The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,351 8,190 SH   SOLE 8,190 0 0
AIR PRODS & CHEMS INC COM 009158106 1,052 6,954 SH   SOLE 6,954 0 0
ANTHEM INC COM 036752103 1,709 11,070 SH   SOLE 11,070 0 0
APPLE INC COM 037833100 1,917 15,402 SH   SOLE 15,402 0 0
AT&T INC COM 00206r102 1,080 33,063 SH   SOLE 33,063 0 0
CISCO SYS INC COM 17275R102 1,272 46,217 SH   SOLE 46,217 0 0
CONOCOPHILLIPS COM 20825c104 1,026 16,478 SH   SOLE 16,478 0 0
CVS HEALTH CORP COM 126650100 1,461 14,160 SH   SOLE 14,160 0 0
DISNEY WALT CO COM DISNEY 254687106 1,539 14,671 SH   SOLE 14,671 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1,017 14,224 SH   SOLE 14,224 0 0
E M C CORP MASS COM 268648102 1,054 41,218 SH   SOLE 41,218 0 0
EBAY INC COM 278642103 1,202 20,840 SH   SOLE 20,840 0 0
EMERSON ELEC CO COM 291011104 944 16,664 SH   SOLE 16,664 0 0
EXELON CORP COM 30161n101 1,413 42,039 SH   SOLE 42,039 0 0
EXXON MOBIL CORP COM 30231G102 1,081 12,723 SH   SOLE 12,723 0 0
GENERAL ELECTRIC CO COM 369604103 1,343 54,133 SH   SOLE 54,133 0 0
GOOGLE INC CL A 38259p508 1,036 1,867 SH   SOLE 1,867 0 0
GOOGLE INC CL C 38259p706 559 1,020 SH   SOLE 1,020 0 0
INTEL CORP COM 458140100 1,313 42,000 SH   SOLE 42,000 0 0
ISHARES TR RUS MID-CAP ETF 464287499 8,505 49,130 SH   SOLE 49,130 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 8,380 67,380 SH   SOLE 67,380 0 0
JOHNSON & JOHNSON COM 478160104 1,239 12,320 SH   SOLE 12,320 0 0
MICROSOFT CORP COM 594918104 1,143 28,108 SH   SOLE 28,108 0 0
PARKER HANNIFIN CORP COM 701094104 1,172 9,868 SH   SOLE 9,868 0 0
PEPSICO INC COM 713448108 1,272 13,301 SH   SOLE 13,301 0 0
PROCTER & GAMBLE CO COM 742718109 1,128 13,761 SH   SOLE 13,761 0 0
SCHLUMBERGER LTD COM 806857108 1,114 13,350 SH   SOLE 13,350 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,641 22,638 SH   SOLE 22,638 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,183 28,977 SH   SOLE 28,977 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,223 15,760 SH   SOLE 15,760 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 6,169 255,881 SH   SOLE 255,881 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 53,128 257,365 SH   SOLE 257,365 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,054 25,810 SH   SOLE 25,810 0 0
SPDR SERIES TRUST S&P BIOTECH 78464a870 1,721 7,630 SH   SOLE 7,630 0 0
TARGET CORP COM 87612E106 1,470 17,910 SH   SOLE 17,910 0 0
TIME WARNER CABLE INC COM 88732J207 1,273 8,495 SH   SOLE 8,495 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,235 197,994 SH   SOLE 197,994 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,078 197,640 SH   SOLE 197,640 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,641 568,445 SH   SOLE 568,445 0 0
WAL-MART STORES INC COM 931142103 1,113 13,528 SH   SOLE 13,528 0 0
ZIMMER HLDGS INC COM 98956p102 1,283 10,915 SH   SOLE 10,915 0 0