The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEV COM 007903107 210 4,000 SH   DFND   0 0 4,000
ALPHABET INC CAP STK CL A 02079K305 1,249 881 SH   DFND   212 0 669
ALPHABET INC CAP STK CL A 02079K305 5,579 3,934 SH   SOLE   3,917 0 17
AMER EXPRESS CO COM 025816109 72 752 SH   DFND   413 0 339
AMER EXPRESS CO COM 025816109 2,864 30,082 SH   SOLE   29,959 0 123
ASE Technology Holding Co Ltd SPONSORED ADS 00215W100 85 18,633 SH   DFND   0 0 18,633
AT&T INC COM 00206R102 86 2,830 SH   DFND   675 0 2,155
AT&T INC COM 00206R102 970 32,084 SH   SOLE   32,084 0 0
AUTOMATIC DATA PROCESSING COM 053015103 310 2,085 SH   DFND   0 0 2,085
AbbVie Inc COM 00287Y109 276 2,811 SH   DFND   0 0 2,811
AbbVie Inc COM 00287Y109 104 1,055 SH   SOLE   1,055 0 0
Abbott Laboratories COM 002824100 255 2,789 SH   DFND   134 0 2,655
Abbott Laboratories COM 002824100 2,076 22,703 SH   SOLE   22,613 0 90
Agnico Eagle Mines Ltd COM 008474108 379 5,915 SH   DFND   0 0 5,915
Air Products and Chemicals Inc COM 009158106 660 2,732 SH   DFND   0 0 2,732
Air Products and Chemicals Inc COM 009158106 6 25 SH   SOLE   25 0 0
Alexion Pharmaceuticals Inc COM 015351109 47 417 SH   DFND   219 0 198
Alexion Pharmaceuticals Inc COM 015351109 4,036 35,960 SH   SOLE   35,960 0 0
Alibaba Group Holding Ltd SPONSORED ADS 01609W102 1,814 8,408 SH   DFND   0 0 8,408
Alibaba Group Holding Ltd SPONSORED ADS 01609W102 22 100 SH   SOLE   100 0 0
Alphabet Inc CAP STK CL C 02079K107 1,876 1,327 SH   DFND   341 0 986
Alphabet Inc CAP STK CL C 02079K107 81 57 SH   SOLE   57 0 0
Altria Group Inc COM 02209S103 537 13,679 SH   DFND   0 0 13,679
Altria Group Inc COM 02209S103 72 1,835 SH   SOLE   1,835 0 0
Amazon.com Inc COM 023135106 5,222 1,893 SH   DFND   913 0 980
Amazon.com Inc COM 023135106 10,922 3,959 SH   SOLE   3,953 0 6
American Electric Power Co Inc COM 025537101 73 911 SH   DFND   0 0 911
American Electric Power Co Inc COM 025537101 233 2,930 SH   SOLE   2,930 0 0
Amgen Inc COM 031162100 73 310 SH   DFND   0 0 310
Amgen Inc COM 031162100 397 1,682 SH   SOLE   1,682 0 0
Apple Inc COM 037833100 6,573 18,017 SH   DFND   11,307 0 6,710
Apple Inc COM 037833100 11,501 31,527 SH   SOLE   31,227 0 300
Autodesk Inc COM 052769106 1,647 6,884 SH   DFND   0 0 6,884
BERKSHIRE HATHAWAY CL A 084670108 1,337 5 SH   SOLE   5 0 0
BOEING CO COM 097023105 1,105 6,030 SH   DFND   0 0 6,030
BOEING CO COM 097023105 22 122 SH   SOLE   122 0 0
BP PLC SPONSORED ADR 055622104 300 12,851 SH   DFND   8,345 0 4,506
BP PLC SPONSORED ADR 055622104 30 1,283 SH   SOLE   1,283 0 0
BRISTOL-MYRS SQUIB COM 110122108 1,014 17,248 SH   DFND   11,683 0 5,565
BRISTOL-MYRS SQUIB COM 110122108 4,133 70,293 SH   SOLE   70,166 0 127
Berkshire Hathaway Inc CL B NEW 084670702 1,697 9,506 SH   DFND   3,893 0 5,613
Berkshire Hathaway Inc CL B NEW 084670702 4,189 23,464 SH   SOLE   23,373 0 91
BlackRock Fund Advisors CORE US AGGBD ET 464287226 1,138 9,624 SH   SOLE   9,624 0 0
BlackRock Fund Advisors MSCI EMG MKT ETF 464287234 85 2,135 SH   DFND   2,135 0 0
