
BRISTOL-MYRS SQUIB COM 110122108   4,427,038 63,873 SH   SOLE   63,331 0 542
Berkshire Hathaway Inc CL B NEW 084670702   1,514,826 4,906 SH   DFND   3,679 0 1,227
Berkshire Hathaway Inc CL B NEW 084670702   7,189,401 23,284 SH   SOLE   23,097 0 187
BlackRock Fund Advisors EM MKT SM-CP ETF 464286475   245,288 4,869 SH   SOLE   4,869 0 0
BlackRock Fund Advisors NORTH AMERN NAT 464287374   207,797 5,305 SH   DFND   4,505 0 800
BlackRock Fund Advisors NORTH AMERN NAT 464287374   73,600 1,879 SH   SOLE   1,879 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   180,404 1,696 SH   DFND   1,696 0 0
BlackRock Fund Advisors 20 YR TR BD ETF 464287432   12,177,663 114,484 SH   SOLE   114,434 0 50
BlackRock Fund Advisors MSCI EAFE ETF 464287465   482,402 6,745 SH   DFND   6,745 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   4,127,777 57,715 SH   SOLE   57,715 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   3,044,197 12,169 SH   DFND   12,169 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   50,516,810 201,938 SH   SOLE   201,916 0 22
BlackRock Fund Advisors RUSSELL 3000 ETF 464287689   819,698 3,482 SH   SOLE   3,482 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   2,553,944 26,411 SH   DFND   25,157 0 1,254
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   75,414,686 779,883 SH   SOLE   778,658 0 1,225
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   247,882 2,368 SH   DFND   2,368 0 0
BlackRock Fund Advisors SHRT NAT MUN ETF 464288158   332,254 3,174 SH   SOLE   3,174 0 0
BlackRock Fund Advisors EAFE SML CP ETF 464288273   398,479 6,696 SH   SOLE   6,696 0 0
BlackRock Fund Advisors PFD AND INCM SEC 464288687   317,226 10,161 SH   DFND   77 0 10,084
BlackRock Fund Advisors PFD AND INCM SEC 464288687   1,583,697 50,727 SH   SOLE   49,242 0 1,485
BlackRock Fund Advisors GNMA BOND ETF 46429B333   1,711,443 38,494 SH   SOLE   38,494 0 0
BlackRock Fund Advisors CORE MSCI EURO 46434V738   986,892 18,841 SH   DFND   15,207 0 3,634
BlackRock Fund Advisors CORE MSCI EURO 46434V738   53,347,354 1,018,468 SH   SOLE   1,017,831 0 637
BlackRock Fund Advisors IBONDS DEC23 ETF 46434VAX8   651,489 25,863 SH   SOLE   25,863 0 0
BlackRock Fund Advisors IBONDS DEC25 ETF 46434VBD1   741,248 30,218 SH   SOLE   30,218 0 0
BlackRock Fund Advisors IBONDS DEC2026 46435GAA0   727,870 30,673 SH   SOLE   30,673 0 0
BlackRock Inc COM 09247X101   707,260 1,057 SH   DFND   1,057 0 0
BlackRock Inc COM 09247X101   117,765 176 SH   SOLE   176 0 0
CISCO SYSTEMS COM 17275R102   384,692 7,359 SH   DFND   4,459 0 2,900
CISCO SYSTEMS COM 17275R102   5,997,460 114,729 SH   SOLE   114,235 0 494
COLGATE-PALMOLIVE COM 194162103   150,300 2,000 SH   DFND   1,600 0 400
COLGATE-PALMOLIVE COM 194162103   67,635 900 SH   SOLE   900 0 0
CONOCOPHILLIPS COM 20825C104   251,497 2,535 SH   DFND   2,535 0 0
CONOCOPHILLIPS COM 20825C104   87,305 880 SH   SOLE   880 0 0
CSX CORP COM 126408103   364,699 12,181 SH   SOLE   12,181 0 0
CVS Health Corp COM 126650100   439,098 5,909 SH   DFND   5,909 0 0
