The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,234 8,000 SH   SOLE 8,000 0 0
AIR PRODS & CHEMS INC COM 009158106 917 6,704 SH   SOLE 6,704 0 0
ANTHEM INC COM 036752103 1,710 10,415 SH   SOLE 10,415 0 0
APPLE INC COM 037833100 1,846 14,715 SH   SOLE 14,715 0 0
AT&T INC COM 00206r102 1,151 32,418 SH   SOLE 32,418 0 0
CISCO SYS INC COM 17275R102 1,258 45,828 SH   SOLE 45,828 0 0
CONOCOPHILLIPS COM 20825c104 1,163 18,943 SH   SOLE 18,943 0 0
CVS HEALTH CORP COM 126650100 1,429 13,625 SH   SOLE 13,625 0 0
DISNEY WALT CO COM DISNEY 254687106 1,562 13,681 SH   SOLE 13,681 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 885 13,834 SH   SOLE 13,834 0 0
E M C CORP MASS COM 268648102 1,069 40,513 SH   SOLE 40,513 0 0
EBAY INC COM 278642103 1,225 20,340 SH   SOLE 20,340 0 0
EMERSON ELEC CO COM 291011104 907 16,364 SH   SOLE 16,364 0 0
EXELON CORP COM 30161n101 1,280 40,745 SH   SOLE 40,745 0 0
EXXON MOBIL CORP COM 30231G102 1,155 13,885 SH   SOLE 13,885 0 0
GENERAL ELECTRIC CO COM 369604103 1,465 55,146 SH   SOLE 55,146 0 0
GOOGLE INC CL A 38259p508 1,050 1,945 SH   SOLE 1,945 0 0
GOOGLE INC CL C 38259p706 488 938 SH   SOLE 938 0 0
INTEL CORP COM 458140100 1,288 42,335 SH   SOLE 42,335 0 0
ISHARES TR RUS MID-CAP ETF 464287499 8,308 48,779 SH   SOLE 48,779 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,334 66,749 SH   SOLE 66,749 0 0
JOHNSON & JOHNSON COM 478160104 1,175 12,055 SH   SOLE 12,055 0 0
MICROSOFT CORP COM 594918104 1,214 27,498 SH   SOLE 27,498 0 0
PARKER HANNIFIN CORP COM 701094104 1,124 9,662 SH   SOLE 9,662 0 0
PEPSICO INC COM 713448108 1,214 13,006 SH   SOLE 13,006 0 0
PROCTER & GAMBLE CO COM 742718109 1,054 13,476 SH   SOLE 13,476 0 0
SCHLUMBERGER LTD COM 806857108 1,135 13,170 SH   SOLE 13,170 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,649 22,169 SH   SOLE 22,169 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,131 27,858 SH   SOLE 27,858 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,159 15,423 SH   SOLE 15,423 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 6,016 246,766 SH   SOLE 246,766 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 52,963 257,288 SH   SOLE 257,288 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,180 26,715 SH   SOLE 26,715 0 0
SPDR SERIES TRUST S&P BIOTECH 78464a870 1,805 7,155 SH   SOLE 7,155 0 0
TARGET CORP COM 87612E106 1,380 16,905 SH   SOLE 16,905 0 0
TIME WARNER CABLE INC COM 88732J207 1,465 8,225 SH   SOLE 8,225 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,081 196,986 SH   SOLE 196,986 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,604 210,472 SH   SOLE 210,472 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 23,337 588,583 SH   SOLE 588,583 0 0
WAL-MART STORES INC COM 931142103 944 13,302 SH   SOLE 13,302 0 0
ZIMMER BIOMET HLDGS INC COM 98956p102 1,155 10,575 SH   SOLE 10,575 0 0