BlackRock Fund Advisors MSCI EMG MKT ETF 464287234 4,242 106,088 SH   SOLE   106,088 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465 37 615 SH   DFND   315 0 300
BlackRock Fund Advisors MSCI EAFE ETF 464287465 3,209 52,713 SH   SOLE   52,713 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507 909 5,110 SH   DFND   5,056 0 54
BlackRock Fund Advisors CORE S&P MCP ETF 464287507 30,040 168,933 SH   SOLE   168,605 0 328
BlackRock Fund Advisors CORE S&P SCP ETF 464287804 462 6,768 SH   DFND   5,451 0 1,317
BlackRock Fund Advisors CORE S&P SCP ETF 464287804 49,491 724,714 SH   SOLE   723,110 0 1,604
BlackRock Fund Advisors EAFE SML CP ETF 464288273 5 91 SH   DFND   0 0 91
BlackRock Fund Advisors EAFE SML CP ETF 464288273 420 7,837 SH   SOLE   7,837 0 0
BlackRock Fund Advisors PFD AND INCM SEC 464288687 81 2,350 SH   DFND   2,350 0 0
BlackRock Fund Advisors PFD AND INCM SEC 464288687 1,230 35,501 SH   SOLE   35,501 0 0
BlackRock Inc COM 09247X101 785 1,442 SH   DFND   0 0 1,442
CISCO SYSTEMS COM 17275R102 3,516 75,386 SH   DFND   37,861 0 37,525
CISCO SYSTEMS COM 17275R102 5,683 121,855 SH   SOLE   121,361 0 494
COLGATE-PALMOLIVE COM 194162103 513 7,008 SH   DFND   0 0 7,008
COLGATE-PALMOLIVE COM 194162103 29 400 SH   SOLE   400 0 0
CVS Health Corp COM 126650100 303 4,657 SH   DFND   3,826 0 831
CVS Health Corp COM 126650100 22 340 SH   SOLE   340 0 0
Cerner Corp COM 156782104 558 8,143 SH   DFND   0 0 8,143
Chevron Corp COM 166764100 1,103 12,356 SH   DFND   4,648 0 7,708
Chevron Corp COM 166764100 261 2,924 SH   SOLE   2,924 0 0
Cigna Corp COM 125523100 262 1,398 SH   DFND   1,350 0 48
Cigna Corp COM 125523100 7 37 SH   SOLE   37 0 0
Cincinnati Financial Corp COM 172062101 322 5,031 SH   DFND   0 0 5,031
Citigroup Inc COM NEW 172967424 195 3,807 SH   DFND   3,777 0 30
Citigroup Inc COM NEW 172967424 77 1,500 SH   SOLE   1,500 0 0
Coca-Cola Co/The COM 191216100 311 6,952 SH   DFND   0 0 6,952
Coca-Cola Co/The COM 191216100 112 2,500 SH   SOLE   2,500 0 0
Comcast Corp CL A 20030N101 81 2,067 SH   DFND   494 0 1,573
Comcast Corp CL A 20030N101 3,300 84,657 SH   SOLE   84,443 0 214
Costco Wholesale Corp COM 22160K105 1,698 5,601 SH   DFND   5,408 0 193
Costco Wholesale Corp COM 22160K105 260 857 SH   SOLE   857 0 0
Crown Castle International Cor COM 22822V101 920 5,498 SH   DFND   617 0 4,881
DIAGEO SPON ADR NEW 25243Q205 565 4,205 SH   DFND   0 0 4,205
DIAGEO SPON ADR NEW 25243Q205 87 650 SH   SOLE   650 0 0
DOMINION RES(VIR) COM 25746U109 709 8,731 SH   DFND   0 0 8,731
Danaher Corp COM 235851102 237 1,340 SH   DFND   1,340 0 0
Deere & Co COM 244199105 1,343 8,548 SH   DFND   2,585 0 5,963
EMERSON ELECTRIC COM 291011104 402 6,488 SH   DFND   4,943 0 1,545
EMERSON ELECTRIC COM 291011104 1,968 31,723 SH   SOLE   31,625 0 98
EXPEDTRS INTL WASH COM 302130109 734 9,653 SH   DFND   0 0 9,653
Equinox Gold Corp COM 29446Y502 222 19,770 SH   DFND   0 0 19,770
Exelon Corp COM 30161N101 492 13,550 SH   DFND   11,105 0 2,445
Exelon Corp COM 30161N101 1,443 39,751 SH   SOLE   39,751 0 0