CVS Health Corp COM 126650100   21,401 288 SH   SOLE   288 0 0
Caterpillar Inc COM 149123101   30,893 135 SH   DFND   135 0 0
Caterpillar Inc COM 149123101   182,385 797 SH   SOLE   797 0 0
Chevron Corp COM 166764100   853,327 5,230 SH   DFND   5,230 0 0
Chevron Corp COM 166764100   506,775 3,106 SH   SOLE   2,906 0 200
Church & Dwight Co Inc COM 171340102   261,252 2,955 SH   DFND   2,955 0 0
Church & Dwight Co Inc COM 171340102   24,578 278 SH   SOLE   278 0 0
Cigna Group/The COM 125523100   271,884 1,064 SH   DFND   1,064 0 0
Cigna Group/The COM 125523100   16,865 66 SH   SOLE   66 0 0
Citigroup Inc COM NEW 172967424   39,012 832 SH   DFND   832 0 0
Citigroup Inc COM NEW 172967424   2,860,665 61,008 SH   SOLE   60,644 0 364
Clorox Co/The COM 189054109   155,075 980 SH   DFND   980 0 0
Clorox Co/The COM 189054109   63,138 399 SH   SOLE   399 0 0
Coca-Cola Co/The COM 191216100   277,894 4,480 SH   DFND   2,080 0 2,400
Coca-Cola Co/The COM 191216100   80,205 1,293 SH   SOLE   1,293 0 0
Comcast Corp CL A 20030N101   225,375 5,945 SH   DFND   4,955 0 990
Comcast Corp CL A 20030N101   3,100,318 81,781 SH   SOLE   81,567 0 214
Costco Wholesale Corp COM 22160K105   321,972 648 SH   DFND   648 0 0
Costco Wholesale Corp COM 22160K105   4,060,422 8,172 SH   SOLE   8,172 0 0
DEERE & CO COM 244199105   427,744 1,036 SH   DFND   1,036 0 0
DEERE & CO COM 244199105   2,080,089 5,038 SH   SOLE   4,945 0 93
DISCOVER FINL SVCS COM 254709108   210,727 2,132 SH   DFND   2,132 0 0
Danaher Corp COM 235851102   739,989 2,936 SH   DFND   2,936 0 0
Danaher Corp COM 235851102   271,699 1,078 SH   SOLE   1,078 0 0
ECOLAB INC COM 278865100   383,864 2,319 SH   DFND   2,319 0 0
ECOLAB INC COM 278865100   74,323 449 SH   SOLE   314 0 135
EMERSON ELECTRIC COM 291011104   326,775 3,750 SH   DFND   2,675 0 1,075
EMERSON ELECTRIC COM 291011104   2,813,663 32,289 SH   SOLE   32,191 0 98
Exxon Mobil Corp COM 30231G102   364,400 3,323 SH   DFND   3,323 0 0
Exxon Mobil Corp COM 30231G102   846,246 7,717 SH   SOLE   7,717 0 0
FACEBOOK INC CL A 30303M102   476,229 2,247 SH   DFND   2,175 0 72
FACEBOOK INC CL A 30303M102   641,330 3,026 SH   SOLE   3,026 0 0
FEDEX CORP COM 31428X106   84,541 370 SH   DFND   18 0 352
FEDEX CORP COM 31428X106   3,320,188 14,531 SH   SOLE   14,488 0 43
FISERV INC COM 337738108   1,032,190 9,132 SH   DFND   9,132 0 0
FISERV INC COM 337738108   164,685 1,457 SH   SOLE   1,457 0 0
First Interstate BancSystem In COM CL A 32055Y201   89,377,669 2,993,224 SH   DFND   0 0 2,993,224
First Interstate BancSystem In COM CL A 32055Y201   92,173,610 3,086,859 SH   SOLE   66,110 0 3,020,749
GEN DYNAMICS CORP COM 369550108   534,011 2,340 SH   DFND   640 0 1,700
GEN DYNAMICS CORP COM 369550108   86,720 380 SH   SOLE   380 0 0
GOLDMAN SACHS GRP COM 38141G104   472,674 1,445 SH   DFND   1,330 0 115
GOLDMAN SACHS GRP COM 38141G104   4,056,818 12,402 SH   SOLE   12,402 0 0
Genuine Parts Co COM 372460105   185,045 1,106 SH   DFND   1,106 0 0
Genuine Parts Co COM 372460105   25,097 150 SH   SOLE   150 0 0
