The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLERGAN PLC SHS COMMON STOCK G0177J108 12 38 SH   SOLE   38 0 0
EATON CORP PLC SHS COMMON STOCK G29183103 13 194 SH   SOLE   194 0 0
INGERSOLL-RAND PLC COMMON STOCK G47791101 18 260 SH   SOLE   260 0 0
INVESCO LTD COMMON STOCK G491BT108 109 2,910 SH   SOLE   2,910 0 0
MALLINCKRODT PLC COMMON STOCK G5785G107 15 124 SH   SOLE   124 0 0
AVAO TECHNOLOGIES LTD COMMON STOCK Y0486S104 17 126 SH   SOLE   126 0 0
A T & T INC COMMON STOCK 00206R102 335 9,425 SH   SOLE   9,425 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 14 290 SH   SOLE   290 0 0
ABBVIE, INC COMMON STOCK 00287Y109 18 270 SH   SOLE   270 0 0
ADOBE SYS INC COMMON STOCK 00724F101 54,470 672,384 SH   SOLE   672,384 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 64 1,300 SH   SOLE   1,300 0 0
AMAZON.COM INC COMMON STOCK 023135106 17 39 SH   SOLE   39 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 4,462 57,411 SH   SOLE   57,411 0 0
AMERIGAS PARTNERS LP COMMON STOCK 030975106 478 10,451 SH   SOLE   10,451 0 0
AMGEN INC COMMON STOCK 031162100 7 44 SH   SOLE   44 0 0
APPLE INCORPORATED COMMON STOCK 037833100 5,065 40,385 SH   SOLE   40,385 0 0
AUTOMATIC DATA PROCESSING IN COMMON STOCK 053015103 276 3,442 SH   SOLE   3,442 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 19 1,110 SH   SOLE   1,110 0 0
BARCLAYS BK PLC EIN&SEL MLP ADR ETF 06742C723 104 3,800 SH   SOLE   3,800 0 0
BAXTER INTL INC COMMON STOCK 071813109 91 1,298 SH   SOLE   1,298 0 0
BERKSHIRE HATHAWAY INC CLB COMMON STOCK 084670702 170 1,250 SH   SOLE   1,250 0 0
BIOGEN INC COMMON STOCK 09062X103 10 25 SH   SOLE   25 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 212 3,190 SH   SOLE   3,190 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN EQUITIES 110448107 176 1,625 SH   SOLE   1,625 0 0
CALIFORNIA RES CORP COMMON STOCK 13057Q107 1 228 SH   SOLE   228 0 0
CAPITAL ONE FINANCIAL CORP COMMON STOCK 14040H105 18 200 SH   SOLE   200 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 10 120 SH   SOLE   120 0 0
CATERPILLAR INC COMMON STOCK 149123101 8 99 SH   SOLE   99 0 0
CELANESE CORP -SERA COMMON STOCK 150870103 12 170 SH   SOLE   170 0 0
DPS CHINA MOBILE LIMITED ADR COMMON STOCK 16941M109 45 705 SH   SOLE   705 0 0
COCA COLA CO COMMON STOCK 191216100 284 7,250 SH   SOLE   7,250 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 4,159 63,590 SH   SOLE   63,590 0 0
COMCAST CORP CL A COMMON STOCK 20030N101 16 270 SH   SOLE   270 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 25 400 SH   SOLE   400 0 0
CORNING INC COMMON STOCK 219350105 46 2,333 SH   SOLE   2,333 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 12 91 SH   SOLE   91 0 0
DANAHER CORPORATION COMMON STOCK 235851102 2,666 31,151 SH   SOLE   31,151 0 0
DISNEY (WALT) COMPANY COMMON STOCK 254687106 4,719 41,343 SH   SOLE   41,343 0 0
DISCOVERY COMMUNICATNS NEW COM SER A COMMON STOCK 25470F104 3,982 119,755 SH   SOLE   119,755 0 0
DOMINION RES INC VA NEW COMMON STOCK 25746U109 241 3,610 SH   SOLE   3,610 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 11 220 SH   SOLE   220 0 0
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF ETF 268461779 3,563 136,795 SH   SOLE   136,795 0 0
ETFS GOLD TR SHS ETF 26922Y105 209 1,825 SH   SOLE   1,825 0 0
EBAY INC COMMON STOCK 278642103 2,231 37,030 SH   SOLE   37,030 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 20 300 SH   SOLE   300 0 0
ENTERPRISE PRODUCTS LP COMMON STOCK 293792107 144 4,818 SH   SOLE   4,818 0 0
EXPRESS SCRIPTS HOLDING CO COMMON STOCK 30219G108 5,974 67,169 SH   SOLE   67,169 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,909 22,939 SH   SOLE   22,939 0 0
FACEBOOK INC -A COMMON STOCK 30303M102 18 210 SH   SOLE   210 0 0
FNF GROUP COMMON STOCK 31620R303 13 360 SH   SOLE   360 0 0
GENERAL ELEC CO COMMON STOCK 369604103 5,079 191,238 SH   SOLE   191,238 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 15 126 SH   SOLE   126 0 0
GOOGLE INC COMMON STOCK 38259P508 2,560 4,740 SH   SOLE   4,740 0 0
GOOGLE INC CL C COMMON STOCK 38259P706 2,285 4,390 SH   SOLE   4,390 0 0