Exxon Mobil Corp COM 30231G102 987 22,070 SH   DFND   12,405 0 9,665
Exxon Mobil Corp COM 30231G102 220 4,926 SH   SOLE   4,926 0 0
FEDEX CORP COM 31428X106 733 5,227 SH   DFND   4,742 0 485
FEDEX CORP COM 31428X106 2,326 16,591 SH   SOLE   16,548 0 43
FISERV INC COM 337738108 234 2,399 SH   DFND   2,399 0 0
Facebook Inc CL A 30303M102 2,092 9,215 SH   DFND   313 0 8,902
Facebook Inc CL A 30303M102 3,262 14,364 SH   SOLE   14,315 0 49
FactSet Research Systems Inc COM 303075105 587 1,787 SH   DFND   0 0 1,787
Fastenal Co COM 311900104 841 19,622 SH   DFND   0 0 19,622
First Interstate BancSystem In COM CL A 32055Y201 4,608 148,845 SH   DFND   0 0 148,845
First Interstate BancSystem In COM CL A 32055Y201 2,243 72,448 SH   SOLE   0 0 72,448
First Trust Advisors LP NO AMER ENERGY 33738D101 231 11,587 SH   DFND   11,587 0 0
Ford Motor Co COM 345370860 46 7,600 SH   DFND   0 0 7,600
Ford Motor Co COM 345370860 54 8,900 SH   SOLE   8,900 0 0
Franklin Advisers Inc SH BEN INT 355145103 93 14,000 SH   SOLE   14,000 0 0
Franklin Resources Inc COM 354613101 226 10,789 SH   DFND   0 0 10,789
GEN DYNAMICS CORP COM 369550108 268 1,795 SH   DFND   0 0 1,795
GEN DYNAMICS CORP COM 369550108 31 205 SH   SOLE   205 0 0
GOLDMAN SACHS GRP COM 38141G104 65 331 SH   DFND   216 0 115
GOLDMAN SACHS GRP COM 38141G104 3,916 19,817 SH   SOLE   19,817 0 0
General Electric Co COM 369604103 13 1,900 SH   DFND   1,450 0 450
General Electric Co COM 369604103 62 9,093 SH   SOLE   9,093 0 0
Gilead Sciences Inc COM 375558103 502 6,527 SH   DFND   5,377 0 1,150
Gilead Sciences Inc COM 375558103 37 483 SH   SOLE   483 0 0
Home Depot Inc/The COM 437076102 356 1,420 SH   DFND   0 0 1,420
Home Depot Inc/The COM 437076102 426 1,700 SH   SOLE   1,700 0 0
ILLINOIS TOOL WKS COM 452308109 1,596 9,127 SH   DFND   8,895 0 232
ILLINOIS TOOL WKS COM 452308109 9 53 SH   SOLE   53 0 0
INTL BUSINESS MCHN COM 459200101 21 175 SH   DFND   0 0 175
INTL BUSINESS MCHN COM 459200101 329 2,725 SH   SOLE   2,725 0 0
IPG Photonics Corp COM 44980X109 200 1,250 SH   DFND   0 0 1,250
ISHARES CORE S&P500 ETF 464287200 963 3,109 SH   DFND   3,030 0 79
ISHARES CORE S&P500 ETF 464287200 64,317 207,682 SH   SOLE   207,302 0 380
ISHARES IBOXX INV CP ETF 464287242 336 2,497 SH   SOLE   2,497 0 0
ISHARES S&P 500 GRWT ETF 464287309 586 2,826 SH   SOLE   2,826 0 0
ISHARES S&P 500 VAL ETF 464287408 97 900 SH   DFND   900 0 0
ISHARES S&P 500 VAL ETF 464287408 290 2,678 SH   SOLE   2,678 0 0
ISHARES RUSSELL 2000 ETF 464287655 283 1,978 SH   SOLE   1,978 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 335 16,051 SH   SOLE   16,051 0 0
Illumina Inc COM 452327109 523 1,413 SH   DFND   0 0 1,413
Intel Corp COM 458140100 970 16,206 SH   DFND   3,626 0 12,580
Intel Corp COM 458140100 561 9,370 SH   SOLE   9,370 0 0
Intuitive Surgical Inc COM NEW 46120E602 360 631 SH   DFND   0 0 631
JACOBS ENG GROUP COM 469814107 441 5,200 SH   DFND   5,200 0 0
JPMorgan Chase & Co COM 46625H100 856 9,103 SH   DFND   7,643 0 1,460