Home Depot Inc/The COM 437076102   1,016,984 3,446 SH   DFND   2,709 0 737
Home Depot Inc/The COM 437076102   784,429 2,658 SH   SOLE   2,658 0 0
Honeywell International Inc COM 438516106   709,437 3,712 SH   DFND   3,648 0 64
Honeywell International Inc COM 438516106   3,231,648 16,909 SH   SOLE   16,867 0 42
ILLINOIS TOOL WKS COM 452308109   226,409 930 SH   DFND   930 0 0
INTERCONTINENTAL EXCHANGE COM 45866F104   339,881 3,259 SH   DFND   3,153 0 106
INTERCONTINENTAL EXCHANGE COM 45866F104   2,345,795 22,493 SH   SOLE   22,418 0 75
INTL BUSINESS MCHN COM 459200101   111,427 850 SH   DFND   50 0 800
INTL BUSINESS MCHN COM 459200101   119,292 910 SH   SOLE   910 0 0
ISHARES CHINA LG-CAP ETF 464287184   1,062,873 35,993 SH   DFND   31,476 0 4,517
ISHARES CHINA LG-CAP ETF 464287184   870,574 29,481 SH   SOLE   29,481 0 0
ISHARES CORE S&P500 ETF 464287200   1,762,300 4,287 SH   DFND   4,287 0 0
ISHARES CORE S&P500 ETF 464287200   95,876,188 233,230 SH   SOLE   233,203 0 27
ISHARES S&P 500 GRWT ETF 464287309   868,393 13,592 SH   SOLE   13,592 0 0
ISHARES S&P 500 VAL ETF 464287408   356,788 2,351 SH   SOLE   2,351 0 0
ISHARES ISHARES BIOTECH 464287556   7,491 58 SH   DFND   58 0 0
ISHARES ISHARES BIOTECH 464287556   5,846,298 45,264 SH   SOLE   45,044 0 220
ISHARES RUSSELL 2000 ETF 464287655   184,466 1,034 SH   DFND   1,034 0 0
ISHARES RUSSELL 2000 ETF 464287655   532,881 2,987 SH   SOLE   2,987 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   3,564,027 90,320 SH   SOLE   90,320 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   80,019 1,588 SH   DFND   1,588 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   572,279 11,357 SH   SOLE   11,357 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   609,892 26,598 SH   SOLE   26,598 0 0
ISHARES TRUST IBOXX HI YD ETF 464288513   22,665 300 SH   DFND   300 0 0
ISHARES TRUST IBOXX HI YD ETF 464288513   1,491,055 19,736 SH   SOLE   19,736 0 0
ISHARES/USA NATIONAL MUN ETF 464288414   366,747 3,404 SH   DFND   3,404 0 0
Intel Corp COM 458140100   429,611 13,150 SH   DFND   7,550 0 5,600
Intel Corp COM 458140100   325,753 9,971 SH   SOLE   9,971 0 0
Invesco Capital Management LLC UNIT SER 1 46090E103   1,713,124 5,338 SH   DFND   4,747 0 591
Invesco Capital Management LLC UNIT SER 1 46090E103   59,346,697 184,921 SH   SOLE   184,715 0 206
Invesco Capital Management LLC S&P500 EQL WGT 46137V357   3,037,165 21,001 SH   SOLE   21,001 0 0
JPMorgan Chase & Co COM 46625H100   1,411,909 10,835 SH   DFND   9,996 0 839
JPMorgan Chase & Co COM 46625H100   5,375,418 41,251 SH   SOLE   40,831 0 420
Johnson & Johnson COM 478160104   1,479,475 9,545 SH   DFND   7,645 0 1,900
Johnson & Johnson COM 478160104   327,825 2,115 SH   SOLE   2,115 0 0
KRAFT FOODS INC CL A 609207105   458,339 6,574 SH   DFND   5,174 0 1,400
KRAFT FOODS INC CL A 609207105   5,727,847 82,155 SH   SOLE   82,053 0 102
LOWE'S COS INC COM 548661107   257,561 1,288 SH   DFND   759 0 529
LOWE'S COS INC COM 548661107   9,191,821 45,966 SH   SOLE   45,706 0 260