HOME DEPOT INC COMMON STOCK 437076102 14 128 SH   SOLE   128 0 0
HUMANA INC COMMON STOCK 444859102 16 82 SH   SOLE   82 0 0
INTEL CORP COMMON STOCK 458140100 189 6,202 SH   SOLE   6,202 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 20 88 SH   SOLE   88 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 5 30 SH   SOLE   30 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 640 1,320 SH   SOLE   1,320 0 0
ISHARES S&P GSCI COMMODITY IUNIT BEN INT ETF 46428R107 23 1,080 SH   SOLE   1,080 0 0
ISHARES CORE S & P 500 ETF ETF 464287200 8 40 SH   SOLE   40 0 0
ISHARES S&P GLOBAL HEALTHCAR ETF 464287325 8 75 SH   SOLE   75 0 0
ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND ETF - FIXED INCOME 464287457 16,907 199,233 SH   SOLE   199,233 0 0
ISHARES 1-3 YR CREDIT BOND FUND ETF - FIXED INCOME 464288646 212 2,015 SH   SOLE   2,015 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 5,010 73,944 SH   SOLE   73,944 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 4,860 49,869 SH   SOLE   49,869 0 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 11 220 SH   SOLE   220 0 0
KOHLBERG KRAVIS ROBERTS & CO COMMON STOCK 48248M102 25 1,100 SH   SOLE   1,100 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 64 346 SH   SOLE   346 0 0
MATTEL INC COMMON STOCK 577081102 113 4,410 SH   SOLE   4,410 0 0
MCDONALDS CORP COMMON STOCK 580135101 494 5,194 SH   SOLE   5,194 0 0
MERCK & CO NEW COMMON STOCK 58933Y105 1,711 30,063 SH   SOLE   30,063 0 0
MICROCHIP TECH INC COMMON STOCK 595017104 82 1,719 SH   SOLE   1,719 0 0
MONSTER BEVERAGE CORP NEW COMMON STOCK 61174X109 15 114 SH   SOLE   114 0 0
NU SKIN ENTERPRISES COMMON STOCK 67018T105 42 900 SH   SOLE   900 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 238 3,055 SH   SOLE   3,055 0 0
ORACLE CORP COMMON STOCK 68389X105 16 400 SH   SOLE   400 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 13 72 SH   SOLE   72 0 0
PEPSICO INC COMMON STOCK 713448108 3,007 32,217 SH   SOLE   32,217 0 0
PFIZER INC COMMON STOCK 717081103 366 10,920 SH   SOLE   10,920 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 9 110 SH   SOLE   110 0 0
POWERSHARES QQQQ TRUST ETF 73935A104 1,166 10,889 SH   SOLE   10,889 0 0
PRAXAIR INC COMMON STOCK 74005P104 3,084 25,795 SH   SOLE   25,795 0 0
QUALCOMM INC COMMON STOCK 747525103 3,611 57,660 SH   SOLE   57,660 0 0
RAYTHEON COMMON STOCK 755111507 79 830 SH   SOLE   830 0 0
ROYAL DUTCH SHELL ADR FOREIGN EQUITIES 780259107 609 10,624 SH   SOLE   10,624 0 0
SPDR S & P DEPOSIT RCPTS ETF 78462F103 2,915 14,162 SH   SOLE   14,162 0 0
SALESFORCE.COM COMMON STOCK 79466L302 17 250 SH   SOLE   250 0 0
SANOFI COMMON STOCK 80105N105 100 2,010 SH   SOLE   2,010 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 4,199 48,719 SH   SOLE   48,719 0 0
SELECT SPDR MATERIALS ETF 81369Y100 44 900 SH   SOLE   900 0 0
SPDRFUND INDUSTRIAL ETF 81369Y704 22 413 SH   SOLE   413 0 0
SERVICENOW INC COMMON STOCK 81762P102 18 240 SH   SOLE   240 0 0
SPROTT PHYSICAL GOLD TRUST UNIT COMMON STOCK 85207H104 338 35,000 SH   SOLE   35,000 0 0
STATE ST CORP COMMON STOCK 857477103 15 190 SH   SOLE   190 0 0
SYSCO CORP COMMON STOCK 871829107 315 8,715 SH   SOLE   8,715 0 0
3M CO COMMON STOCK 88579Y101 2,748 17,811 SH   SOLE   17,811 0 0
UNION PACIFIC COMMON STOCK 907818108 2,378 24,938 SH   SOLE   24,938 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6,472 58,341 SH   SOLE   58,341 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 11 100 SH   SOLE   100 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 14 230 SH   SOLE   230 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF ETF 921908844 1,100 13,996 SH   SOLE   13,996 0 0
VISA INC COMMON STOCK 92826C839 4,558 67,885 SH   SOLE   67,885 0 0
WAL MART STORES INC COMMON STOCK 931142103 3,691 52,035 SH   SOLE   52,035 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101 11 200 SH   SOLE   200 0 0
WILLIAMS PARTNERS L P NEW COM UNIT LTD PAR COMMON STOCK 96949L105 153 3,154 SH   SOLE   3,154 0 0
YUM BRANDS INC COMMON STOCK 988498101 15 170 SH   SOLE   170 0 0