JPMorgan Chase & Co COM 46625H100 4,444 47,250 SH   SOLE   47,057 0 193
Johnson & Johnson COM 478160104 1,442 10,255 SH   DFND   1,356 0 8,899
Johnson & Johnson COM 478160104 433 3,081 SH   SOLE   3,081 0 0
KLA Corp COM NEW 482480100 15 79 SH   DFND   79 0 0
KLA Corp COM NEW 482480100 2,665 13,701 SH   SOLE   13,646 0 55
Kinder Morgan Inc COM 49456B101 179 11,790 SH   DFND   0 0 11,790
Kinder Morgan Inc COM 49456B101 26 1,739 SH   SOLE   1,739 0 0
Kirkland Lake Gold Ltd COM 49741E100 742 18,000 SH   DFND   0 0 18,000
Kraft Foods Inc CL A 609207105 1,440 28,156 SH   DFND   26,756 0 1,400
Kraft Foods Inc CL A 609207105 2,777 54,317 SH   SOLE   54,215 0 102
LOWE'S COS INC COM 548661107 1,116 8,258 SH   DFND   661 0 7,597
LOWE'S COS INC COM 548661107 7,600 56,248 SH   SOLE   55,988 0 260
LightPath Technologies Inc COM CL A 532257805 518 155,000 SH   DFND   0 0 155,000
Limoneira Co COM 532746104 362 25,000 SH   SOLE   0 0 25,000
MASTERCARD INC CL A 57636Q104 27 90 SH   DFND   0 0 90
MASTERCARD INC CL A 57636Q104 731 2,471 SH   SOLE   2,471 0 0
MCDONALD'S CORP COM 580135101 1,182 6,406 SH   DFND   5,996 0 410
MCDONALD'S CORP COM 580135101 3,301 17,896 SH   SOLE   17,844 0 52
MDU RES GROUP INC COM 552690109 527 23,772 SH   DFND   0 0 23,772
MDU RES GROUP INC COM 552690109 65 2,950 SH   SOLE   2,950 0 0
MICROSOFT CORP COM 594918104 8,183 40,210 SH   DFND   18,383 0 21,827
MICROSOFT CORP COM 594918104 11,368 55,859 SH   SOLE   55,729 0 130
Maxar Technologies Inc COM 57778K105 320 17,800 SH   DFND   0 0 17,800
McKesson Corp COM 58155Q103 965 6,289 SH   DFND   6,289 0 0
McKesson Corp COM 58155Q103 12 77 SH   SOLE   77 0 0
Merck & Co Inc COM 58933Y105 1,522 19,688 SH   DFND   2,380 0 17,308
Merck & Co Inc COM 58933Y105 66 849 SH   SOLE   849 0 0
Micron Technology Inc COM 595112103 528 10,250 SH   DFND   0 0 10,250
Micron Technology Inc COM 595112103 3 50 SH   SOLE   50 0 0
Monster Beverage Corp COM 61174X109 1,061 15,311 SH   DFND   0 0 15,311
NETFLIX INC COM 64110L106 440 966 SH   DFND   966 0 0
NEWMONT MINING CP COM 651639106 390 6,313 SH   DFND   0 0 6,313
NIKE INC CL B 654106103 103 1,053 SH   DFND   702 0 351
NIKE INC CL B 654106103 6,039 61,587 SH   SOLE   61,326 0 261
NORTHERN TRUST CORP COM 665859104 215 2,713 SH   DFND   2,313 0 400
NVIDIA Corp COM 67066G104 1,543 4,061 SH   DFND   0 0 4,061
Norfolk Southern Corp COM 655844108 688 3,919 SH   DFND   0 0 3,919
Norfolk Southern Corp COM 655844108 165 939 SH   SOLE   939 0 0
Novartis AG SPONSORED ADR 66987V109 859 9,832 SH   DFND   0 0 9,832
Novartis AG SPONSORED ADR 66987V109 7 75 SH   SOLE   75 0 0
Novo Holding A/S ADR 670100205 333 5,079 SH   DFND   0 0 5,079
ORACLE CORP COM 68389X105 1,434 25,947 SH   DFND   0 0 25,947
ORACLE CORP COM 68389X105 50 903 SH   SOLE   903 0 0
Olin Corp COM PAR $1 680665205 149 13,000 SH   DFND   0 0 13,000
PEPSICO INC COM 713448108 1,685 12,739 SH   DFND   11,675 0 1,064
PEPSICO INC COM 713448108 2,996 22,651 SH   SOLE   22,598 0 53
PHILIP MORRIS INTL COM 718172109 442 6,308 SH   DFND   0 0 6,308