Limoneira Co COM 532746104   416,500 25,000 SH   SOLE   0 0 25,000
Lockheed Martin Corp COM 539830109   283,638 600 SH   DFND   510 0 90
Lockheed Martin Corp COM 539830109   40,182 85 SH   SOLE   85 0 0
MASTERCARD INC CL A 57636Q104   678,123 1,866 SH   DFND   1,866 0 0
MASTERCARD INC CL A 57636Q104   285,277 785 SH   SOLE   785 0 0
MCDONALD'S CORP COM 580135101   1,367,293 4,890 SH   DFND   4,822 0 68
MCDONALD'S CORP COM 580135101   4,834,177 17,289 SH   SOLE   17,237 0 52
MDU RES GROUP INC COM 552690109   697,901 22,897 SH   DFND   22,897 0 0
MICROSOFT CORP COM 594918104   3,294,116 11,426 SH   DFND   7,171 0 4,255
MICROSOFT CORP COM 594918104   16,159,792 56,052 SH   SOLE   55,756 0 296
MORGAN STANLEY COM NEW 617446448   118,091 1,345 SH   DFND   1,345 0 0
MORGAN STANLEY COM NEW 617446448   361,736 4,120 SH   SOLE   4,120 0 0
Masco Corp COM 574599106   47,681 959 SH   DFND   959 0 0
Masco Corp COM 574599106   2,299,053 46,240 SH   SOLE   46,240 0 0
Medtronic PLC SHS G5960L103   189,054 2,345 SH   DFND   2,145 0 200
Medtronic PLC SHS G5960L103   121,091 1,502 SH   SOLE   1,202 0 300
Merck & Co Inc COM 58933Y105   1,185,929 11,147 SH   DFND   5,847 0 5,300
Merck & Co Inc COM 58933Y105   197,034 1,852 SH   SOLE   1,852 0 0
Microchip Technology Inc COM 595017104   210,288 2,510 SH   DFND   2,510 0 0
NIKE INC CL B 654106103   743,689 6,064 SH   DFND   5,713 0 351
NIKE INC CL B 654106103   6,993,178 57,022 SH   SOLE   56,761 0 261
NVIDIA Corp COM 67066G104   900,530 3,242 SH   DFND   2,742 0 500
NVIDIA Corp COM 67066G104   17,222 62 SH   SOLE   62 0 0
Norfolk Southern Corp COM 655844108   358,068 1,689 SH   SOLE   1,689 0 0
Nuveen Asset Management LLC NUVEEN BLMBRG SH 78468R739   275,790 5,800 SH   DFND   5,800 0 0
ORACLE CORP COM 68389X105   894,634 9,628 SH   DFND   7,778 0 1,850
ORACLE CORP COM 68389X105   486,715 5,238 SH   SOLE   5,238 0 0
Olin Corp COM PAR $1 680665205   277,500 5,000 SH   DFND   0 0 5,000
Otter Tail Corp COM 689648103   57,816 800 SH   DFND   800 0 0
Otter Tail Corp COM 689648103   155,670 2,154 SH   SOLE   2,154 0 0
PEPSICO INC COM 713448108   1,661,118 9,112 SH   DFND   8,512 0 600
PEPSICO INC COM 713448108   4,197,822 23,027 SH   SOLE   22,774 0 253
PHILIP MORRIS INTL COM 718172109   575,623 5,919 SH   SOLE   5,734 0 185
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   747,738 8,189 SH   DFND   8,189 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   23,101 253 SH   SOLE   253 0 0
Palo Alto Networks Inc COM 697435105   30,560 153 SH   DFND   33 0 120
Palo Alto Networks Inc COM 697435105   5,521,013 27,641 SH   SOLE   27,173 0 468
PayPal Holdings Inc COM 70450Y103   275,207 3,624 SH   DFND   3,624 0 0
PayPal Holdings Inc COM 70450Y103   5,620 74 SH   SOLE   74 0 0
Paychex Inc COM 704326107   206,835 1,805 SH   DFND   1,805 0 0
Paychex Inc COM 704326107   57,295 500 SH   SOLE   500 0 0
Pfizer Inc COM 717081103   241,087 5,909 SH   DFND   5,909 0 0
Pfizer Inc COM 717081103   614,734 15,067 SH   SOLE   15,067 0 0
