The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,383 8,415 SH   SOLE 8,415 0 0
AIR PRODS & CHEMS INC COM 009158106 1,030 7,139 SH   SOLE 7,139 0 0
ANTHEM INC COM 036752103 1,498 11,920 SH   SOLE 11,920 0 0
APPLE INC COM 037833100 1,733 15,696 SH   SOLE 15,696 0 0
AT&T INC COM 00206r102 1,120 33,333 SH   SOLE 33,333 0 0
CISCO SYS INC COM 17275R102 1,305 46,905 SH   SOLE 46,905 0 0
CONOCOPHILLIPS COM 20825c104 1,106 16,018 SH   SOLE 16,018 0 0
CVS HEALTH CORP COM 126650100 1,483 15,395 SH   SOLE 15,395 0 0
DISNEY WALT CO COM DISNEY 254687106 1,466 15,561 SH   SOLE 15,561 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 1,065 14,399 SH   SOLE 14,399 0 0
E M C CORP MASS COM 268648102 1,233 41,443 SH   SOLE 41,443 0 0
EBAY INC COM 278642103 1,175 20,935 SH   SOLE 20,935 0 0
EMERSON ELEC CO COM 291011104 1,044 16,914 SH   SOLE 16,914 0 0
EXELON CORP COM 30161n101 1,680 45,298 SH   SOLE 45,298 0 0
EXXON MOBIL CORP COM 30231G102 1,172 12,677 SH   SOLE 12,677 0 0
GENERAL ELECTRIC CO COM 369604103 1,330 52,628 SH   SOLE 52,628 0 0
GOOGLE INC CL A 38259p508 834 1,572 SH   SOLE 1,572 0 0
GOOGLE INC CL C 38259p706 666 1,266 SH   SOLE 1,266 0 0
INTEL CORP COM 458140100 1,562 43,043 SH   SOLE 43,043 0 0
ISHARES TR RUS MID-CAP ETF 464287499 8,182 48,980 SH   SOLE 48,980 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 7,897 66,014 SH   SOLE 66,014 0 0
JOHNSON & JOHNSON COM 478160104 1,312 12,550 SH   SOLE 12,550 0 0
MICROSOFT CORP COM 594918104 1,306 28,123 SH   SOLE 28,123 0 0
PARKER HANNIFIN CORP COM 701094104 1,277 9,905 SH   SOLE 9,905 0 0
PEPSICO INC COM 713448108 1,290 13,641 SH   SOLE 13,641 0 0
PROCTER & GAMBLE CO COM 742718109 1,392 15,281 SH   SOLE 15,281 0 0
SCHLUMBERGER LTD COM 806857108 1,137 13,310 SH   SOLE 13,310 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,498 21,909 SH   SOLE 21,909 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,152 29,826 SH   SOLE 29,826 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,248 15,765 SH   SOLE 15,765 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 6,440 260,405 SH   SOLE 260,405 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 54,996 267,567 SH   SOLE 267,567 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 990 24,320 SH   SOLE 24,320 0 0
SPDR SERIES TRUST S&P BIOTECH 78464a870 1,552 8,322 SH   SOLE 8,322 0 0
TARGET CORP COM 87612E106 1,446 19,055 SH   SOLE 19,055 0 0
TIME WARNER CABLE INC COM 88732J207 1,442 9,480 SH   SOLE 9,480 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,284 200,795 SH   SOLE 200,795 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,937 198,321 SH   SOLE 198,321 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,251 481,815 SH   SOLE 481,815 0 0
WAL-MART STORES INC COM 931142103 1,171 13,639 SH   SOLE 13,639 0 0
ZIMMER HLDGS INC COM 98956p102 1,282 11,305 SH   SOLE 11,305 0 0