PHILIP MORRIS INTL COM 718172109 84 1,196 SH   SOLE   1,196 0 0
PIMCO COM SHS 722014107 10 1,850 SH   DFND   0 0 1,850
PIMCO COM SHS 722014107 54 10,000 SH   SOLE   10,000 0 0
Paychex Inc COM 704326107 517 6,821 SH   DFND   0 0 6,821
Pfizer Inc COM 717081103 653 19,955 SH   DFND   300 0 19,655
Pfizer Inc COM 717081103 414 12,670 SH   SOLE   12,670 0 0
Procter & Gamble Co/The COM 742718109 1,785 14,929 SH   DFND   14,009 0 920
Procter & Gamble Co/The COM 742718109 558 4,667 SH   SOLE   4,667 0 0
QUALCOMM INC COM 747525103 2,332 25,564 SH   DFND   16,288 0 9,276
QUALCOMM INC COM 747525103 57 620 SH   SOLE   620 0 0
REGENERON PHARMACEUTICALS COM 75886F107 1,525 2,445 SH   DFND   0 0 2,445
REGENERON PHARMACEUTICALS COM 75886F107 12 20 SH   SOLE   20 0 0
SALESFORCE.COM INC COM 79466L302 1,283 6,849 SH   DFND   0 0 6,849
SEI INVESTMENTS COM 784117103 551 10,013 SH   DFND   0 0 10,013
SELECT SECTOR SPDR SBI MATERIALS 81369Y100 699 12,403 SH   DFND   12,403 0 0
SELECT SECTOR SPDR SBI MATERIALS 81369Y100 4,035 71,603 SH   SOLE   71,175 0 428
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 170 1,695 SH   DFND   1,695 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 21,692 216,771 SH   SOLE   216,412 0 359
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 27 464 SH   DFND   464 0 0
SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 5,292 90,248 SH   SOLE   89,982 0 266
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407 14 108 SH   DFND   108 0 0
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407 2,592 20,295 SH   SOLE   20,295 0 0
SELECT SECTOR SPDR ENERGY 81369Y506 40 1,044 SH   DFND   1,044 0 0
SELECT SECTOR SPDR ENERGY 81369Y506 5,625 148,626 SH   SOLE   148,278 0 348
SELECT SECTOR SPDR SBI INT-FINL 81369Y605 43 1,849 SH   DFND   1,849 0 0
SELECT SECTOR SPDR SBI INT-FINL 81369Y605 8,597 371,510 SH   SOLE   370,646 0 864
SELECT SECTOR SPDR TECHNOLOGY 81369Y803 192 1,835 SH   DFND   1,835 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803 28,384 271,648 SH   SOLE   271,177 0 471
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 7 126 SH   DFND   126 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 1,277 22,621 SH   SOLE   22,569 0 52
SPDR DOW JONES IND UT SER 1 78467X109 295 1,144 SH   SOLE   1,144 0 0
SSgA Funds Management Inc TR UNIT 78462F103 16,036 52,005 SH   DFND   200 0 51,805
SSgA Funds Management Inc TR UNIT 78462F103 8,305 26,932 SH   SOLE   26,932 0 0
SSgA Funds Management Inc SBI INT-INDS 81369Y704 46 673 SH   DFND   673 0 0
SSgA Funds Management Inc SBI INT-INDS 81369Y704 5,193 75,595 SH   SOLE   75,477 0 118
SSgA Funds Management Inc COMMUNICATION 81369Y852 49 905 SH   DFND   905 0 0
SSgA Funds Management Inc COMMUNICATION 81369Y852 9,777 180,923 SH   SOLE   180,814 0 109
SSgA Funds Management Inc RL EST SEL SEC 81369Y860 204 5,847 SH   DFND   847 0 5,000
SSgA Funds Management Inc RL EST SEL SEC 81369Y860 5,262 151,155 SH   SOLE   150,707 0 448
STARBUCKS CORP COM 855244109 733 9,962 SH   DFND   569 0 9,393
