The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN PLC SHS COMMON STOCK G0177J108 10 38 SH   SOLE   38 0 0
INVESCO LTD COMMON STOCK G491BT108 76 2,450 SH   SOLE   2,450 0 0
AVAO TECHNOLOGIES LTD COMMON STOCK Y0486S104 16 126 SH   SOLE   126 0 0
A T & T INC COMMON STOCK 00206R102 304 9,335 SH   SOLE   9,335 0 0
ADOBE SYS INC COMMON STOCK 00724F101 53,151 646,454 SH   SOLE   646,454 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 71 1,300 SH   SOLE   1,300 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,506 20,319 SH   SOLE   20,319 0 0
AMERIGAS PARTNERS LP COMMON STOCK 030975106 402 9,691 SH   SOLE   9,691 0 0
APPLE INCORPORATED COMMON STOCK 037833100 4,419 40,060 SH   SOLE   40,060 0 0
AUTOMATIC DATA PROCESSING IN COMMON STOCK 053015103 198 2,458 SH   SOLE   2,458 0 0
BARCLAYS BK PLC EIN&SEL MLP ADR ETF 06742C723 79 3,800 SH   SOLE   3,800 0 0
BAXALTA INC COMMON STOCK 07177M103 41 1,298 SH   SOLE   1,298 0 0
BAXTER INTL INC COMMON STOCK 071813109 43 1,298 SH   SOLE   1,298 0 0
BERKSHIRE HATHAWAY INC CLB COMMON STOCK 084670702 163 1,250 SH   SOLE   1,250 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 178 3,000 SH   SOLE   3,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN EQUITIES 110448107 179 1,625 SH   SOLE   1,625 0 0
CALIFORNIA RES CORP COMMON STOCK 13057Q107 1 228 SH   SOLE   228 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 9 120 SH   SOLE   120 0 0
DPS CHINA MOBILE LIMITED ADR COMMON STOCK 16941M109 42 705 SH   SOLE   705 0 0
COCA COLA CO COMMON STOCK 191216100 291 7,250 SH   SOLE   7,250 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 4,103 64,665 SH   SOLE   64,665 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 19 400 SH   SOLE   400 0 0
CORNING INC COMMON STOCK 219350105 40 2,333 SH   SOLE   2,333 0 0
DANAHER CORPORATION COMMON STOCK 235851102 2,650 31,101 SH   SOLE   31,101 0 0
DIAGEO P L C SPON ADR NEW COMMON STOCK 25243Q205 58 535 SH   SOLE   535 0 0
DISNEY (WALT) COMPANY COMMON STOCK 254687106 4,191 41,003 SH   SOLE   41,003 0 0
DISCOVERY COMMUNICATNS NEW COM SER A COMMON STOCK 25470F104 110 4,225 SH   SOLE   4,225 0 0
DOMINION RES INC VA NEW COMMON STOCK 25746U109 254 3,610 SH   SOLE   3,610 0 0
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF ETF 268461779 3,041 140,080 SH   SOLE   140,080 0 0
ETFS GOLD TR SHS ETF 26922Y105 199 1,825 SH   SOLE   1,825 0 0
EBAY INC COMMON STOCK 278642103 905 37,030 SH   SOLE   37,030 0 0
ENTERPRISE PRODUCTS LP COMMON STOCK 293792107 120 4,818 SH   SOLE   4,818 0 0
EXPRESS SCRIPTS HOLDING CO COMMON STOCK 30219G108 5,487 67,779 SH   SOLE   67,779 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,652 22,226 SH   SOLE   22,226 0 0
GENERAL ELEC CO COMMON STOCK 369604103 4,943 196,078 SH   SOLE   196,078 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 12 126 SH   SOLE   126 0 0
GOOGLE INC COMMON STOCK 38259P508 3,155 4,943 SH   SOLE   4,943 0 0
GOOGLE INC CL C COMMON STOCK 38259P706 2,665 4,380 SH   SOLE   4,380 0 0
INTEL CORP COMMON STOCK 458140100 187 6,202 SH   SOLE   6,202 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 4 30 SH   SOLE   30 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 607 1,320 SH   SOLE   1,320 0 0
ISHARES CORE S & P 500 ETF ETF 464287200 10,054 52,171 SH   SOLE   52,171 0 0
