The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COMMON STOCK 00206R102 324 7,985 SH   SOLE   7,985 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 4,366 103,238 SH   SOLE   103,238 0 0
ADOBE SYS INC COMMON STOCK 00724F101 59,605 549,156 SH   SOLE   549,156 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 2,739 3,524 SH   SOLE   3,524 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 4,421 5,499 SH   SOLE   5,499 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 78 1,230 SH   SOLE   1,230 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3,605 56,297 SH   SOLE   56,297 0 0
AMERIGAS PARTNERS LP COMMON STOCK 030975106 410 8,981 SH   SOLE   8,981 0 0
APPLE INCORPORATED COMMON STOCK 037833100 4,480 39,630 SH   SOLE   39,630 0 0
AUTOMATIC DATA PROCESSING IN COMMON STOCK 053015103 233 2,645 SH   SOLE   2,645 0 0
BARCLAYS BK PLC EIN&SEL MLP ADR ETF 06742C723 25 1,050 SH   SOLE   1,050 0 0
BAXTER INTL INC COMMON STOCK 071813109 104 2,188 SH   SOLE   2,188 0 0
BERKSHIRE HATHAWAY INC CLB COMMON STOCK 084670702 87 600 SH   SOLE   600 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 162 3,000 SH   SOLE   3,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN EQUITIES 110448107 160 1,255 SH   SOLE   1,255 0 0
COCA COLA CO COMMON STOCK 191216100 138 3,250 SH   SOLE   3,250 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 4,625 62,395 SH   SOLE   62,395 0 0
CORNING INC COMMON STOCK 219350105 55 2,333 SH   SOLE   2,333 0 0
DANAHER CORPORATION COMMON STOCK 235851102 2,518 32,131 SH   SOLE   32,131 0 0
DIAGEO P L C SPON ADR NEW COMMON STOCK 25243Q205 96 830 SH   SOLE   830 0 0
DISNEY (WALT) COMPANY COMMON STOCK 254687106 3,824 41,178 SH   SOLE   41,178 0 0
DOMINION RES INC VA NEW COMMON STOCK 25746U109 201 2,700 SH   SOLE   2,700 0 0
ETFS GOLD TR SHS ETF 26922Y105 234 1,825 SH   SOLE   1,825 0 0
EBAY INC COMMON STOCK 278642103 1,303 39,622 SH   SOLE   39,622 0 0
ENTERPRISE PRODUCTS LP COMMON STOCK 293792107 112 4,043 SH   SOLE   4,043 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,654 18,947 SH   SOLE   18,947 0 0
FORTIVE CORP COMMON STOCK 34959J108 806 15,836 SH   SOLE   15,836 0 0
GENERAL ELEC CO COMMON STOCK 369604103 5,396 182,230 SH   SOLE   182,230 0 0
INTEL CORP COMMON STOCK 458140100 180 4,772 SH   SOLE   4,772 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 957 1,320 SH   SOLE   1,320 0 0
ISHARES CORE S & P 500 ETF ETF 464287200 105 481 SH   SOLE   481 0 0
ISHARES CORE U.S.AGGREGATE BOND ETF ETF - FIXED INCOME 464287226 15 132 SH   SOLE   132 0 0
ISHARES TR 20 YR TR BD ETF COMMON STOCK 464287432 9,760 70,977 SH   SOLE   70,977 0 0
ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND ETF - FIXED INCOME 464287457 8 97 SH   SOLE   97 0 0
ISHARES TR CORE S&P SCP ETF COMMON STOCK 464287804 13 104 SH   SOLE   104 0 0
ISHARES TR SP SMCP600GR ETF COMMON STOCK 464287887 3,956 28,852 SH   SOLE   28,852 0 0
ISHARES 1-3 YR CREDIT BOND FUND ETF - FIXED INCOME 464288646 186 1,763 SH   SOLE   1,763 0 0
ISHARES TR MIN VOL EAFE ETF COMMON STOCK 46429B689 5,917 87,485 SH   SOLE   87,485 0 0
ETF ISHARES MSCI USA M COMMON STOCK 46429B697 1,287 28,337 SH   SOLE   28,337 0 0
ISHARES TR CORE MSCI EAFE COMMON STOCK 46432F842 4,301 78,008 SH   SOLE   78,008 0 0
ISHARES INC CORE MSCI EMKT COMMON STOCK 46434G103 10 209 SH   SOLE   209 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 5,239 78,669 SH   SOLE   78,669 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,383 45,568 SH   SOLE   45,568 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 106 444 SH   SOLE   444 0 0
MCDONALDS CORP COMMON STOCK 580135101 482 4,174 SH   SOLE   4,174 0 0
MERCK & CO NEW COMMON STOCK 58933Y105 1,650 26,440 SH   SOLE   26,440 0 0
MICROSOFT CORP COMMON STOCK 594918104 84 1,460 SH   SOLE   1,460 0 0
MICROCHIP TECH INC COMMON STOCK 595017104 107 1,719 SH   SOLE   1,719 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 5,036 114,705 SH   SOLE   114,705 0 0
NU SKIN ENTERPRISES COMMON STOCK 67018T105 32 500 SH   SOLE   500 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 7 100 SH   SOLE   100 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 1,579 38,530 SH   SOLE   38,530 0 0
PEPSICO INC COMMON STOCK 713448108 3,911 35,960 SH   SOLE   35,960 0 0
PFIZER INC COMMON STOCK 717081103 119 3,500 SH   SOLE   3,500 0 0
POWERSHARES QQQQ TRUST ETF 73935A104 848 7,143 SH   SOLE   7,143 0 0
QUALCOMM INC COMMON STOCK 747525103 111 1,625 SH   SOLE   1,625 0 0
RAYTHEON COMMON STOCK 755111507 110 805 SH   SOLE   805 0 0
SPDR S & P DEPOSIT RCPTS ETF 78462F103 1,854 8,573 SH   SOLE   8,573 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 3,827 48,675 SH   SOLE   48,675 0 0
SPROTT PHYSICAL GOLD TRUST UNIT COMMON STOCK 85207H104 383 35,000 SH   SOLE   35,000 0 0
SYSCO CORP COMMON STOCK 871829107 205 4,190 SH   SOLE   4,190 0 0
3M CO COMMON STOCK 88579Y101 3,046 17,287 SH   SOLE   17,287 0 0
UNION PACIFIC COMMON STOCK 907818108 4,355 44,656 SH   SOLE   44,656 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 4,755 46,803 SH   SOLE   46,803 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 16 100 SH   SOLE   100 0 0
VISA INC COMMON STOCK 92826C839 4,880 59,004 SH   SOLE   59,004 0 0