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<!--Created: Wed Mar 11 17:21:34 UTC 2026-->
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      <liveTestFlag>LIVE</liveTestFlag>
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          <ccc>XXXXXXXX</ccc>
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    <generalInfo reportEndingPeriod="2025-12-31" isReportPeriodLt12="N"/>
    <registrantInfo>
      <registrantFullName>TRANSAMERICA LIFE INS CO Separate Account VUL-4</registrantFullName>
      <investmentCompFileNo>811-10167</investmentCompFileNo>
      <registrantCik>0001123421</registrantCik>
      <registrantLei>549300XO2A1A42JKOU06</registrantLei>
      <registrantstreet1>6400 C Street SW</registrantstreet1>
      <registrantcity>Cedar Rapids</registrantcity>
      <registrantzipCode>52499</registrantzipCode>
      <registrantstate>US-IA</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>7272991800</registrantphoneNumber>
      <websites>
        <website webpage="transamerica.com"/>
      </websites>
      <locationBooksRecords>
        <locationBooksRecord>
          <officeName>Transamerica Life Insurance Company</officeName>
          <officeAddress1>6400 C Street SW</officeAddress1>
          <officeCity>Cedar Rapids</officeCity>
          <officeStateCountry officeState="US-IA" officeCountry="US"/>
          <officeRecordsZipCode>52499</officeRecordsZipCode>
          <officePhone>7272991800</officePhone>
          <booksRecordsDesc>Records required to be maintained by Section 31(a) of the Investments Company Act of 1940 and Rules 31a-1 to 31a-3 promulgated thereunder</booksRecordsDesc>
        </locationBooksRecord>
      </locationBooksRecords>
      <isRegistrantFirstFiling>N</isRegistrantFirstFiling>
      <isRegistrantLastFiling>N</isRegistrantLastFiling>
      <registrantFamilyInvComp isRegistrantFamilyInvComp="Y" familyInvCompFullName="Transamerica Life Insurance Company"/>
      <registrantClassificationType>N-6</registrantClassificationType>
      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
          <ccoName>Kristine Lynn Wright</ccoName>
          <crdNumber>002701204</crdNumber>
          <ccoStreet1>6400 C Street SW</ccoStreet1>
          <ccoCity>Cedar Rapids</ccoCity>
          <ccoStateCountry ccoState="US-IA" ccoCountry="US"/>
          <ccoZipCode>52499</ccoZipCode>
          <ccoPhone>XXXXXX</ccoPhone>
          <isCcoChangedSinceLastFiling>N</isCcoChangedSinceLastFiling>
          <ccoEmployers>
            <ccoEmployer ccoEmployerName="N/A" ccoEmployerId="N/A"/>
          </ccoEmployers>
        </chiefComplianceOfficer>
      </chiefComplianceOfficers>
      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <isExemptionFromAct>N</isExemptionFromAct>
      <principalUnderwriters>
        <principalUnderwriter>
          <principalUnderwriterName>Transamerica Capital, LLC</principalUnderwriterName>
          <principalUnderwriterFileNumber>8-24829</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000008217</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderWriterStateCountry principalUnderWriterState="US-CA" principalUnderWriterCountry="US"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>Y</isPrincipalUnderwriterAffiliatedWithRegistrant>
        </principalUnderwriter>
      </principalUnderwriters>
      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>Ernst &amp; Young LLP</publicAccountantName>
          <pcaobNumber>00042</pcaobNumber>
          <publicAccountantLei>N/A</publicAccountantLei>
          <publicAccountantStateCountry publicAccountantState="US-NY" publicAccountantCountry="US"/>
        </publicAccountant>
      </publicAccountants>
      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
    </registrantInfo>
    <unitInvestmentTrust>
      <depositors>
        <depositor>
          <depositorName>Transamerica Life Insurance Company</depositorName>
          <depositorCrdNo>N/A</depositorCrdNo>
          <depositorLei>IESWU3ORVB7T21TZOK62</depositorLei>
          <depositorStateCountry depositorState="US-IA" depositorCountry="US"/>
          <depositorUltimateParentname>Aegon Ltd.</depositorUltimateParentname>
        </depositor>
      </depositors>
      <uitAdmins>
        <uitAdmin>
          <uitAdminName>Transamerica Life Insurance Company</uitAdminName>
          <uitAdminLei>IESWU3ORVB7T21TZOK62</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-IA" uitAdminCountry="US"/>
          <isUitAdminAffiliated>Y</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
      </uitAdmins>
      <isUitAdminHiredTerminated>N</isUitAdminHiredTerminated>
      <registrantSeparateInsuranceAccount isRegistrantSeparateInsuranceAccount="Y" separateAccountSeriesId="S000008917"/>
      <numOfContracts>58</numOfContracts>
      <contractSecurities>
        <contractSecurity separateAccountSecurityName="TransSurvivor Life VUL" separateAccountContractId="C000071837" separateAccountTotalAsset="37456096.65" numContractsSold="0" grossPremiumReceived="209657.58" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="1532469.39" contractValueRedeemedSection1035="3766309.39" numContractsAffectedRedeemed="1"/>
      </contractSecurities>
      <isRule6C7Reliance>Y</isRule6C7Reliance>
      <isRule11A2Reliance>N</isRule11A2Reliance>
      <isRule12D1Dash4Reliance>N</isRule12D1Dash4Reliance>
      <isRule12D1GReliance>N</isRule12D1GReliance>
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    <signature registrantSignedName="TRANSAMERICA LIFE INS CO Separate Account VUL-4" signedDate="2026-03-16" signature="/s/ Kristine Toscano" title="Controller"/>
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</edgarSubmission>