ISHARES CORE U.S.AGGREGATE BOND ETF ETF - FIXED INCOME 464287226 14 132 SH   SOLE   132 0 0
ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND ETF - FIXED INCOME 464287457 16,114 189,602 SH   SOLE   189,602 0 0
ISHARES TR CORE S&P SCP ETF COMMON STOCK 464287804 11 104 SH   SOLE   104 0 0
ISHARES 1-3 YR CREDIT BOND FUND ETF - FIXED INCOME 464288646 191 1,815 SH   SOLE   1,815 0 0
ISHARES TR CORE MSCI EAFE COMMON STOCK 46432F842 5,761 109,095 SH   SOLE   109,095 0 0
ISHARES INC CORE MSCI EMKT COMMON STOCK 46434G103 9 219 SH   SOLE   219 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 4,710 77,249 SH   SOLE   77,249 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,685 50,189 SH   SOLE   50,189 0 0
KOHLBERG KRAVIS ROBERTS & CO COMMON STOCK 48248M102 18 1,100 SH   SOLE   1,100 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 72 346 SH   SOLE   346 0 0
MATTEL INC COMMON STOCK 577081102 61 2,900 SH   SOLE   2,900 0 0
MCDONALDS CORP COMMON STOCK 580135101 512 5,194 SH   SOLE   5,194 0 0
MERCK & CO NEW COMMON STOCK 58933Y105 1,441 29,180 SH   SOLE   29,180 0 0
MICROSOFT CORP COMMON STOCK 594918104 63 1,415 SH   SOLE   1,415 0 0
MICROCHIP TECH INC COMMON STOCK 595017104 74 1,719 SH   SOLE   1,719 0 0
NU SKIN ENTERPRISES COMMON STOCK 67018T105 37 900 SH   SOLE   900 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 202 3,055 SH   SOLE   3,055 0 0
ORACLE CORP COMMON STOCK 68389X105 14 400 SH   SOLE   400 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 1,149 37,030 SH   SOLE   37,030 0 0
PEPSICO INC COMMON STOCK 713448108 3,078 32,642 SH   SOLE   32,642 0 0
PFIZER INC COMMON STOCK 717081103 327 10,420 SH   SOLE   10,420 0 0
POWERSHARES QQQQ TRUST ETF 73935A104 1,062 10,439 SH   SOLE   10,439 0 0
PRAXAIR INC COMMON STOCK 74005P104 968 9,500 SH   SOLE   9,500 0 0
QUALCOMM INC COMMON STOCK 747525103 1,120 20,857 SH   SOLE   20,857 0 0
RAYTHEON COMMON STOCK 755111507 91 830 SH   SOLE   830 0 0
ROYAL DUTCH SHELL ADR FOREIGN EQUITIES 780259107 107 2,249 SH   SOLE   2,249 0 0
SPDR S & P DEPOSIT RCPTS ETF 78462F103 2,660 13,882 SH   SOLE   13,882 0 0
SANOFI COMMON STOCK 80105N105 95 2,010 SH   SOLE   2,010 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 3,390 49,150 SH   SOLE   49,150 0 0
SELECT SPDR MATERIALS ETF 81369Y100 36 900 SH   SOLE   900 0 0
SPDRFUND INDUSTRIAL ETF 81369Y704 21 413 SH   SOLE   413 0 0
SPROTT PHYSICAL GOLD TRUST UNIT COMMON STOCK 85207H104 321 35,000 SH   SOLE   35,000 0 0
SYSCO CORP COMMON STOCK 871829107 340 8,715 SH   SOLE   8,715 0 0
3M CO COMMON STOCK 88579Y101 2,580 18,201 SH   SOLE   18,201 0 0
UNION PACIFIC COMMON STOCK 907818108 3,943 44,606 SH   SOLE   44,606 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 5,364 60,276 SH   SOLE   60,276 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 10 100 SH   SOLE   100 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 14 230 SH   SOLE   230 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF 921908844 1,004 13,609 SH   SOLE   13,609 0 0
VISA INC COMMON STOCK 92826C839 4,798 68,885 SH   SOLE   68,885 0 0
WAL MART STORES INC COMMON STOCK 931142103 125 1,932 SH   SOLE   1,932 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 10 200 SH   SOLE   200 0 0
WILLIAMS PARTNERS L P NEW COM UNIT LTD PAR COMMON STOCK 96949L105 101 3,154 SH   SOLE   3,154 0 0