Phillips 66 COM 718546104   249,902 2,465 SH   DFND   2,465 0 0
Phillips 66 COM 718546104   65,086 642 SH   SOLE   642 0 0
Procter & Gamble Co/The COM 742718109   1,181,937 7,949 SH   DFND   7,949 0 0
Procter & Gamble Co/The COM 742718109   381,687 2,567 SH   SOLE   2,382 0 185
QUALCOMM Inc COM 747525103   162,537 1,274 SH   DFND   92 0 1,182
QUALCOMM Inc COM 747525103   2,652,133 20,788 SH   SOLE   20,721 0 67
Quanta Services Inc COM 74762E102   233,296 1,400 SH   DFND   1,400 0 0
Raytheon Technologies Corp COM 75513E101   513,349 5,242 SH   DFND   3,286 0 1,956
Raytheon Technologies Corp COM 75513E101   130,639 1,334 SH   SOLE   959 0 375
Republic Services Inc COM 760759100   242,720 1,795 SH   DFND   1,795 0 0
S&P Global Inc COM 78409V104   374,075 1,085 SH   DFND   960 0 125
S&P Global Inc COM 78409V104   81,021 235 SH   SOLE   235 0 0
SALESFORCE.COM INC COM 79466L302   450,704 2,256 SH   DFND   2,180 0 76
SALESFORCE.COM INC COM 79466L302   3,364,095 16,839 SH   SOLE   16,839 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   8,792 109 SH   DFND   109 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   4,735,065 58,704 SH   SOLE   58,276 0 428
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   29,776 230 SH   DFND   230 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   22,856,551 176,553 SH   SOLE   176,194 0 359
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   9,189 123 SH   DFND   123 0 0
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308   6,925,692 92,701 SH   SOLE   92,552 0 149
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   6,131 41 SH   DFND   41 0 0
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   4,832,385 32,315 SH   SOLE   32,315 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   37,108 448 SH   DFND   448 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   14,284,613 172,457 SH   SOLE   172,109 0 348
SELECT SECTOR SPDR FINANCIAL 81369Y605   8,455 263 SH   DFND   263 0 0
SELECT SECTOR SPDR FINANCIAL 81369Y605   6,899,937 214,617 SH   SOLE   213,753 0 864
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   35,940 238 SH   DFND   238 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   27,917,974 184,875 SH   SOLE   184,547 0 328
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   6,295 93 SH   DFND   93 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   4,446,150 65,684 SH   SOLE   65,632 0 52
SEMPRA ENERGY COM 816851109   207,392 1,372 SH   DFND   1,372 0 0
SEMPRA ENERGY COM 816851109   55,627 368 SH   SOLE   184 0 184
SSGA FUNDS MANAGEMENT INC GLB NAT RESRCE 78463X541   54,236 950 SH   DFND   950 0 0
SSGA FUNDS MANAGEMENT INC GLB NAT RESRCE 78463X541   184,743 3,236 SH   SOLE   3,236 0 0
SSGA Funds Management Inc S&P DIVID ETF 78464A763   227,998 1,843 SH   SOLE   1,843 0 0
SSgA Funds Management Inc TR UNIT 78462F103   81,878 200 SH   DFND   200 0 0
SSgA Funds Management Inc TR UNIT 78462F103   5,646,307 13,792 SH   SOLE   13,792 0 0
SSgA Funds Management Inc COMMUNICATION 81369Y852   10,087 174 SH   DFND   174 0 0
