Condensed Consolidated Statements of Operations (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest and dividend income
Interest and fees on loans	$ 2,758	$ 2,970	$ 5,570	$ 5,924
Securities:
Taxable	243	280	469	521
Exempt from federal income tax	94	110	201	222
Other interest income	42	29	79	60
Total interest and dividend income	3,137	3,389	6,319	6,727
Interest expense
Deposits	451	518	917	1,073
Federal Home Loan Bank advances and other borrowed funds	97	101	197	201
Subordinated debentures	19	17	39	35
Total interest expense	567	636	1,153	1,309
Net interest income	2,570	2,753	5,166	5,418
Provision for loan losses	777	2,521	957	2,694
Net interest income after provision for loan losses	1,793	232	4,209	2,724
Non-interest income
Service charges on deposit accounts	94	115	191	215
Gain on sale of loans	184	114	380	341
Gain on sale of securities	141		141	104
Write-down on other real estate owned	(232)	(255)	(424)	(255)
Gain (loss) on sale of foreclosed assets	5	(13)	5	5
Other non-interest income	284	277	545	537
Total non-interest income	476	238	838	947
Non-interest expense
Salaries and employee benefits	1,408	1,370	2,813	2,862
Net occupancy and equipment expense	318	343	649	693
Data processing expense	312	300	612	588
Advertising and promotions	79	65	138	116
Professional fees	270	254	524	515
FDIC insurance premiums	297	266	593	533
Other real estate owned expenses	165	174	272	260
Other operating expenses	371	314	699	614
Total non-interest expense	3,220	3,086	6,300	6,181
Loss before income taxes	(951)	(2,616)	(1,253)	(2,510)
Benefit for income taxes	(63)	(347)	(27)	(370)
Net Loss	(888)	(2,269)	(1,226)	(2,140)
Preferred stock dividend and accretion	(113)	(112)	(225)	(223)
Net Loss available to common shareholders	$ (1,001)	$ (2,381)	$ (1,451)	$ (2,363)
Loss per share
Basic	$ (0.80)	$ (1.91)	$ (1.16)	$ (1.90)
Diluted	$ (0.80)	$ (1.91)	$ (1.16)	$ (1.90)
Average shares outstanding basic	1,245,267	1,245,267	1,245,267	1,245,267
Average shares outstanding diluted	1,245,267	1,245,267	1,245,267	1,245,267
Dividends per share	$ 0.00	$ 0.00	$ 0.00	$ 0.00