REVENUES (Tables)

9 Months Ended

Sep. 30, 2020

Revenue from Contract with Customer [Abstract]

Schedule of Disaggregation of Revenue

The following tables present a disaggregation of our revenues from contracts with customers by geography for each of our reportable segments for the three and nine months ended September 30, 2020 and 2019:

	Three months ended September 30, 2020
	Merchant Solutions		Issuer Solutions		Business and Consumer Solutions		Intersegment Eliminations		Total
	(in thousands)
Americas	$	1,039,039	$	370,938	$	204,106	$	(15,097)	$	1,598,986
Europe	154,262		113,907		—		—		268,169
Asia Pacific	50,660		2,564		—		(2,564)		50,660
	$	1,243,961	$	487,409	$	204,106	$	(17,661)	$	1,917,815

	Three months ended September 30, 2019
	Merchant Solutions		Issuer Solutions		Business and Consumer Solutions		Intersegment Eliminations		Total
	(in thousands)
Americas	$	786,659	$	55,091	$	27,896	$	(2,310)	$	867,336
Europe	159,592		20,321		—		—		179,913
Asia Pacific	58,692		216		—		(216)		58,692
	$	1,004,943	$	75,628	$	27,896	$	(2,526)	$	1,105,941

	Nine Months Ended September 30, 2020
	Merchant Solutions		Issuer Solutions		Business and Consumer Solutions		Intersegment Eliminations		Total
	(in thousands)
Americas	$	2,926,472	$	1,127,832	$	624,774	$	(47,558)	$	4,631,520
Europe	392,721		327,532		—		—		720,253
Asia Pacific	141,592		5,832		—		(5,832)		141,592
	$	3,460,785	$	1,461,196	$	624,774	$	(53,390)	$	5,493,365

	Nine Months Ended September 30, 2019
	Merchant Solutions		Issuer Solutions		Business and Consumer Solutions		Intersegment Eliminations		Total
	(in thousands)
Americas	$	2,181,000	$	55,092	$	27,896	$	(2,311)	$	2,261,677
Europe	452,317		30,814		—		—		483,131
Asia Pacific	179,323		216		—		(216)		179,323
	$	2,812,640	$	86,122	$	27,896	$	(2,527)	$	2,924,131

The following table presents a disaggregation of our Merchant Solutions segment revenues by distribution channel for the three and nine months ended September 30, 2020 and 2019:

	Three Months Ended				Nine Months Ended
	September 30, 2020		September 30, 2019		September 30, 2020		September 30, 2019
	(in thousands)
Relationship-led	$	709,749	$	538,112	$	1,934,265	$	1,499,393
Technology-enabled	534,212		466,831		1,526,520		1,313,247
	$	1,243,961	$	1,004,943	$	3,460,785	$	2,812,640

Schedule of Supplemental Balance Sheet Information

Supplemental balance sheet information related to contracts from customers as of September 30, 2020 and December 31, 2019 was as follows:

	Balance Sheet Location	September 30, 2020		December 31, 2019
		(in thousands)
Assets:
Capitalized costs to obtain customer contracts, net	Other noncurrent assets	$	243,489	$	226,945
Capitalized costs to fulfill customer contracts, net	Other noncurrent assets	$	72,114	$	38,150
Liabilities:
Contract liabilities, net (current)	Accounts payable and accrued liabilities	$	206,299	$	193,405
Contract liabilities, net (noncurrent)	Other noncurrent liabilities	$	43,714	$	35,272

Schedule of Expected Timing of Satisfaction of Remaining Performance Obligation

The following table includes estimated revenue expected to be recognized in the future related to performance obligations that are unsatisfied or partially unsatisfied at September 30, 2020. However, as permitted, we have elected to exclude from this disclosure any contracts with an original duration of one year or less and any variable consideration that meets specified criteria. Accordingly, the total unsatisfied or partially unsatisfied performance obligations related to processing services is significantly higher than the amounts disclosed in the table below (in thousands):

Year ending December 31,
2020	$	251,524
2021	879,620
2022	688,039
2023	479,540
2024	308,718
2025	225,624
2026 and thereafter	456,896
Total	$	3,289,960