SSgA Funds Management Inc COMMUNICATION 81369Y852   7,567,752 130,546 SH   SOLE   130,546 0 0
STARBUCKS CORP COM 855244109   316,763 3,042 SH   DFND   2,042 0 1,000
STARBUCKS CORP COM 855244109   146,823 1,410 SH   SOLE   1,410 0 0
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   231,497 505 SH   SOLE   400 0 105
Sherwin-Williams Co/The COM 824348106   291,527 1,297 SH   DFND   1,297 0 0
Sherwin-Williams Co/The COM 824348106   674 3 SH   SOLE   3 0 0
Skyworks Solutions Inc COM 83088M102   20,175 171 SH   DFND   28 0 143
Skyworks Solutions Inc COM 83088M102   3,142,397 26,635 SH   SOLE   26,515 0 120
State Street Global Advisors Inc S&P SEMICNDCTR 78464A862   17,941 86 SH   DFND   86 0 0
State Street Global Advisors Inc S&P SEMICNDCTR 78464A862   15,005,828 71,929 SH   SOLE   71,929 0 0
State Street Global Advisors Inc SBI INT-INDS 81369Y704   12,951 128 SH   DFND   128 0 0
State Street Global Advisors Inc SBI INT-INDS 81369Y704   10,030,783 99,138 SH   SOLE   99,020 0 118
State Street Global Advisors Inc RL EST SEL SEC 81369Y860   206,151 5,515 SH   DFND   515 0 5,000
State Street Global Advisors Inc RL EST SEL SEC 81369Y860   5,411,989 144,783 SH   SOLE   144,335 0 448
Stryker Corp COM 863667101   687,697 2,409 SH   DFND   2,409 0 0
Stryker Corp COM 863667101   119,612 419 SH   SOLE   419 0 0
TEXAS INSTRUMENTS COM 882508104   76,264 410 SH   DFND   410 0 0
TEXAS INSTRUMENTS COM 882508104   130,393 701 SH   SOLE   701 0 0
Target Corp COM 87612E106   2,484 15 SH   DFND   15 0 0
Target Corp COM 87612E106   593,618 3,584 SH   SOLE   3,450 0 134
Thermo Fisher Scientific Inc COM 883556102   487,609 846 SH   DFND   846 0 0
Thermo Fisher Scientific Inc COM 883556102   970,031 1,683 SH   SOLE   1,683 0 0
US Bancorp COM NEW 902973304   67,594 1,875 SH   DFND   1,875 0 0
US Bancorp COM NEW 902973304   211,037 5,854 SH   SOLE   5,854 0 0
Union Pacific Corp COM 907818108   599,956 2,981 SH   DFND   2,531 0 450
Union Pacific Corp COM 907818108   4,285,228 21,292 SH   SOLE   21,150 0 142
UnitedHealth Group Inc COM 91324P102   906,900 1,919 SH   DFND   1,635 0 284
UnitedHealth Group Inc COM 91324P102   6,590,740 13,946 SH   SOLE   13,790 0 156
VANGUARD S&P 500 ETF SHS 922908363   1,076,688 2,863 SH   DFND   2,863 0 0
VANGUARD S&P 500 ETF SHS 922908363   457,677 1,217 SH   SOLE   1,217 0 0
VANGUARD ETF/USA STRM INFPROIDX 922020805   1,377,025 28,796 SH   DFND   28,796 0 0
VANGUARD ETF/USA STRM INFPROIDX 922020805   28,549 597 SH   SOLE   597 0 0
VANGUARD ETF/USA TT WRLD ST ETF 922042742   16,576 180 SH   DFND   180 0 0
VANGUARD ETF/USA TT WRLD ST ETF 922042742   612,399 6,650 SH   SOLE   6,650 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   251,046 6,214 SH   DFND   6,214 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   1,873,712 46,379 SH   SOLE   46,379 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   21,344 280 SH   DFND   280 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409   4,233,662 55,538 SH   SOLE   55,538 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   2,326,380 29,000 SH   DFND   29,000 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   133,046,635 1,658,522 SH   SOLE   1,656,325 0 2,197