STARBUCKS CORP COM 855244109 2,743 37,273 SH   SOLE   37,273 0 0
Schlumberger Ltd COM 806857108 238 12,960 SH   DFND   8 0 12,952
Schlumberger Ltd COM 806857108 15 800 SH   SOLE   800 0 0
Skyworks Solutions Inc COM 83088M102 1,179 9,224 SH   DFND   9,081 0 143
Skyworks Solutions Inc COM 83088M102 3,446 26,951 SH   SOLE   26,831 0 120
TEXAS INSTRUMENTS COM 882508104 717 5,645 SH   DFND   0 0 5,645
Target Corp COM 87612E106 705 5,876 SH   DFND   981 0 4,895
Target Corp COM 87612E106 321 2,679 SH   SOLE   2,679 0 0
Thermo Fisher Scientific Inc COM 883556102 453 1,250 SH   SOLE   1,250 0 0
US BANCORP COM NEW 902973304 299 8,116 SH   DFND   8,116 0 0
US BANCORP COM NEW 902973304 18 500 SH   SOLE   500 0 0
Uber Technologies Inc COM 90353T100 46 1,473 SH   DFND   716 0 757
Uber Technologies Inc COM 90353T100 3,946 126,951 SH   SOLE   126,214 0 737
Union Pacific Corp COM 907818108 330 1,950 SH   DFND   1,462 0 488
Union Pacific Corp COM 907818108 5,090 30,103 SH   SOLE   29,961 0 142
United Parcel Service Inc CL B 911312106 587 5,281 SH   DFND   0 0 5,281
United Parcel Service Inc CL B 911312106 11 100 SH   SOLE   100 0 0
UnitedHealth Group Inc COM 91324P102 1,758 5,961 SH   DFND   5,327 0 634
UnitedHealth Group Inc COM 91324P102 4,518 15,319 SH   SOLE   15,248 0 71
VANGUARD S&P 500 ETF SHS 922908363 283 1,000 SH   SOLE   1,000 0 0
VANGUARD ETF/USA SM CP VAL ETF 922908611 6,827 63,852 SH   DFND   0 0 63,852
VERIZON COMMUN COM 92343V104 562 10,202 SH   DFND   0 0 10,202
VERIZON COMMUN COM 92343V104 77 1,400 SH   SOLE   1,400 0 0
VISA INC COM CL A 92826C839 2,264 11,718 SH   DFND   1,263 0 10,455
VISA INC COM CL A 92826C839 41 212 SH   SOLE   212 0 0
Valero Energy Corp COM 91913Y100 385 6,550 SH   DFND   6,550 0 0
Valero Energy Corp COM 91913Y100 5 80 SH   SOLE   80 0 0
Vanguard ETF/USA INT-TERM CORP 92206C870 330 3,471 SH   DFND   3,471 0 0
Vanguard ETF/USA INT-TERM CORP 92206C870 167,835 1,764,081 SH   SOLE   1,759,504 0 4,577
Vanguard Group Inc/The FTSE EMR MKT ETF 922042858 45 1,140 SH   DFND   1,053 0 87
Vanguard Group Inc/The FTSE EMR MKT ETF 922042858 388 9,784 SH   SOLE   9,784 0 0
Vanguard Group Inc/The SML CP GRW ETF 922908595 4,015 20,115 SH   DFND   20,115 0 0
Varian Medical Systems Inc COM 92220P105 216 1,759 SH   DFND   0 0 1,759
Walmart Inc COM 931142103 770 6,431 SH   DFND   5,284 0 1,147
Walmart Inc COM 931142103 5,320 44,418 SH   SOLE   44,240 0 178
Walt Disney Co/The COM DISNEY 254687106 2,184 19,584 SH   DFND   12,153 0 7,431
Walt Disney Co/The COM DISNEY 254687106 3,730 33,454 SH   SOLE   33,370 0 84
Wells Fargo & Co COM 949746101 371 14,505 SH   DFND   0 0 14,505
Wells Fargo & Co COM 949746101 50 1,950 SH   SOLE   1,950 0 0
Workday Inc CL A 98138H101 451 2,405 SH   DFND   0 0 2,405
Xilinx Inc COM 983919101 30 300 SH   DFND   150 0 150
Xilinx Inc COM 983919101 2,378 24,169 SH   SOLE   24,044 0 125
YAMANA GOLD INC COM 98462Y100 539 98,700 SH   DFND   0 0 98,700
YUM BRANDS INC COM 988498101 426 4,907 SH   DFND   0 0 4,907
Yum China Holdings Inc COM 98850P109 303 6,307 SH   DFND   0 0 6,307