VANGUARD GROUP SHORT TRM BOND 921937827   1,316,240 17,208 SH   DFND   17,208 0 0
VERIZON COMMUN COM 92343V104   503,587 12,949 SH   DFND   12,549 0 400
VERIZON COMMUN COM 92343V104   94,464 2,429 SH   SOLE   2,077 0 352
VISA INC COM CL A 92826C839   808,274 3,585 SH   DFND   3,360 0 225
VISA INC COM CL A 92826C839   238,762 1,059 SH   SOLE   1,059 0 0
Valero Energy Corp COM 91913Y100   221,824 1,589 SH   DFND   1,589 0 0
Valero Energy Corp COM 91913Y100   5,444 39 SH   SOLE   39 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   200,193 4,432 SH   DFND   4,432 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   130,361 2,886 SH   SOLE   2,886 0 0
Vanguard ETF/USA ALLWRLD EX US 922042775   272,697 5,100 SH   DFND   4,200 0 900
Vanguard ETF/USA REAL ESTATE ETF 922908553   342,540 4,125 SH   DFND   4,125 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   763,138 9,190 SH   SOLE   9,190 0 0
Vanguard ETF/USA MID CAP ETF 922908629   295,288 1,400 SH   DFND   1,400 0 0
Vanguard ETF/USA MID CAP ETF 922908629   422 2 SH   SOLE   2 0 0
Vanguard ETF/USA SMALL CP ETF 922908751   270,123 1,425 SH   DFND   1,425 0 0
Vanguard ETF/USA SMALL CP ETF 922908751   135,915 717 SH   SOLE   717 0 0
Vanguard Group Inc/The INTER TERM TREAS 92206C706   1,648,001 27,485 SH   DFND   27,485 0 0
Vanguard Group Inc/The INTER TERM TREAS 92206C706   154,951,090 2,584,241 SH   SOLE   2,582,873 0 1,368
WASTE MANAGEMENT COM 94106L109   192,541 1,180 SH   DFND   1,180 0 0
WASTE MANAGEMENT COM 94106L109   48,951 300 SH   SOLE   300 0 0
WEC Energy Group Inc COM 92939U106   251,573 2,654 SH   DFND   2,654 0 0
WEC Energy Group Inc COM 92939U106   30,807 325 SH   SOLE   325 0 0
WW Grainger Inc COM 384802104   464,947 675 SH   DFND   625 0 50
WW Grainger Inc COM 384802104   51,661 75 SH   SOLE   75 0 0
Walmart Inc COM 931142103   333,237 2,260 SH   DFND   1,718 0 542
Walmart Inc COM 931142103   6,042,648 40,981 SH   SOLE   40,803 0 178
Walt Disney Co/The COM 254687106   751,376 7,504 SH   DFND   6,505 0 999
Walt Disney Co/The COM 254687106   2,832,778 28,291 SH   SOLE   28,207 0 84
Warner Bros Discovery Inc COM SER A 934423104   88,078 5,833 SH   DFND   5,833 0 0
Warner Bros Discovery Inc COM SER A 934423104   95,115 6,299 SH   SOLE   6,299 0 0
YAMANA GOLD INC COM 98462Y100   234,000 40,000 SH   DFND   0 0 40,000
iShares ETFs/USA CORE US AGGBD ET 464287226   19,928 200 SH   DFND   0 0 200
iShares ETFs/USA CORE US AGGBD ET 464287226   2,983,919 29,947 SH   SOLE   29,947 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   550,639 6,382 SH   DFND   3,716 0 2,666
iShares ETFs/USA JPMORGAN USD EMG 464288281   847,528 9,823 SH   SOLE   9,456 0 367
iShares ETFs/USA IBONDS DEC24 ETF 46434VBG4   771,265 31,365 SH   SOLE   31,365 0 0
iShares ETFs/USA IBONDS 27 ETF 46435UAA9   614,747 25,808 SH   SOLE   25,808 0 0